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Old 06-27-2020, 11:33 AM  
Trivers Trivers is offline
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Public Service Announcement: Check your FICO credit score for FREE!
hey!

working on loan submittal docs for several credit unions for the new gourmet popcorn factory/store.

double and triple-checking everything including score. FICO is the only score standard that matters.

using this website from Experian:

https://www.experian.com/?intcmp-cor-signin-logo

experian.comexperian.com
Check Your Free Credit Report & FICOŽ Score - Experian
Experian is committed to helping you protect, understand, and improve your credit. Start with your free Experian credit report and FICOŽ score.

it provides immediate credit report and score for free for Experian.

And, if you sign up for the $25/month package. you receive ALL THREE scores and reports. You will instantly know if your scores will allow you to borrow to get the whatever of your dreams!

AND if you cancel within 7 days, there is no monthly fee. For $25/month, they will send you emails of all credit score increases and changes. For the cost of having a few fewer beers/month, you will have instant and up to date info.

I'm going to keep it. Peace of mind.

have a good weekend
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Old 06-27-2020, 11:51 AM   #2
scho63 scho63 is online now
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I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.
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Old 06-27-2020, 11:59 AM   #3
Hammock Parties Hammock Parties is online now
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Originally Posted by scho63 View Post
I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.
My bank literally sends me multiple e-mails every month letting me check my credit score for free.

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Old 06-27-2020, 11:59 AM   #4
Trivers Trivers is offline
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Quote:
Originally Posted by scho63 View Post
I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.
Credit Karma uses VantageScore 3.0. A credit score wanta be. Used by CK and most credit card companies to let their users have a vague idea where they stamd.

If you going for a house, car, boat, building, you need FICO scores.
Last edited by Trivers; 06-27-2020 at 12:58 PM..
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Old 06-27-2020, 12:35 PM   #5
digger digger is offline
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I get free FICO from both my bank and credit card, I additionaly check Credit Karma weekly. Experian can kiss my ass, they can't even keep the data they have safe from hackers, so **** them...
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Old 06-27-2020, 12:45 PM   #6
BWillie BWillie is online now
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I'm white. Having good credit is virtually the only thing I'm good at. I'm like 850 or some shit. I could ask for a half a milsky loan to buy crack, they'd probably give it to me.
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Old 06-27-2020, 01:02 PM   #7
OrtonsPiercedTaint OrtonsPiercedTaint is offline
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Old 06-27-2020, 01:11 PM   #8
TribalElder TribalElder is offline
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Old 06-27-2020, 01:32 PM   #9
loochy loochy is offline
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Quote:
Originally Posted by Trivers View Post

And, if you sign up for the $25/month package. you receive ALL THREE scores and reports. You will instantly know if your scores will allow you to borrow to get the whatever of your dreams!

AND if you cancel within 7 days, there is no monthly fee. For $25/month, they will send you emails of all credit score increases and changes. For the cost of having a few fewer beers/month, you will have instant and up to date info.

I'm going to keep it. Peace of mind.

have a good weekend
A fool and his money are soon parted
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Old 06-27-2020, 02:07 PM   #10
-King- -King- is offline
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You're paying $25 a month to get emails of a free service? Wut?
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Old 06-27-2020, 02:08 PM   #11
-King- -King- is offline
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Quote:
Originally Posted by Trivers View Post
Credit Karma uses VantageScore 3.0. A credit score wanta be. Used by CK and most credit card companies to let their users have a vague idea where they stamd.

If you going for a house, car, boat, building, you need FICO scores.
Every credit card shows your FICO score for free.
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Old 06-27-2020, 02:09 PM   #12
BWillie BWillie is online now
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You're paying $25 a month to get emails of a free service? Wut?
Seems like a really good deal to me. I have one of those America Online CD's and I get internet for $49.99 a month. I don't even have to buy a newspaper anymore. Just log on, go make mow the lawn, come back and voila.
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Old 06-27-2020, 02:29 PM   #13
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by scho63 View Post
I can check my FICO score for FREE via my Wells Fargo account anytime I want and my credit score for free via Credit Karma.

No sense to pay anymore. Many banks and brokerages have deals to access for free.
Yeah, my Discover card provides my FICO score with every bill. Supposedly about 1/2 CC companies do the same. Credit Karma is free. Why pay? What else do you get?
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Old 06-27-2020, 02:33 PM   #14
BigRedChief BigRedChief is offline
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Quote:
Originally Posted by -King- View Post
You're paying $25 a month to get emails of a free service? Wut?
I pay $10 a year to not see ads on my Yahoo email. I know YAHOO email WTF BRC?
I've had it forever. People from decades ago can reach out. I was in early. Yahoo use to give you a member# as you joined. I was in the low 20K's. Now its 20 billion or something like that.
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Old 06-27-2020, 02:52 PM   #15
dj56dt58 dj56dt58 is offline
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