How broke are you?

[Deberg_1990]

Originally Posted by DaFace

I'm taking a trip to Alaska over the 4th of July and flying first class. The entire trip is being paid for with credit card rewards. And I still haven't paid a dime in CC interest in at least 15 years.

Also, my house, which I bought in 2009 with only 3% down, has been by far the best financial decision I've ever made.

This is what I do. I put all my bills and most of my expenditures on my southwest card and pay it off at the end of each month. Zero interest. Last year I earned the southwest companion pass. Before that I used Disney rewards and earned 3-4 free hotel trips over the years.

It requires discipline to not go over budget each month, but it’s fairly easy to do.