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View Poll Results: What would you do?
Option 1: Pay it off and be done with it. 34 64.15%
Option 2: The benefit is worth the hassle. Pay the minimums and let Uncle Sam pay the rest in five years. 16 30.19%
Ask Gaz 3 5.66%
Voters: 53. You may not vote on this poll

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Old 08-22-2011, 09:32 PM   #1
DaFace DaFace is offline
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Join Date: Aug 2005
Location: Donkey Land
Casino cash: $-1693101
Quote:
Originally Posted by Wazu View Post
It's a slow build to $11,200. Oh, and he gets to deal with creditors for the next five years harassing him. And a destroyed credit rating. (Note: this may not be important unless there are job opportunities that require a credit/background check.) And at the end of it all he would be counting on nobody changing the "forgiveness" rules.

No thanks. If you can shed that monkey, then do it.
Not sure where the creditors stuff came in here. I'm not talking about passing on required payments. In fact, to de-simplify it a bit, it's currently sitting at $25k with a $200 minimum monthly payment. By my calculations, if we just pay that minimum for 5 years, it'll be sitting at around $17.5k.

Like Saul Good, my credit's at around 800, and the wife is at around 785. We're not in trouble of screwing up here. It's purely a matter of what the best approach is for the situation.
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