Did you (or will you) sign a prenup?

[Jenson71]

Hi, I'd like to take a poll about the use/desire of prenuptial agreements, because I'm learning about them now and I'd like to see if they are more common then I'm thinking (I'm thinking along the lines of 20% have prenups), and some thoughts about them.

The poll is PRIVATE so tell the truth and nothing but.

[DaneMcCloud]

Originally Posted by Pawnmower

Well, i think your logic fails you there. Your saying 5 million is worth it to you......But 100k isnt. Well, Someone wealthier than you might laugh at 5 million.....

Laugh? No, I think it's highly appropriate.

Originally Posted by Pawnmower

There are people in this country who wouldnt laugh at 100k, believe me. And there are people that have messy divorces over much less.

You are completely missing the point.

If someone is going to ask for a prenup because of $100k in equity, which could just as easily go away tomorrow due to the economy, that's a HUGE red flag.

There's no WAY I'd sign that and I'd discourage ANYONE I know from signing that. $100k in equity? Really? It's paper money.

Originally Posted by Pawnmower

For you to judge someone because X amount of money is not enough for you....well you have to realize that X is different for everyone. I didn't realize you were that far disconnected from the common person...

I'm not disconnected but apparently, you are.

If you meet, date and fall in love with someone, only for them to turn around and you to sign a pre-nup because they own a house, I'd say RUN.

99% of the time, the judge will look at the assets and when they're acquired, then divide them. If you own a house before you're married, it's highly unlikely, unless you're married for a decade or more, that a judge would make you sell the home and split the net revenue from that sale.

Once again, this is a hypothetical that isn't even worth discussing.

[Hootie]

I don't know, I'm a little old fashioned. I don't let my girlfriend pay for anything, ever. I went to her place for XMas and went out with her and her friends and forgot how Chicago drinking and Champaign drinking differed and my tab was outrageous...

but hey, money is money...if I have some I might as well look like a baller every once in a while...I'll start worrying about money and saving it when I start thinking about having kids and actual responsibilities.

[DaneMcCloud]

Originally Posted by The Meat Dragon

but hey, money is money...if I have some I might as well look like a baller every once in a while...I'll start worrying about money and saving it when I start thinking about having kids and actual responsibilities.

That's a pretty good plan until you're 30.

If you hit 30 and realize that you're no where near being married or having kids, you should probably start saving your money and putting together a plan.

There are very few women that would be considered worth marrying that would settle down with a 32 year old guy that lives with three other guys and spends the majority of his time on an X box.

No offense.

[Hootie]

I'm bored so I'm going to hijack this thread for a minute:

Here's a funny (embarrassing) story that happened to me 2 days ago.

I was at work serving some tables like usual...and I had this one table with 8 guests. Well the mom (I assume) shows up first and I talk to her a bit and she orders a beer and blah blah blah...real nice lady. Some of the other group starts showing up 15 minutes later (and I am terrible with faces, regulars, past people I've served because I've been doing it for so long and I have a routine and I don't give a shit about remembering anyone)...

Anyways this one girl about my age is just being a total bitch for *what I thought to be* no reason...she wants a bacardi and diet so I bring her one and she like rips it from my hand and tells me to bring a shorter glass next time...

I'm like...ok? The entire time these people just turn cold and I'd joke with it to my coworkers and I'd be like..."damn, these people are just angry..." It was baffling...because normally everyone is so pleasant and shit, I work there nonstop so it's basically impossible to **** up and everything is the same every single day...easiest job in the world...

I just chalk it up to some people hate life...and I was too busy at the time to care anyways...I've been doing this for far too long to worry about someone not liking me.

Anyways they left...and I was laughing and was like "well, ok"...and then I went to look at my phone...

OH MAN...

