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04-12-2013, 11:57 AM | #166 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Welp.. Weird as it sounds I got a Discover It card and a Bank Of America rewards card and my Transunion score went from 669 to 718 almost overnight and my Experian and the other one has jumped to mid 800's WTF
I haven't even used the BOA card and bought some Gun Mags online with her Discover... I thought it would take alot longer |
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04-12-2013, 11:58 AM | #167 | |
Resident Glue Sniffer
Join Date: Nov 2003
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Quote:
you're not fooling anyone.
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04-12-2013, 12:22 PM | #168 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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04-12-2013, 12:44 PM | #169 |
Emporer of Mongo
Join Date: Apr 2010
Location: Milky Way
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---- 2018 Adopt-A-Chief : Chris Conley 2017 Adopt-A-Chief : FRANK ZOMBO Click here-->***The Holy Chiefsplanet Lexicon **** |
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04-12-2013, 12:46 PM | #170 | |
(Sir/Yes Sir/Aye Aye Sir)
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Quote:
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04-12-2013, 01:56 PM | #171 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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06-20-2013, 03:24 PM | #172 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Ok I am bringing this back to life hopefully to help someone else trying to get their credit up... In a little over 2.5 months I got 3 credit cards
Bank of America Rewards 1500 limit Discover It 4000 limit and Chase/ Amazon Visa 4000 limit First month my credit score actually went down because I put all my gas, groceries and eating out on the BOA card and actually had 1522.00 bucks on it after a month for a 101% utilization.. This is not good even though I paid it off in full on time.. You should not max out a CC even if you pay it off as it will hurt your score... I found a way around this.. Make multiple payments per month to keep the balance low and it improves your score.. Bank of America pays 3% back on gas, 2% on groceries and 1% for everything else (I use this one now for nothing but gas) Chase pays 2% back on groceries and restaurants and 1% on everything else(I use this one for groceries) Discover it Pays 5% on rotating categories (until 07/1 it pays 5% on home improvements after July 1 it will pay 5% on Gas) It's working out good Credit Karma is reporting my score is now 81% higher than the rest of the users of the site... Hope this helps someone who does not know this info. |
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06-20-2013, 05:17 PM | #173 | |
Mod Team
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2024 Royals game thread record 3-0 |
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12-13-2013, 05:36 PM | #174 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Ok after 8 Months here is how it went..
Applied Got a Bank Of America card 1500 limit Amazon Visa 4K limit Discover it Card 4250 limit Paid off twice/3 times a month in full on all cards After 8 months, FICO Score is 756 |
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12-13-2013, 06:10 PM | #175 |
MVP
Join Date: Oct 2012
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Was expecting on an ending of you going into debilitating credit card debt. OP did not deliver.
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12-13-2013, 06:18 PM | #176 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
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12-13-2013, 06:24 PM | #177 | |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
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Quote:
what is your secret bro? |
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12-13-2013, 06:24 PM | #178 |
Molôn Labé
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Location: North Carolina
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12-13-2013, 06:36 PM | #179 |
Arrowhead Trail of Tears
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Location: KansasCity
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12-13-2013, 06:39 PM | #180 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $220477
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Then you will fail. Just like the Raiders. You should chop up all your credit cards right now and go back to your cash only way of living since you've confirmed you're not mature enough to own a credit card. You can save enough to buy you a house before you die . Unless you die before you're 80.
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