Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Reload this Page Money Credit Question
Register FAQDonate Members List Calendar

Reply
Page 2 of 3 1 2 3
 
Thread Tools Display Modes
Old 09-26-2013, 08:25 AM  
TambaBerry TambaBerry is offline
MVP
 
TambaBerry's Avatar
 
Join Date: Jan 2013
Casino cash: $1665541
Credit Question
I have a derogatory mark on my credit history that is nearing the 7 year mark. What can I do to get it off? Also, has anyone used or heard good or bad things about credit repair services?
Posts: 10,609
TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.
     Reply With Quote
Old 09-26-2013, 08:46 AM   #16
vailpass vailpass is offline
Psycho Bag Of Squanch
 
vailpass's Avatar
 

Join Date: Sep 2001
Casino cash: $9594244
Quote:
Originally Posted by tambaberry View Post
You think I should just go ahead and try to buy a house?
I don't know you're situation. I helped a cousin clean her credit to buy a house last year and she got a good rate even with a few dings.
Get a pre approval from a lender and you're gold.
Do NOT buy more house than you can afford, but buy as soon as you can. Renting just puts money in someone else's pocket.
__________________
“Education is a weapon whose effect depends on who holds it in his hands and at whom it is aimed.”
Joseph Stalin
Posts: 69,591
vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.
     Reply With Quote
Old 09-26-2013, 08:57 AM   #17
Grim Grim is offline
Starter
 

Join Date: Aug 2012
Casino cash: $-300000
Quote:
Originally Posted by tambaberry View Post
You think I should just go ahead and try to buy a house?
I had a few marks on my credit report when we bought our house.
The most recent mark, at the time, was four years old. We still got a really good rate.

If you've only got one mark that's about to expire then I wouldn't worry about it one bit.
Posts: 716
Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.Grim must have mowed badgirl's lawn.
     Reply With Quote
Old 09-26-2013, 09:18 AM   #18
The Franchise The Franchise is online now
Most Valuable Villain
 
The Franchise's Avatar
 

Join Date: Dec 2006
Casino cash: $3095047
I had a couple of things finally drop off and my credit score ****ing skyrocketed into the high 700s.
Last edited by The Franchise; 09-26-2013 at 09:27 AM..
Posts: 92,188
The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.
     Reply With Quote
Old 09-26-2013, 09:22 AM   #19
TambaBerry TambaBerry is offline
MVP
 
TambaBerry's Avatar
 

Join Date: Jan 2013
Casino cash: $1665541
Quote:
Originally Posted by Pestilence View Post
I had a couple of things finally drop off and my credit score ****ing skyrocketed into the high 800s.
Nice, ya I'm sitting in the high 600s
Posts: 10,609
TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.
     Reply With Quote
Old 09-26-2013, 09:24 AM   #20
Great Expectations Great Expectations is online now
MVP
 
Great Expectations's Avatar
 

Join Date: Dec 2008
Location: Joplin, MO
Casino cash: $13672338
Quote:
Originally Posted by Pestilence View Post
I had a couple of things finally drop off and my credit score ****ing skyrocketed into the high 800s.
850 is the highest score possible.
__________________
http://chiefsplanet.com/BB/signaturepics/sigpic11348_1.gif
Posts: 7,221
Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.Great Expectations is too fat/Omaha.
     Reply With Quote
Old 09-26-2013, 09:27 AM   #21
The Franchise The Franchise is online now
Most Valuable Villain
 
The Franchise's Avatar
 

Join Date: Dec 2006
Casino cash: $3095047
Quote:
Originally Posted by Great Expectations View Post
850 is the highest score possible.
Typo. I meant high 700s.
Posts: 92,188
The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.The Franchise is obviously part of the inner Circle.
     Reply With Quote
Old 09-26-2013, 09:42 AM   #22
hometeam hometeam is offline
Supporter
 
hometeam's Avatar
 

Join Date: Jul 2011
Casino cash: $4111956
7 year old mark wont hurt you unless it was a repo or BK.
Posts: 10,644
hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.
     Reply With Quote
Old 09-26-2013, 09:44 AM   #23
Mike in SW-MO Mike in SW-MO is offline
Veteran
 

Join Date: Apr 2005
Location: Springfield, MO
Casino cash: $2204176
Is the derogatory remark on a still current debt? If it is the debt holder could reaffirm the mark
Posts: 1,074
Mike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby PiscitelliMike in SW-MO 's adopt a chief was Sabby Piscitelli
     Reply With Quote
Old 09-26-2013, 09:47 AM   #24
Simply Red Simply Red is offline
You Sweetie!
 
