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Old 01-15-2009, 10:41 PM   #1
007 007 is offline
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Originally Posted by BWillie007 View Post
Great point. Maybe you can help me out with something. What is the most you can opt for the government NOT to take out of your check? Can you keep the whole thing? And pay at the end of the year?

Hell, if that is the case, at the VERY LEAST I can put my money in a CD that would have been withholding anyways and get something out of it. I think I claim "0" or "2", whichever one that takes more out of your check each time.

For a guy making $45,000 to $55,000, what would be the difference from what I'm withholding now, and the least amount I could withhold?
Get a financial advisor and they will look at everything and tell you exactly what you should claim on your withholdings.
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Old 01-16-2009, 08:03 AM   #2
Mark M Mark M is offline
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Originally Posted by Guru View Post
Get a financial advisor and they will look at everything and tell you exactly what you should claim on your withholdings.
This.

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Originally Posted by Guru View Post
But, for now, this is what they primarily use. Pulling your credit history is a good thing but if you don't understand what you are looking at you will never know what it really means ... The score at least gives you an idea where you stand. It is not a bad thing. Just don't go solely on the score.
That's true. But since annualcreditreport.com started up, they're actually pretty easy to grasp in terms of where you stand in general.

But yeah, if you're looking to buy a house or finance some other large purchase, knowing your score certainly will let you know about what rate you can expect, as well as prevent the seller from pulling any shenanigans (like Honda tried to do with us -- which didn't work, thankfully ).

You know, I'm going to have dig up some stuff I wrote about credit scores and bureaus on my old blog and post it here. Maybe even some of the one's I've done for work. (I write financial education articles for a living.)

MM
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Old 01-16-2009, 01:42 PM   #3
ksushark ksushark is offline
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Originally Posted by Guru View Post
Get a financial advisor and they will look at everything and tell you exactly what you should claim on your withholdings.
How much does a good financial advisor cost?
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