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07-15-2014, 06:42 PM | Topic Starter |
**** off
Join Date: Feb 2007
Location: New York
Casino cash: $6841882
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Credit Score
So my credit score is considered average, but upon looking through it recently, I have one card that went into collection in 2010.
I clearly remember having it, being a jackass when I was younger and I just let it go thinking it was no big deal. After doing a lot of research, it seems like there are a bunch of answers on what I should with that collection. I would like my credit score to improve (who wouldn't?) but some people have written that it could possibly bring my score down because it would make it "recent". Other people have put to let it take its course for 7 years and it'll disappear. Has anyone here gone through the credit rebuild? Or even my situation of just trying to get it from average to great credit? |
Posts: 5,236
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