Money Investing megathread extravaganza - Page 187

**DaFace** · 06:35 PM

A place to talk about investing stuff.

scho63 · 04-16-2019, 07:31 AM

Crashes occur for two specific reasons:

1. Extreme euphoria (Not even close)
2. Unseen world crises like a Iranian Silkworm missle hitting a US tanker in the gulf (Mostly impossible to predict)

IMHO the market continues to "climb the wall of worry".

RunKC · 04-22-2019, 08:45 AM

What a great ****ing day it is! Both my stocks are going up this morning!

APPFOLIO:+2.61%
OILU: +7.22%

Groves · 04-22-2019, 05:28 PM

Been teaching my kids about compounding interest. With rates these days I can’t even expect them to get excited about interest from their savings.

Not really wanting to put money into indexed funds.

Where does one “shop” for fixed rate investments?

Sent from my iPhone using Tapatalk

**lewdog** · 04-22-2019, 08:37 PM

Quote:

Originally Posted by Groves

Been teaching my kids about compounding interest. With rates these days I can’t even expect them to get excited about interest from their savings.

Not really wanting to put money into indexed funds.

Where does one “shop” for fixed rate investments?

Sent from my iPhone using Tapatalk

CD's are your best bet then.

Ally bank online has competitive rates and some no penalty CDs for low entry cost. I'd look there.

**lewdog** · 04-22-2019, 09:20 PM

I have my brokerage account through TD Ameritrade and realized I have never checked there for CDs.

Sure enough, a simply 3 month CD pays 2.3%. This seems higher than I expected. What am I missing?

**DaFace** · 04-22-2019, 09:51 PM

Quote:

Originally Posted by lewdog

I have my brokerage account through TD Ameritrade and realized I have never checked there for CDs.

Sure enough, a simply 3 month CD pays 2.3%. This seems higher than I expected. What am I missing?

My savings account is at 2.1%, so it'd take a lot of money for the difference to add up to much. I'd rather have the liquidity.

**Buehler445** · 04-22-2019, 10:52 PM

Quote:

Originally Posted by DaFace

My savings account is at 2.1%, so it'd take a lot of money for the difference to add up to much. I'd rather have the liquidity.

The ****? What bank?

Nightfyre · 04-22-2019, 11:39 PM

Guys, talk me out of going short Boeing ahead of earnings. I am pretty sure their guidance is going to result in a bloodbath

ChiliConCarnage · 04-23-2019, 03:58 AM

Quote:

Originally Posted by lewdog

I have my brokerage account through TD Ameritrade and realized I have never checked there for CDs.

Sure enough, a simply 3 month CD pays 2.3%. This seems higher than I expected. What am I missing?

A 30 day tbill from the gov is 2.4x rn and not eligible for state/local taxes. 3 months is nearly a savings acct so that seems fine. My Ally savings is 2.2%. All the new online Banks are temporarily topping wherever Ally sets their rate. Marcus by Goldman Sachs is 2.25. I have a Citi CC and when I login to their site, I get bombarded with pop ups for Citi Accelerate savings @ 2.36%.

**lewdog** · 04-23-2019, 05:40 AM

Quote:

Originally Posted by ChiliConCarnage

A 30 day tbill from the gov is 2.4x rn and not eligible for state/local taxes. 3 months is nearly a savings acct so that seems fine. My Ally savings is 2.2%. All the new online Banks are temporarily topping wherever Ally sets their rate. Marcus by Goldman Sachs is 2.25. I have a Citi CC and when I login to their site, I get bombarded with pop ups for Citi Accelerate savings @ 2.36%.

Dang, that's good info. I looked up the 30 day T bill on TD and you're right, 2.4. It says taxable though, which is fine.

KCUnited · 04-23-2019, 06:59 AM

I'm contemplating changing employers, is there a consensus best strategy for handling an old 401k? If I'm able to and like the investments, is it best to roll it into the new employers plan? If that's not possible, roll it into an IRA? Leave it? I've been contributing to it for 12 years so it's a decent chunk of change.

**DaFace** · 04-23-2019, 07:03 AM

Quote:

Originally Posted by Buehler445

The ****? What bank?