Simply Red's Avatar
 

Join Date: Sep 2005
Casino cash: $2021206219
VARSITY
be persistent young credit Jedi. Let the hate flow through you.
Posts: 71,691
Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.Simply Red is obviously part of the inner Circle.
     Reply With Quote
Old 09-26-2013, 09:48 AM   #25
vailpass vailpass is offline
Psycho Bag Of Squanch
 
vailpass's Avatar
 

Join Date: Sep 2001
Casino cash: $9594244
Quote:
Originally Posted by Mike in SW-MO View Post
Is the derogatory remark on a still current debt? If it is the debt holder could reaffirm the mark
Yeah that's what I learned when helping my cousin. Or they sell the debt. But $600 is nothing, you can negotiate it down and settle for delete.
__________________
“Education is a weapon whose effect depends on who holds it in his hands and at whom it is aimed.”
Joseph Stalin
Posts: 69,591
vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.vailpass is obviously part of the inner Circle.
     Reply With Quote
Old 09-26-2013, 10:09 AM   #26
TambaBerry TambaBerry is offline
MVP
 
TambaBerry's Avatar
 

Join Date: Jan 2013
Casino cash: $1665541
Its an apartment complex that tried screwing us when i was 18 that I refuse to pay them because every charge was theirs not ours.
Posts: 10,609
TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.
     Reply With Quote
Old 09-26-2013, 10:17 AM   #27
Chief Pote Chief Pote is offline
Veteran
 
Chief Pote's Avatar
 

Join Date: Jan 2006
Location: Undercover.....
Casino cash: $8312638
Quote:
Originally Posted by tambaberry View Post
Its an apartment complex that tried screwing us when i was 18 that I refuse to pay them because every charge was theirs not ours.
Communication is essential...my kids do this avoidance shit and when it starts to affect them, they panic. For my statistical collection....you are 25 to 30 years old right?
Posts: 3,461
Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.Chief Pote would the whole thing.
     Reply With Quote
Old 09-26-2013, 10:33 AM   #28
TambaBerry TambaBerry is offline
MVP
 
TambaBerry's Avatar
 

Join Date: Jan 2013
Casino cash: $1665541
Oh trust me I tried that, we moved in AC didn't work went up and told them about it a million times. They never fixed it from august to December, we had various other problems the main being a pipe leaking in the wall that we told them when we noticed it and it took them two months to fix it. They tried to charge us for the leak which was like 3 grand, the other problems wasn't fixed so we told them we just were not going to pay them rent. (Not the right thing to do) they took us to court to sue us and evicted us. We told them that they're not getting a dime from us and so this bad mark has set on there for almost 7 years. Yeah I'm 26 years old tired of renting, just had a ki. I want to get a house bad.
Posts: 10,609
TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.
     Reply With Quote
Old 09-26-2013, 10:35 AM   #29
TambaBerry TambaBerry is offline
MVP
 
TambaBerry's Avatar
 

Join Date: Jan 2013
Casino cash: $1665541
Perfect example of a slumlord apartment management.
Posts: 10,609
TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.TambaBerry 's phone was tapped by Scott Pioli.
     Reply With Quote
Old 09-26-2013, 10:36 AM   #30
hometeam hometeam is offline
Supporter
 
hometeam's Avatar
 

Join Date: Jul 2011
Casino cash: $4111956
Quote:
Originally Posted by tambaberry View Post
Oh trust me I tried that, we moved in AC didn't work went up and told them about it a million times. They never fixed it from august to December, we had various other problems the main being a pipe leaking in the wall that we told them when we noticed it and it took them two months to fix it. They tried to charge us for the leak which was like 3 grand, the other problems wasn't fixed so we told them we just were not going to pay them rent. (Not the right thing to do) they took us to court to sue us and evicted us. We told them that they're not getting a dime from us and so this bad mark has set on there for almost 7 years. Yeah I'm 26 years old tired of renting, just had a ki. I want to get a house bad.
Have you talked to a lender? There are TONS of ways to set up mortgage financing, most of which that little mark is not going to hurt your rate. Let the lender walk you through it, they have an interest (commission) in getting your loan handled, and will make sure that you are satisfied.
Posts: 10,644
hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.hometeam is obviously part of the inner Circle.
     Reply With Quote
Reply
Page 2 of 3 1 2 3

« Previous Thread | > Nzoner's Game Room < | Next Thread »

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump




All times are GMT -6. The time now is 06:42 PM.

Contact Us - ChiefsPlanet - Archive - Top

This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Advertise with us!
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2024, vBulletin Solutions, Inc.