Life Car buying advice? - Page 2

Lono · 05-11-2009, 07:55 AM

Ok, my wife might be selling her chevy trailblazer. She is wanting a car. She really likes the pontiac grand prix. I would prefer something else because i have heard they have a lot of trouble around 100k miles. Plus everyone and their brother has one. What are some good cars that are kind of sporty with 4 doors. And do I get a loan from my bank, or do I try and finance through them? What do I want to look for and what do I want to stay away from with car dealers. I normally have the money through my bank and just go in and offer what I want and they take it or dont and I write a check. I have seen all the good offers on t.v. and thought we might be able to get a better deal through the dealership. Advice?

**The Bad Guy** · 05-11-2009, 09:28 AM

Quote:

Originally Posted by Scorp

I don't know of many credit unions that offer 0% financing.

And who is offering zero percent financing now? Don't you have to have superior credit to qualify for that offer?

58-4ever · 05-11-2009, 09:28 AM

www.subaru.com

Great Expectations · 05-11-2009, 09:30 AM

Quote:

Originally Posted by The Bad Guy

Bullshit.

Your credit union will have the best interest rates available.

Maybe older cars, but not newer ones. The F&I guy may not offer you a rate better than your Credit Union's, but he could.

burt · 05-11-2009, 09:33 AM

Quote:

Originally Posted by The Bad Guy

And who is offering zero percent financing now? Don't you have to have superior credit to qualify for that offer?

Chevrolet is offering 0% on just about everything except the Vette. Any score over 660 will most likely qualify

**The Bad Guy** · 05-11-2009, 09:35 AM

Quote:

Originally Posted by burt

Chevrolet is offering 0% on just about everything except the Vette. Any score over 660 will most likely qualify

Did not know that. I got 3.9 on my new Highlander through my credit union.

burt · 05-11-2009, 09:36 AM

Quote:

Originally Posted by Great Expectations

Maybe older cars, but not newer ones. The F&I guy may not offer you a rate better than your Credit Union's, but he could.

Our Finance department beats just about any CU out there....with the exception of maybe USAA.

Great Expectations · 05-11-2009, 09:40 AM

Here is what Toyota Dealerships are advertising for Highlander rates:

Get 1.9% APR financing for 36 months on a New 2009 Highlander
Includes hybrid model
A special offer from your participating Toyota dealer.

1.9% APR for 36 months
2.9% APR for 48 months
3.9% APR for 60 months

Msmith · 05-11-2009, 09:43 AM

My first two cars, Oldsmobile and a Grand Am, turned out with bad experiences, especially the Grand AM. Then my wife got a Plymouth van for driving the kids. That didn't turn out great either. If you put love of the country above the love of your family, more power to you. To me, regardless GM or Honda, they are made by American workers and the paychecks go to them.

Back to car buying. A month ago we were shopping for a newer car to replace my 1989 Mazda 626. We went for a Mazda 6i 2008 with 24k miles in a used car lot for $13000 after the trade in. We paid with cash, check and credit card combined. In other words, didn't require the financing from the dealer. Negotiation was a piece of cake.

Maybe the GM experience is still haunting my memory, I skipped the GM cars. There were a lot of PC Cruisers in the lot too. But I heard bad report about them. If you wife insists on an American made car, check out the Fusion or Focus from Ford.

burt · 05-11-2009, 09:49 AM

Quote:

Originally Posted by Msmith

My first two cars, Oldsmobile and a Grand Am, turned out with bad experiences, especially the Grand AM. Then my wife got a Plymouth van for driving the kids. That didn't turn out great either. If you put love of the country above the love of your family, more power to you. To me, regardless GM or Honda, they are made by American workers and the paychecks go to them.

Back to car buying. A month ago we were shopping for a newer car to replace my 1989 Mazda 626. We went for a Mazda 6i 2008 with 24k miles in a used car lot for $13000 after the trade in. We paid with cash, check and credit card combined. In other words, didn't require the financing from the dealer. Negotiation was a piece of cake.

Maybe the GM experience is still haunting my memory, I skipped the GM cars. There were a lot of PC Cruisers in the lot too. But I heard bad report about them. If you wife insists on an American made car, check out the Fusion or Focus from Ford.

Interesting advice but your advice is based in ignorance. The Chevrolet Malibu was rated the highest in Initial Quality by J.D. Powers and offers a significantly better warranty than any import.

Msmith · 05-11-2009, 09:56 AM

Quote:

Originally Posted by burt

Interesting advice but your advice is based in ignorance. The Chevrolet Malibu was rated the highest in Initial Quality by J.D. Powers and offers a significantly better warranty than any import.

