Home Mail Chat Wallpapers
Go Back   ChiefsPlanet > The Lounge

Reply
 
Thread Tools Display Modes
Old 12-08-2018, 02:54 PM  
MIAdragon MIAdragon is offline
Someone pass the antifreeze
 
MIAdragon's Avatar
 
Join Date: Oct 2005
Location: Miami (North Cuba)
Casino cash: $17919
Auto insurance experts advice.

So our daily beater was stolen last week and was just recovered across the state. It was a very clean 12 335i with 90k and I actually didnít hate driving it. Hereís the delima after being gone a week and who know what the hell happened to it/in it do I have the option to decline the return to my possession? What options do I have? And yes I immediately suspected midnightvulture, anyone seen his punk ass?
Posts: 14,195
MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.MIAdragon has enough rep power to blowy ou to bits.
  Reply With Quote
Old Yesterday, 12:16 AM   #31
Buehler445 Buehler445 is online now
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $44834
Sucks about the car, man. People suck.

Unfortunately, I'd guess you're boned. The shit thing is that even with insurance, if bad shit happens you don't come out whole. Sucks, but it is the nature of shit.

People suck. **** people.
Posts: 38,530
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
  Reply With Quote
Old Yesterday, 01:16 AM   #32
cooper barrett cooper barrett is offline
MVP
 
cooper barrett's Avatar
 

Join Date: Aug 2017
Casino cash: $500
IMHO 90K miles on a well maintained F30 is nothing and being driven hard for a week doesn't phase them. If it was stolen by Bueller, that's another story.

I would have pictures and receipts ready but would not volunteer them until the word total is used.

I would get the shop (you are in good graces with) to vouch for the fact that the car was flawless and that it is now not running, driving, or shifting as it did on last service visit. There is a lot of unknown info about this car, mileage since stolen, body damage, and even if there were tires and wheels on the car. *** remember that you control where your car gets repaired.
Just tell the shop manager/ owner that you don't want it back and they will steer the insurance adjuster towards totaling the car. If it was not badly hurt and the wheels are still on it, undamaged with even wear and no abuse signs than you're getting your car back.

The key is to have your shop note, in writing, on paper(estimates and invoices) that becomes part of the file, that they feel the car was seriously compromised and why. If the steering or suspension has been damaged (strut noise, popping or a pull can get expensive quickly. If they drove the wheels off of it, the tires may be down to the belts, the wheels gouged, and the interior and body may need expensive repairs.Your shop can make notes to the effect that implies need to diagnose shifting or engine issues. They may request oil and tranny fluids be tested and failure of the ins. co. to authorize would leave the door open for them to pay future claims.*

You should refer to your state's laws on "Diminished value" as this will appear on CARFAX and other services.
I made State Farm buy back a Benz 320 SLK that was not fixed right (up to Mercedes standards) and found them only wanting to verify proof sources to make decisions. Aristocrat's used car manager wrote a letter stating diminished value. Additionally, letter from Frank Eveland at Eveland Bros. Collision Repair, Inc. stating that the car was compromised beyond proper repair made State Farm offer up an check for almost what was paid for the car along with generous payment for my time away from work and expenses. No bickering whatsoever. I bought my SLK32-AMG with the proceeds.

*Unlike the tranny mentioned above you can make a claim after the fact and most good insurance companies will make good if the claim is plausible to the original claim.
__________________

Last edited by cooper barrett; Yesterday at 11:43 AM..
Posts: 6,645
cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
  Reply With Quote
Old Yesterday, 02:03 AM   #33
dlphg9 dlphg9 is offline
Veteran
 
dlphg9's Avatar
 

Join Date: Oct 2010
Casino cash: $9753
Quote:
Originally Posted by BWillie View Post
You are going to need to find a mechanic that can vouch for what has been compromised. Even then, very doubtful it will be a total loss unless you have an old vehicle
Good thing we have a mod that's a mechanic and he will vouch for him.

How much you gonna charge him, Sauto?
Posts: 3,404
dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.
  Reply With Quote
Old Yesterday, 02:54 AM   #34
Buehler445 Buehler445 is online now
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $44834
Quote:
Originally Posted by cooper barrett View Post
IMHO 90K miles on a well maintained F30 is nothing and being driven hard for a week doesn't phase them. If it was stolen by Buhler, that's another story.
What the **** did I do? I drive like a grandpa most of the time.
Posts: 38,530
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
  Reply With Quote
Old Yesterday, 05:05 AM   #35
Chargem Chargem is offline
Starter
 

Join Date: Feb 2018
Casino cash: $500
Would it be douchey just to sell it ASAP?
Posts: 392
Chargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking aboutChargem is the dumbass Milkman is always talking about
  Reply With Quote
Old Yesterday, 07:33 AM   #36
cabletech94 cabletech94 is offline
Everything is Awesome!!!!!
 
cabletech94's Avatar
 

Join Date: Jul 2008
Location: The Pitt
Casino cash: $16905
Quote:
Originally Posted by Buehler445 View Post
What the **** did I do? I drive like a grandpa most of the time.
at least I spell buehler right (time to time).
__________________
Originally Posted by Big Smoke
May as well laugh. Otherwise I will probably break shit.
Posts: 7,744
cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.cabletech94 is obviously part of the inner Circle.
Thumbs Up 1 Thumbs Down 0   Reply With Quote
Old Yesterday, 09:27 AM   #37
Bugeater Bugeater is offline
You want a shithouse?
 
