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09-19-2014, 12:08 PM | #226 | |
Resident Glue Sniffer
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but I'll probably also do the weekly thing too lol. I hate cc debt after all the crap we've been through.
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09-19-2014, 12:20 PM | #227 |
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Inquiries?
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09-19-2014, 12:22 PM | #228 |
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I'm sure it's been answered, but I can't go through 10 pages lol. The answer is you pay stuff off too fast! That's pretty much it in a nut shell.
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09-19-2014, 12:23 PM | #229 | |
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You are not your job, you're not how much money you have in the bank. You are not the car you drive. You're not the contents of your wallet. You are not your ****ing khakis. -Fight Club |
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09-19-2014, 12:27 PM | #230 |
Grand champ
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There seems to be a lot of misinformation out there about building good credit.
When I was 20 I was looking into getting a credit card and was told to keep 35-45% balance at all times. This thread seems to imply that you should keep as little as possible on your card/pay it off in full every month. I've also been told you don't even build any credit with a credit card. I don't know what to believe... |
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09-19-2014, 12:31 PM | #231 | |
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You are not your job, you're not how much money you have in the bank. You are not the car you drive. You're not the contents of your wallet. You are not your ****ing khakis. -Fight Club |
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09-19-2014, 12:37 PM | #232 | |
What's up braj?
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I would make sure your company match is met in 401(k), then max out a Roth IRA for both you and your wife, max out your 401(k), then put whatever remaining in index funds, in that order. |
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09-19-2014, 12:45 PM | #233 | |
Grand champ
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That's exactly what I thought. They want you to be paying interest every month or they don't make anything off of you.. I'm going to go back to paying my card off in full every month to see how that works out. |
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09-19-2014, 01:29 PM | #234 | |
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You are not your job, you're not how much money you have in the bank. You are not the car you drive. You're not the contents of your wallet. You are not your ****ing khakis. -Fight Club |
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09-19-2014, 07:05 PM | #235 | ||
Mod Team
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If you feel like you are going to be into mostly low cost mutual funds or ETFs with investing, I'd just manage that yourself and re-balance maybe twice a year to keep within whatever risk you are comfortable with. If you plan to mix in quite a bit of individual stocks or make quite a bit of moves, a financial planner might be an option but I'm not sold that they get you ahead since you have to pay them a percentage of what you are making. If you plan to work quite a bit longer I'd manage much of that myself and get a financial planner later is your feel uncomfortable with how large your assets become over time.
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2024 Royals game thread record 3-0 |
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09-19-2014, 07:06 PM | #236 | |
Mod Team
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2024 Royals game thread record 3-0 |
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09-19-2014, 07:29 PM | #237 |
Psycho Bag Of Squanch
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Because Chiefs
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09-19-2014, 07:49 PM | #238 |
Resident Glue Sniffer
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"Retirement". Lulz. Good one.
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09-19-2014, 08:00 PM | #239 |
Shit
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09-19-2014, 08:11 PM | #240 |
Psycho Bag Of Squanch
Join Date: Sep 2001
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Semi retirement is where it's at...
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