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04-02-2013, 04:36 PM | #106 | |
Starter
Join Date: Jan 2013
Location: Overland Park KS
Casino cash: $10005020
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Quote:
So sorry I caused offense. Just sharing a change in my thinking that led to a simpler less stressful life which doesn't include worrying about my FICO score. |
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Posts: 213
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04-02-2013, 04:36 PM | #107 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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No I am not, I think transunion is not reporting my credit card and have a mistake on my report...
Once you pay everything off and have no debts reporting, you will see a credit score drop regardless of how much money you have. Thats why it is VITAL my limited reporting is being reported correctly. |
Posts: 23,166
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04-02-2013, 04:42 PM | #108 | |
Emporer of Mongo
Join Date: Apr 2010
Location: Milky Way
Casino cash: $1587556
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Quote:
the bottom line is you can take simple preventative steps to ensure you maintain good health AND credit health which will be much more stress free in the long run than 'not worrying about it' perhaps you should get out of the advice business
__________________
---- 2018 Adopt-A-Chief : Chris Conley 2017 Adopt-A-Chief : FRANK ZOMBO Click here-->***The Holy Chiefsplanet Lexicon **** |
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Posts: 44,669
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04-02-2013, 04:46 PM | #109 | |
Banned
Join Date: Jan 2006
Location: Dallas, Texas
Casino cash: $10004900
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Quote:
So will barclays... so will a lot of other places 2 years ago I got two cash back $0 annual fee credit cards with a score of 640 due to a defaulted student loan that I rehabilitated and paid back in full 5 years back now I'm in the low 700s...not great, but not bad for letting a loan default (one that I didn't even know about since I took it when I was 18 for beer money because I'm an idiot) |
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Posts: 56,356
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04-02-2013, 04:51 PM | #110 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Quote:
That don't matter at all to me though now if my score is actually in the 700's and is being mis reported... I will know exactly whats going on in a few days... I never apply for credit so I am not real good at it and could be doing shit wrong or something... Who knows... |
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Posts: 23,166
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04-02-2013, 05:25 PM | #111 |
from the very deep south.
Join Date: Dec 2005
Location: Sydney, Australia.
Casino cash: $9944900
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can't believe people took the bait on this obvious bragpost.
I don't want credit but am going to act like I might in order to take the opportunity to remind everyone how much of an awesome money manager I am. |
Posts: 2,792
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04-02-2013, 05:30 PM | #112 |
Most Valuable Villain
Join Date: Dec 2006
Casino cash: $2555047
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Dude.....I can't really stand R8ers....but even I knew that this was a legitimate question.
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Posts: 92,316
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04-02-2013, 05:32 PM | #113 |
from the very deep south.
Join Date: Dec 2005
Location: Sydney, Australia.
Casino cash: $9944900
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Posts: 2,792
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04-02-2013, 05:42 PM | #114 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,166
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04-02-2013, 05:44 PM | #115 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,166
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04-02-2013, 05:56 PM | #116 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $220477
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Posts: 40,779
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04-02-2013, 07:28 PM | #117 | |
Banned
Join Date: Nov 2012
Location: Parallel Universe
Casino cash: $10004900
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Quote:
You can't credit unless you don't need it. The OP sounds like he doesn't need it. **** it leave it the way it is. Get an Amex with no limit for emergencies and you are golden. |
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Posts: 2,637
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04-02-2013, 07:31 PM | #118 | |
Superbowl MVP
Join Date: Oct 2005
Location: OOOOOOOOOOOOOLATHE
Casino cash: $9910252
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Quote:
I know its hard for people to live within their means -but at some point you'll get sick of money coming in with all of it going to the bank.. |
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Posts: 11,177
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04-02-2013, 07:55 PM | #119 | |
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $1261110
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Quote:
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~ "The men who drafted Patrick Mahomes" |
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Posts: 52,076
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04-02-2013, 08:08 PM | #120 |
Arrowhead Trail of Tears
Join Date: Oct 2012
Location: KansasCity
Casino cash: $1200441
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Your shit is paid for and you have 6 figures in savings but your looking for a credit line? Why?
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Posts: 29,305
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