Bugeater's Avatar
 

Join Date: Sep 2005
Location: Relocating
Casino cash: $3769000
Quote:
Originally Posted by Chargem View Post
Would it be douchey just to sell it ASAP?
Absolutely a total douche move. And it's exactly what I would do.
Posts: 60,768
Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.Bugeater is obviously part of the inner Circle.
  Reply With Quote
Old Yesterday, 09:58 AM   #38
cooper barrett cooper barrett is offline
MVP
 
cooper barrett's Avatar
 

Join Date: Aug 2017
Casino cash: $500
Quote:
Originally Posted by Buehler445 View Post
What the **** did I do? I drive like a grandpa most of the time.



__________________
Posts: 6,645
cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
  Reply With Quote
Old Yesterday, 10:55 AM   #39
scho63 scho63 is offline
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $2500
Of all the things that have confused and confounded me my whole life, insurance of any kind is at the top of the list, especially medical and life.

Never seems there is an ability to compare apples to apples.
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"


Posts: 19,522
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
  Reply With Quote
Old Yesterday, 11:39 AM   #40
Buehler445 Buehler445 is online now
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $44834
Quote:
Originally Posted by cooper barrett View Post


That's Bueller dog.

Not particularly close to what you referenced.
Posts: 38,530
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
  Reply With Quote
Old Yesterday, 11:50 AM   #41
cooper barrett cooper barrett is offline
MVP
 
cooper barrett's Avatar
 

Join Date: Aug 2017
Casino cash: $500
Quote:
Originally Posted by Buehler445 View Post
That's Bueller dog.

Not particularly close to what you referenced.
yep, I typo'ed and at you expense. Sorry


Now back to your driving with your panties in a wad
__________________
Posts: 6,645
cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.cooper barrett Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
  Reply With Quote
Old Yesterday, 01:02 PM   #42
Buehler445 Buehler445 is online now
Supporter
 
Buehler445's Avatar
 

Join Date: Apr 2007
Location: Scott City KS
Casino cash: $44834
Quote:
Originally Posted by cooper barrett View Post
yep, I typo'ed and at you expense. Sorry


Now back to your driving with your panties in a wad
Meh. Not my fault your spelling is bad enough regarding a cult classic that it looks like you're hurling random insults my way.
Posts: 38,530
Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.Buehler445 is obviously part of the inner Circle.
  Reply With Quote
Old Yesterday, 01:35 PM   #43
dlphg9 dlphg9 is offline
Veteran
 
dlphg9's Avatar
 

Join Date: Oct 2010
Casino cash: $9753
Quote:
Originally Posted by Buehler445 View Post
Meh. Not my fault your spelling is bad enough regarding a cult classic that it looks like you're hurling random insults my way.
Cooper is a ****ing retard man.
Posts: 3,404
dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.dlphg9 would the whole thing.
  Reply With Quote
Old Yesterday, 03:47 PM   #44
BWillie BWillie is online now
Crushing your Hopes & Dreams
 
BWillie's Avatar
 

Join Date: Apr 2006
Location: baldeaglepoker.com
Casino cash: $41341
Quote:
Originally Posted by scho63 View Post
Of all the things that have confused and confounded me my whole life, insurance of any kind is at the top of the list, especially medical and life.

Never seems there is an ability to compare apples to apples.
I like how people get mad at insurance because they will put them in the same position as before the loss - not a better one. Like it's the insurance companies fault. You better buy me a brand new car even though I had a 7 year old hoopty! You better pay me 2 million because I'm an old decrepit 60 year old and broke my arm in the accident! It isn't your insureds fault but you still owe me money because "we pay for insurance"! Most of it is no logical thought process - just feelings.
__________________
Who wants free money?

Use the link below to sign up at Bovada, BetOnline, Black Chip Poker and Ignition. Contact me for private deals, spot bonuses, possible rakeback or any questions!


THERE IS CURRENTLY A $1,000,000+ Bad Beat Jackpot at BetOnline! Sign up so you don't miss out.

Bovada, Ignition, BetOnline, Black Chip Poker: baldeaglepoker.com

Bovada Poker is back! Get up to $500 poker deposit bonus.
Posts: 24,067
BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.BWillie is too fat/Omaha.
  Reply With Quote
Old Yesterday, 03:50 PM   #45
SAUTO SAUTO is offline
Shit
 

Join Date: Jun 2008
Casino cash: $39167
Quote:
Originally Posted by BWillie View Post
I like how people get mad at insurance because they will put them in the same position as before the loss - not a better one. Like it's the insurance companies fault. You better buy me a brand new car even though I had a 7 year old hoopty! You better pay me 2 million because I'm an old decrepit 60 year old and broke my arm in the accident! It isn't your insureds fault but you still owe me money because "we pay for insurance"! Most of it is no logical thought process - just feelings.
what if it is their insured's fault?
Posts: 49,986
SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.SAUTO is obviously part of the inner Circle.
  Reply With Quote
Reply

Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is On

Forum Jump




All times are GMT -6. The time now is 05:27 PM.


This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2018, vBulletin Solutions, Inc.