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Old 12-08-2018, 02:54 PM  
MIAdragon MIAdragon is offline
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Auto insurance experts advice.

So our daily beater was stolen last week and was just recovered across the state. It was a very clean 12 335i with 90k and I actually didn’t hate driving it. Here’s the delima after being gone a week and who know what the hell happened to it/in it do I have the option to decline the return to my possession? What options do I have? And yes I immediately suspected midnightvulture, anyone seen his punk ass?
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Old 12-08-2018, 05:42 PM   #16
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I think you're stuck with it. You would be in Missouri at least
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Old 12-08-2018, 05:55 PM   #17
Perineum Ripper Perineum Ripper is offline
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I just want everyone to take a second and let the fact this guy’s daily beater was a BMW with a horrible 90,000 miles on it.
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Old 12-08-2018, 06:06 PM   #18
MIAdragon MIAdragon is offline
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Originally Posted by mac459 View Post
I just want everyone to take a second and let the fact this guy’s daily beater was a BMW with a horrible 90,000 miles on it.
It’s a high mile 3 series, it’s not even apricot or anything.
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Old 12-08-2018, 06:36 PM   #19
BryanBusby BryanBusby is offline
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If they hooned the hell out of it for a week it may still run fine at the moment and appear ok, but the life of the car could be seriously shortened. I'd consider that "damaged".
Unless you can prove the car is damaged and the cost to repair is beyond around 75% of the value, you better just plan on taking the car back.

If the OP wants the the shit gone he should probably leave it running in a bad area.
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Old 12-08-2018, 07:31 PM   #20
MIAdragon MIAdragon is offline
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Originally Posted by BryanBusby View Post
Unless you can prove the car is damaged and the cost to repair is beyond around 75% of the value, you better just plan on taking the car back.

If the OP wants the the shit gone he should probably leave it running in a bad area.
Why? So someone can “borrow” it for the weekend again? And not even have the decency to return it with the same fuel level as they received!?
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Old 12-08-2018, 07:43 PM   #21
Demonpenz Demonpenz is offline
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Man the high end sports car that is my beater was taken or a joyride because it is so awesome then the people returned it undamaged with not a spec of Jizz all up in the heated seats. What a time to be alive. No the insurance company won't do shit. If people could decline their car returned like you are saying anyone with a knock or a fart in their car would park it 10 miles away and claim it too be stolen.
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Old 12-08-2018, 07:58 PM   #22
MIAdragon MIAdragon is offline
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Originally Posted by Demonpenz View Post
Man the high end sports car that is my beater was taken or a joyride because it is so awesome then the people returned it undamaged with not a spec of Jizz all up in the heated seats. What a time to be alive. No the insurance company won't do shit. If people could decline their car returned like you are saying anyone with a knock or a fart in their car would park it 10 miles away and claim it too be stolen.
Lmao, hate much? Again it’s a high mile 3 series, nothing high end about it. It is damaged, broken window and dented hood, however those are the least of my concerns. It’s the hidden mechanical damage that is possible. And this isn’t a claim, the car was taken, and for a week god knows what was done to it.
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Old 12-08-2018, 08:00 PM   #23
BryanBusby BryanBusby is offline
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They stuck their dicks in the tailpipe m8

Your car has herpes
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Old 12-08-2018, 08:07 PM   #24
lewdog lewdog is offline
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Stolen from your house?
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Old 12-08-2018, 08:31 PM   #25
BWillie BWillie is offline
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Quote:
Originally Posted by Bugeater View Post
If they hooned the hell out of it for a week it may still run fine at the moment and appear ok, but the life of the car could be seriously shortened. I'd consider that "damaged".
You are going to need to find a mechanic that can vouch for what has been compromised. Even then, very doubtful it will be a total loss unless you have an old vehicle
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Old 12-08-2018, 08:32 PM   #26
MIAdragon MIAdragon is offline
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Stolen from your house?
Yep
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Old 12-08-2018, 08:38 PM   #27
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I don't think 90K is high miles for a 2012. We are basically in 2019 making it 7 years old. The average is between 12,000 to 15,000 depending on whether you are buying or selling. So 84,000 to 105,000 would be average.
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Old 12-08-2018, 08:57 PM   #28
lewdog lewdog is offline
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Yep
Only poor people park on the street and not in their garage.
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Old 12-08-2018, 09:02 PM   #29
MIAdragon MIAdragon is offline
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Only poor people park on the street and not in their garage.
**** you, the nice chromeless shit is in the garage.
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Old 12-08-2018, 09:18 PM   #30
Demonpenz Demonpenz is offline
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Lmao, hate much? Again it’s a high mile 3 series, nothing high end about it. It is damaged, broken window and dented hood, however those are the least of my concerns. It’s the hidden mechanical damage that is possible. And this isn’t a claim, the car was taken, and for a week god knows what was done to it.
Sorry about the car. I am a car guy so I know it sucks. I had my jeep fixed after a wreck not my fault then I parked it in a driveway and then someone ran a stopsign and drove up my drive and totaled it. So it sucks. Hopefully nothing is wrong with it. Probably just dumb kids being dumb or a drug run.
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