Health Insurance

[HemiEd]

Originally Posted by DaKCMan AP

Of course I can absorb the additional cost. I am extremely healthy and take care of myself. If insurance is only going to cover catastrophic events (i.e. major accident or disease) then my premium should be much lower. Yet I pay the same amount as someone who eats crap, doesn't exercise, and has all types of health problems. Then they get coverage for those health problems at 100% because they term it "preventative" which is complete BS. Preventative should mean preventing that condition from occurring, not treating the existing condition with drugs.

You hit the nail on the head, the insurance companies need to bring their product into this century. The young healthy guys like you, have to pay for the ones that actually need the medical care, thus it is insurance. Spreading the liability over more people. When I was young like you, I blindly paid it, but never went to the Dr., hardly ever.

Since my heart stints 4 years ago, I have improved dramatically in all facets you mention. Especially diet and exercise, because I want to live.
But the insurance companies don't really care, they lump me together with the fat SOB, that sets on his couch eating sausage and cheese.