I take it that you work for a car dealership? I confess that I am very ignorant in cars. I know one thing, many new cars are very similar on performance but 5 or 10 years down the road generally GM cars fared worse than the Japanese made.

Chief Pote · 05-11-2009, 09:57 AM

Quote:

Originally Posted by Lono

Bwana I like the honda accord also but the wife is pretty set on buying american. I have already filled out one of those things requesting for the best offers and financing for dealers in my area. I am thinking I can drive to springfield which is like 80 miles from here and get the best deal. How much should I expect to be able to haggle them down? If I can get a great % I can afford to probably buy a little more expensive car but I dont want to end up head over heals on one either. Thats what scares me about buying new, the moment I drive it off the lot its 3grand cheaper.

Honda Accords are made in Marysville Ohio......study the topic son.

burt · 05-11-2009, 09:59 AM

Quote:

Originally Posted by Msmith

I take it that you work for a car dealership? I confess that I am very ignorant in cars. I know one thing, many new cars are very similar on performance but 5 or 10 years down the road generally GM cars fared worse than the Japanese made.

Go to google....type in "sludge Toyotas"......then get back to me with what you "know" Oh, BTW, yes I work at a dealership, and I drive a 14 year old domestic with 165000 miles on it every day. My soon to be ex drives a domestic with 185,000 miles.

burt · 05-11-2009, 10:00 AM

Quote:

Originally Posted by ChiefPote

Honda Accords are made in Marysville Ohio......study the topic son.

and the profits still go to Japan.

vailpass · 05-11-2009, 10:00 AM

Does the fact that Pontiac is a discontinued line have any impact on whether you should buy one of their cars?

burt · 05-11-2009, 10:03 AM

The warranty will be honored at most, if not all GM dealers. Since GM shares so many componants, parts should not be an issue. Resale will be terrible tho.....

05-11-2009, 07:55 AM
Lono Starter Join Date: Mar 2005 Location: Mo Casino cash: $9933836	Car buying advice? Ok, my wife might be selling her chevy trailblazer. She is wanting a car. She really likes the pontiac grand prix. I would prefer something else because i have heard they have a lot of trouble around 100k miles. Plus everyone and their brother has one. What are some good cars that are kind of sporty with 4 doors. And do I get a loan from my bank, or do I try and finance through them? What do I want to look for and what do I want to stay away from with car dealers. I normally have the money through my bank and just go in and offer what I want and they take it or dont and I write a check. I have seen all the good offers on t.v. and thought we might be able to get a better deal through the dealership. Advice?
Posts: 811

05-11-2009, 09:28 AM	#17
58-4ever The Collective Unconscious Join Date: Sep 2005 Location: The OP Casino cash: $9480422	www.subaru.com
Posts: 10,432

05-11-2009, 09:40 AM	#22
Great Expectations MVP Join Date: Dec 2008 Location: Joplin, MO Casino cash: $12582338	Here is what Toyota Dealerships are advertising for Highlander rates: Get 1.9% APR financing for 36 months on a New 2009 Highlander Includes hybrid model A special offer from your participating Toyota dealer. 1.9% APR for 36 months 2.9% APR for 48 months 3.9% APR for 60 months
Posts: 7,262

05-11-2009, 09:43 AM	#23
Msmith Veteran Join Date: Jan 2004 Casino cash: $8828035	My first two cars, Oldsmobile and a Grand Am, turned out with bad experiences, especially the Grand AM. Then my wife got a Plymouth van for driving the kids. That didn't turn out great either. If you put love of the country above the love of your family, more power to you. To me, regardless GM or Honda, they are made by American workers and the paychecks go to them. Back to car buying. A month ago we were shopping for a newer car to replace my 1989 Mazda 626. We went for a Mazda 6i 2008 with 24k miles in a used car lot for $13000 after the trade in. We paid with cash, check and credit card combined. In other words, didn't require the financing from the dealer. Negotiation was a piece of cake. Maybe the GM experience is still haunting my memory, I skipped the GM cars. There were a lot of PC Cruisers in the lot too. But I heard bad report about them. If you wife insists on an American made car, check out the Fusion or Focus from Ford.
Posts: 2,015

05-11-2009, 10:00 AM	#29
vailpass Psycho Bag Of Squanch Join Date: Sep 2001 Casino cash: $9594244	Does the fact that Pontiac is a discontinued line have any impact on whether you should buy one of their cars?
Posts: 69,591