You know why I'm grinning?

[Rain Man]

Because it looks like I'm going to get a big income tax refund, that's why.


Disclaimer that I recognize that I'm "loaning them money at zero interest", but as a business owner my tax amounts are so highly variable that I can't predict with any precision what I'll owe, so sometimes I owe a lot and sometimes I get a lot back, and I like getting a lot back better.