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Old 01-30-2013, 10:06 AM   #1
okoye35chiefs okoye35chiefs is offline
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I made a lot of charitable donations and worked a lot of pro-bono hours this year. As well as paying in much more than my bracket dictates...I'm hopeful for a solid return. If so...it's high time to buy my girl a ring. We've been together 11 years in June. High School sweethearts. We've both been putting off engagement until we were financially stable, so it's not just my fault, lol.
good for you!
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Old 01-30-2013, 10:13 AM   #2
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Originally Posted by Strongside View Post
I made a lot of charitable donations and worked a lot of pro-bono hours this year. As well as paying in much more than my bracket dictates...I'm hopeful for a solid return. If so...it's high time to buy my girl a ring. We've been together 11 years in June. High School sweethearts. We've both been putting off engagement until we were financially stable, so it's not just my fault, lol.
Congrats!
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Old 01-30-2013, 10:14 AM   #3
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What a great thread!

It almost reminds me of this one from 3 weeks ago:

http://www.chiefsplanet.com/BB/showthread.php?t=268635
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Old 01-30-2013, 10:17 AM   #4
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Putting a wood stove in my basement, I am tired of being molested by the oil company.
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Old 01-30-2013, 10:37 AM   #5
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Putting a wood stove in my basement, I am tired of being molested by the oil company.
Great investment, well worth the cost.
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Old 01-30-2013, 10:46 AM   #6
Buehler445 Buehler445 is online now
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yeah but it also sucks that you know you'll be paying like $150,000 more than your actual house costs because of interest
Well, it depends on the size of the loan. I did some calculations on various size loans. And as of the rates a couple years ago, you could about count on paying double your principle on a 30 year amortization excluding any PMI. I can't remember if that included property tax or not, I don't think it did. Either way, it's good enough for a rule of thumb. Borrow 100K for 30 years, pay 200K total. So yeah, that's as good of a case for paying extra principle if there ever was one. And the hell of it is that interest rates are low!

Quote:
Originally Posted by okoye35chiefs View Post
don't get a huge return.

i always wanted to keep even with the government, don't want them to use me as a savings account and I dont' want to owe....stay right in the middle with a small return..

I have been audited the last two years so this year I can't wait to get the LETTER...
Mother **** that! Is it a full audit or just asking to verify aspects of your return?
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Old 01-30-2013, 11:10 AM   #7
okoye35chiefs okoye35chiefs is offline
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the audit surrounds my stock options...

The IRS wants me to claim the option at full sale price like lets say 240 shares at $40.00.

Well it is an option so I only own $24.00 of that not all 40.00!!! So instead of $9,000 I only get $5760 which once taxes are taken it is more like $3000 if you are lucky... (just an example)

So I get this letter saying I owe like 50k and I about flip out...

With my tax guy being a MORON he never filed it all that accurate! WTF..

Needless to say it was a big pain in the ass and you are right... they will audit you a few times after the 1st one...
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Old 01-30-2013, 11:21 AM   #8
Buehler445 Buehler445 is online now
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Originally Posted by okoye35chiefs View Post
the audit surrounds my stock options...

The IRS wants me to claim the option at full sale price like lets say 240 shares at $40.00.

Well it is an option so I only own $24.00 of that not all 40.00!!! So instead of $9,000 I only get $5760 which once taxes are taken it is more like $3000 if you are lucky... (just an example)

So I get this letter saying I owe like 50k and I about flip out...

With my tax guy being a MORON he never filed it all that accurate! WTF..

Needless to say it was a big pain in the ass and you are right... they will audit you a few times after the 1st one...
So do you have to file ammended returns with the correct information or what?

Who was your tax guy and why the **** can he not do taxes?
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Old 01-30-2013, 01:18 PM   #9
okoye35chiefs okoye35chiefs is offline
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So do you have to file ammended returns with the correct information or what?

Who was your tax guy and why the **** can he not do taxes?
Yeah I am all set now and the tax guy gets shit on by the IRS because he is certified. Not for sure but I think IRS gets all over them after a certain amount of errors? If anyone knows I would love to know.. Anyways I fired him..

but just the back and forth with the irs is not something anyone should have to look forward to...
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Old 01-30-2013, 02:52 PM   #10
Buehler445 Buehler445 is online now
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Yeah I am all set now and the tax guy gets shit on by the IRS because he is certified. Not for sure but I think IRS gets all over them after a certain amount of errors? If anyone knows I would love to know.. Anyways I fired him..

but just the back and forth with the irs is not something anyone should have to look forward to...
Yeah, they have an obligation to file taxes correctly and I don't know what is an acceptable error for preparers. I'm pretty sure it matters whether he is a CPA or just a certified tax preparer. Either way, he's feeling the pain too.

Your new guy should help you with the IRS. You'll get billed, but I'd let handle it.
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Old 01-31-2013, 10:32 AM   #11
okoye35chiefs okoye35chiefs is offline
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Yeah, they have an obligation to file taxes correctly and I don't know what is an acceptable error for preparers. I'm pretty sure it matters whether he is a CPA or just a certified tax preparer. Either way, he's feeling the pain too.

Your new guy should help you with the IRS. You'll get billed, but I'd let handle it.
thanks
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Old 01-30-2013, 11:20 AM   #12
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I sat down and ran some numbers recently, and based on recent trends in college costs, I should be saving between $900 and $1,400 a month if I want to pay for 100% of my kids college. So ya, tax return may end up in their 529 accounts.
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Old 01-30-2013, 11:22 AM   #13
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I looked at my paycheck today, and it it's interesting. About 35 percent of my gross went to taxes and another 17 went to my IRA, so I got home with less than half my gross pay.
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Old 01-30-2013, 11:24 AM   #14
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I looked at my paycheck today, and it it's interesting. About 35 percent of my gross went to taxes and another 17 went to my IRA, so I got home with less than half my gross pay.
17 eh? Nice. How much do they match?
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Old 01-30-2013, 11:28 AM   #15
Buehler445 Buehler445 is online now
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17 eh? Nice. How much do they you match?
Fixed.
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