So apparently 3 months prior I served this same table (they were a group of 15 or so) and the girl with the bacardi and diet left her number on the table...well I had a girlfriend and didn't remember what she even looked like (5 out of 10 FYI from this past time)...so I gave it to some desperate kid I work with who always complains about getting no p*ssy...and the # was labeled as "girl with the green shirt"...

well that asshole texted her and said "what's up girl with the green shirt"...so she immediately thought it was me...and then later he texted her and asked her if she wanted to "****"...

well I look at my phone and he forwards me a text from her thinking he was me and saying "you would have gotten a bigger tip if it wasn't for the "wanna ****" text...that was slightly inappropriate..."

so yeah...for an hour I served a family (daughter, brothers, cousins, mom, dad) who all thought I was some creep who tried soliciting sex from their daughter...that was great. I only have myself to blame for not throwing that away instead of pawning it off...though, it gave everyone at work a nice laugh so that was cool.

and they gave me $15 on $90 so it's not like I even cared anyways...shit if I were them I would've crossed the tip line out...but yeah...learned my lesson on this one.

[Hootie]

Originally Posted by DaneMcCloud

That's a pretty good plan until you're 30.

If you hit 30 and realize that you're no where near being married or having kids, you should probably start saving your money and putting together a plan.

There are very few women that would be considered worth marrying that would settle down with a 32 year old guy that lives with three other guys and spends the majority of his time on an X box.

No offense.

well I put money into a Roth IRA every month because my dad makes me "pay myself before I pay anyone else"...so I just consider that another bill...

chances are I'll be dead before I'm 60 so I don't really see the point but hey...

[Hootie]

oh and P.S.

what kind of person leaves their number for a degenerate waiter at a ****ing pizza place that gets offended when she gets a text that says "wanna ****"?

Shit the girl I'm dating now...that's a real true love story...we got super drunk at a bar crawl, made out at a bar (disgusting I hate when people do this), forgot about it, were told by everyone the next day...and then we went from there.

That's how I roll.

[Ming the Merciless]

Originally Posted by DaneMcCloud

Laugh? No, I think it's highly appropriate.

You are completely missing the point.

If someone is going to ask for a prenup because of $100k in equity, which could just as easily go away tomorrow due to the economy, that's a HUGE red flag.

There's no WAY I'd sign that and I'd discourage ANYONE I know from signing that. $100k in equity? Really? It's paper money.

I'm not disconnected but apparently, you are.

If you meet, date and fall in love with someone, only for them to turn around and you to sign a pre-nup because they own a house, I'd say RUN.

I see so the 100k isn't worth it but 5 million somehow is....And you wouldnt balk at signing a pre-nup for 5 mil, but somehow 100k you would 'run' even if you still felt the same 'love.'

You have a huge double standard that is arbitrary. You are ignoring that 100k in real property is probably one of the safest investments at this time...not 'paper money'.....it is called 'real estate' for a reason.

You saying you would sign a prenup for X amount but that for other people signing a prenup for Y amount is not worth it is hypocritical.

I mean each person has their own amount that would make it worth while to do a pre-nuptial...Your examples of 5 year old kids getting millions of dollars for their birthday is much more rare than the example of someone with a home with 100K of equity.

[Rausch]

Originally Posted by DaneMcCloud

****, I LOVE this place!

Only on Chiefsplanet would someone NOT marry for love if they had to give up the right to their betrothed's assets.

Not many women will marry a rich guy if they don't get the payoff after he's dead.

Even middle class, for that matter...

[DaFace]

I'm torn on a topic like this. My wife and I didn't do one, and it never crossed my mind. But if I were wealthy and she were not (or vice versa), it probably would have at least been a consideration. The romantic in me says that you're making it too easy to divorce and that the fact that you'd consider a prenup is an indicator that you're not fully committed to the relationship. But the logical person in me also acknowledges that it could be a major issue for someone with a lot of wealth if things don't last.

That said, this recurring comment keeps irking me:

Originally Posted by Pawnmower

http://www.investopedia.com/articles...lagreement.asp

The divorce rate without a prenup in many many places is already ~50% and there is absolutely no evidence to support a higher divorce rate with a prenup. That completely proves your original point to be false.

The fact that there is no evidence to show that there is a higher divorce rate DOES NOT mean that the point is false. It means that the truth is UNKNOWN. There's a huge difference there.

Divorce rates are incredibly difficult to measure accurately. To do it right, you need to measure divorce as a function of their associated marriages, and you can't do that accurately until all of the marriages have concluded (i.e., divorce or death). That's why you see so many different estimates. Not surprisingly, it would seem that there simply haven't been any large-scale studies done to evaluate the impacts of prenups. So, while Brock can't prove his point, you can't disprove it either.