Discover, but there are quite a few online savings options that are in the that range right now.

**lewdog** · 04-23-2019, 07:20 AM

Quote:

Originally Posted by KCUnited

I'm contemplating changing employers, is there a consensus best strategy for handling an old 401k? If I'm able to and like the investments, is it best to roll it into the new employers plan? If that's not possible, roll it into an IRA? Leave it? I've been contributing to it for 12 years so it's a decent chunk of change.

Roll it over if you like the options at new employer.

If you don’t like the options do an IRA with an institution that has funds you like (Vanguard).

KCUnited · 04-23-2019, 07:31 AM

Quote:

Originally Posted by lewdog

Roll it over if you like the options at new employer.

If you don’t like the options do an IRA with an institution that has funds you like (Vanguard).

Good to know and is what my initial thought was. My 401k is with Vanguard so should make the process easier if I decided to roll it into an IRA.

Nightfyre · 04-23-2019, 08:37 AM

Quote:

Originally Posted by Nightfyre

Guys, talk me out of going short Boeing ahead of earnings. I am pretty sure their guidance is going to result in a bloodbath

Y'all suck. I am in for Boeing puts at 360. I went full r/wallstreetbets. Send me those good vibes.

06-27-2016, 11:23 AM
DaFace Kind of a mod Join Date: Aug 2005 Location: Donkey Land Casino cash: $2116899	Investing megathread extravaganza A place to talk about investing stuff. Last edited by DaFace; 02-19-2021 at 06:35 PM..
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04-16-2019, 07:31 AM	#2791
scho63 Politically Incorrect Join Date: Feb 2009 Location: Scottsdale, AZ Casino cash: $2861110	Crashes occur for two specific reasons: 1. Extreme euphoria (Not even close) 2. Unseen world crises like a Iranian Silkworm missle hitting a US tanker in the gulf (Mostly impossible to predict) IMHO the market continues to "climb the wall of worry". __________________ *"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!"* ~Redd Foxx~ ~~2018 2019 2020 20212022 2023~~ 2024 Adopt a Chief - Clark Hunt and Brett Veach "The men who drafted Patrick Mahomes"
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04-22-2019, 08:45 AM	#2792
RunKC Andy Reid Supporter Join Date: Apr 2012 Casino cash: $2339611	What a great **ing day it is! Both my stocks are going up this morning! APPFOLIO:+2.61% OILU: +7.22% __________________ Mike Greenberg@Espngreeny I can’t fathom what it must be like to be a fan of the #Chiefs. Adopt a Chief: Noah Gray**
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04-22-2019, 05:28 PM	#2793
Groves Turning the Corner Join Date: Dec 2006 Location: Springfield, Missouri Casino cash: $2398541	Been teaching my kids about compounding interest. With rates these days I can’t even expect them to get excited about interest from their savings. Not really wanting to put money into indexed funds. Where does one “shop” for fixed rate investments? Sent from my iPhone using Tapatalk
Posts: 2,380

04-22-2019, 09:20 PM	#2795
lewdog Mod Team Join Date: Sep 2011 Location: Valley of the hot as **** Casino cash: $1991900	I have my brokerage account through TD Ameritrade and realized I have never checked there for CDs. Sure enough, a simply 3 month CD pays 2.3%. This seems higher than I expected. What am I missing?
Posts: 45,555

04-22-2019, 11:39 PM	#2798
Nightfyre MVP Join Date: Mar 2004 Location: Helena, MT Casino cash: $3728849	Guys, talk me out of going short Boeing ahead of earnings. I am pretty sure their guidance is going to result in a bloodbath
Posts: 18,519

04-23-2019, 06:59 AM	#2801
KCUnited Cheat Death Join Date: Nov 2007 Location: Land of Drincoln Casino cash: $2378244	I'm contemplating changing employers, is there a consensus best strategy for handling an old 401k? If I'm able to and like the investments, is it best to roll it into the new employers plan? If that's not possible, roll it into an IRA? Leave it? I've been contributing to it for 12 years so it's a decent chunk of change. Last edited by KCUnited; 04-23-2019 at 07:06 AM..
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