Money A car insurance question

**Saul Good** · 09-20-2009, 07:30 PM

In most cases, if you have collision coverage and wreck your car, they will pay regardless of whether or not you have a valid license. I was a claims adjuster as my first job out of college. I don't remember ever even asking about whether or not the driver had a current, valid license. The insurance is on the car, not the driver.

**DaFace** · 09-20-2009, 08:08 PM

Quote:

Originally Posted by Saul Good

In most cases, if you have collision coverage and wreck your car, they will pay regardless of whether or not you have a valid license. I was a claims adjuster as my first job out of college. I don't remember ever even asking about whether or not the driver had a current, valid license. The insurance is on the car, not the driver.

Interesting. I'm surprised that they wouldn't have that as a criterion for the policy. Otherwise, someone could go out and let their 5 year old drive their car and suffer only minimal consequences if their kid caused a serious accident. But I guess it would be tough to police it.

09-20-2009, 07:30 PM	#1
Saul Good Quit your bullshit Join Date: Jul 2005 Location: Bored of winning Casino cash: $10052799	In most cases, if you have collision coverage and wreck your car, they will pay regardless of whether or not you have a valid license. I was a claims adjuster as my first job out of college. I don't remember ever even asking about whether or not the driver had a current, valid license. The insurance is on the car, not the driver. __________________ Today is not a good day to be a pussy.
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