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Old 04-29-2009, 07:43 AM  
R8RFAN R8RFAN is offline
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I am now 100% Debt free

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Old 04-29-2009, 07:45 AM   #2
Brock Brock is offline
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Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.Brock is obviously part of the inner Circle.
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Old 04-29-2009, 07:47 AM   #3
KC Jones KC Jones is offline
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Congrats!

I'm about to refinance and stretch my debt out another 30 years.

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KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.
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Old 04-29-2009, 07:48 AM   #4
Sure-Oz Sure-Oz is offline
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I was close to paying off all my bills till some dumbshit 17 year old nailed my car and now ill have to buy another one.
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Old 04-29-2009, 07:48 AM   #5
wutamess wutamess is offline
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Quote:
Originally Posted by KC Jones View Post
Congrats!

I'm about to refinance and stretch my debt out another 30 years.
Oh brother! Some people are conditioned to be in debt for the rest of their lives.

Oh yeah... congrats R8r
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wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.
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Old 04-29-2009, 07:52 AM   #6
Mr. Flopnuts Mr. Flopnuts is offline
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Fair and balanced. A mod people can be proud of.
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Old 04-29-2009, 07:55 AM   #7
talastan talastan is offline
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Congrats and great time to not owe anything. Take that money and get some saved back. I'm working my way there!
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talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.talastan has just been standing around suckin' on a big ol' chili dog.
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Old 04-29-2009, 07:55 AM   #8
KC Jones KC Jones is offline
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Originally Posted by wutamess View Post
Oh brother! Some people are conditioned to be in debt for the rest of their lives.

Oh yeah... congrats R8r
Heh, if that's what you want to believe. It is actually a financially beneficial action which is why we're doing it. Our monthly payment drops $320 and for an extra $90/month we stay on the same schedule/pay off date as our current mortgage. So keep the same payoff date and have $230 more in the bank each month. Besides, we'll be out of this property long before 30 years is up.
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KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.KC Jones has just been standing around suckin' on a big ol' chili dog.
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Old 04-29-2009, 07:56 AM   #9
Mr. Plow Mr. Plow is online now
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Unfortunately, I can't see your personal information or the account #. Would you please post one without all the black marks so that we can verify that this transaction really did take place.
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Old 04-29-2009, 08:07 AM   #10
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by Brock View Post
Thank you. /IRS
Actually I put so much down when I bought it to avoid the PMI stuff, I got the payments too low and could not even deduct any interest
Quote:
Originally Posted by KC Jones View Post
Congrats!

I'm about to refinance and stretch my debt out another 30 years.
If it's over 1% difference and you are going to continue to make the same payment at the least that you are now and are planning to stay there and the difference you save on the close will be paid off in a year, then it's a good move
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Originally Posted by Sure-Oz View Post
I was close to paying off all my bills till some dumbshit 17 year old nailed my car and now ill have to buy another one.
Get a cheap one.... pay cash for it F car payments
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Originally Posted by wutamess View Post
Oh brother! Some people are conditioned to be in debt for the rest of their lives.

Oh yeah... congrats R8r
Thank You

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Originally Posted by Mr. Flopnuts View Post
You made the right decision. Congratulations.
It will be painful to see the bank statement, but the house payment was due 05/01, guess I can just bank that $$$
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Originally Posted by talastan View Post
Congrats and great time to not owe anything. Take that money and get some saved back. I'm working my way there!
good luck to you, you will get there

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Unfortunately, I can't see your personal information or the account #. Would you please post one without all the black marks so that we can verify that this transaction really did take place.
Umm ... No
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Old 04-29-2009, 08:12 AM   #11
Donger Donger is offline
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Old 04-29-2009, 08:13 AM   #12
wutamess wutamess is offline
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Originally Posted by KC Jones View Post
Heh, if that's what you want to believe. It is actually a financially beneficial action which is why we're doing it. Our monthly payment drops $320 and for an extra $90/month we stay on the same schedule/pay off date as our current mortgage. So keep the same payoff date and have $230 more in the bank each month. Besides, we'll be out of this property long before 30 years is up.
Excuse me for reading that you're going to stretch your debt out another 30 years. Then to retract that and say you're going to keep the same payoff date and save $230/month.
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wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.wutamess has just been standing around suckin' on a big ol' chili dog.
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Old 04-29-2009, 08:13 AM   #13
sparkky sparkky is offline
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congrats! great feeling isn't it?
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Old 04-29-2009, 08:18 AM   #14
NY CHIEF NY CHIEF is offline
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Join the club.......its great not making the payments,
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NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.NY CHIEF has just been standing around suckin' on a big ol' chili dog.
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Old 04-29-2009, 08:21 AM   #15
dtebbe dtebbe is offline
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Unfortunately, I can't see your personal information or the account #. Would you please post one without all the black marks so I can transfer US$15,000,000 to your account from my Nigerian uncles estate.
I fixed this...

Congrats dude! I know it has to feel great!
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