Which is more important?

[DenverChief]

Hypothetical situation - you have two job options before you - one is job "A" that doesn't particularly excite you but the pay is great (think $60k/yr) and benefits are decent and the other is job "B" that excites you to go to work everyday and has great benefits but the pay is marginal at best (Think $38K/yr). All other things being equal which job would you choose? Is the idea of loving your job more important than money or are you all about the benjamins?

Pole to follow.

[DaneMcCloud]

Originally Posted by KCrockaholic

Speaking of benefits. I've rarely ever used any of my benefits, as I am young and haven't really needed to use them.

But I did get pretty sick a couple months ago. Went to the doctor and was given Flonase as one of my prescriptions and the health insurance tried to make me pay $63 for Flonase! WTF? I said forget that, and grabbed the one off the shelf for $20.

I had a couple other shady things go on, but why in the hell would my insurance try to charge me $63?

There could be many reasons, brand name versus generic, your plan, etc.

I had my first really great benefit package back in 1994 while working at Universal. I was like 29 years old and never used it. Later, as an exec at Paramount, they were even better and I never used them, even after being married.

Now, at age 49, we're fortunate to have excellent benefits because we use them constantly with kids, cancer, checkups, meds, etc.

[Coochie liquor]

Originally Posted by ThaVirus

$22,000 is a lot of Benjamins...

What?? I thought you lived in the Orlando area?? That ain't shit bro.

[Coochie liquor]

Originally Posted by DaneMcCloud

A.

Always take the dough.

A job is just a job.

I guess it depends if you just aren't I to the job, or you hate it. I've worked a couple jobs where I was actually miserable. Couldn't wait to leave them, and I took less money with the next job to have peace of mind. Being miserable at work, and working with miserable people is def the worst.

[KCrockaholic]

Originally Posted by DaneMcCloud

There could be many reasons, brand name versus generic, your plan, etc.

I had my first really great benefit package back in 1994 while working at Universal. I was like 29 years old and never used it. Later, as an exec at Paramount, they were even better and I never used them, even after being married.

Now, at age 49, we're fortunate to have excellent benefits because we use them constantly with kids, cancer, checkups, meds, etc.

My insurance is completely covered by my company so I'm not paying anything for it. But it's KC Blue cross Blue shield which I thought was a great one. But I don't know. I don't use it often at all.

[DaneMcCloud]

Originally Posted by KCrockaholic

My insurance is completely covered by my company so I'm not paying anything for it. But it's KC Blue cross Blue shield which I thought was a great one. But I don't know. I don't use it often at all.

Well, without changing the subject, there are different plans offered by insurance companies like Blue Cross, United Healthcare, etc. It's possible that your plan covers generics at $1-10 dollars per month or prescription but doesn't cover brand names until you've met a certain deductible amount.

There are all kinds of variables but it sounds like you a found a solution elsewhere.

[Willie Lanier]

Originally Posted by DaneMcCloud

A.

Always take the dough.

A job is just a job.

This should be gospel in this country, unfortunately it isn't

[DaneMcCloud]

Originally Posted by Coochie liquor

I guess it depends if you just aren't I to the job, or you hate it. I've worked a couple jobs where I was actually miserable. Couldn't wait to leave them, and I took less money with the next job to have peace of mind. Being miserable at work, and working with miserable people is def the worst.

There are too many variable without enough information to adequately address this question.

But let's say, all things being equal, your job as Data Analyst will either pay you $38k at a company you love, or $60k at a company in which you don't like the people, the manager, etc. Regardless of how much you dislike the people at the $60k job, it's in your best interest to suck it up for 12 months, then look for another job paying at least $60k, because that's your current value.

But if things aren't equal, such as $60k for an office job you despise versus working as a mechanic, something you love, for $22k less per year, the answer may be less obvious.

[ThaVirus]

Originally Posted by Coochie liquor

What?? I thought you lived in the Orlando area?? That ain't shit bro.

Yeah, I'm in Orlando. $22,000 a year isn't good money at all; I'm saying an additional $22,000 a year ON TOP OF what you already make is pretty significant.

Wouldn't you agree?

[Mr. Laz]

all about your personal situation

If Job A isn't "painful" to work then most people are going with that, money is just too important.

Have kids - Job A
Have a mortgage - job A
Have a wife - Job A
Plan to get any of the above soon - Job A


If you're single and just want less BS in your life - Job B

[eDave]

Originally Posted by Baconeater

It sure as hell would be significant to me.

$22K is a very significant amount. Every year, mind you.

I'm going to the money every time. I'm currently in a position that pays way good and I love every minute of it. Yay me.

If people are depending on you, you go to the money. No question.

[ThaVirus]

There are obviously a lot of variables but $38,000 a year in this city will get you a house in a hood-ish area. I'm not saying you're going to be hearing gunshots every night or anything but there'll likely be at least a small element of crime nearby.

[stevieray]

Originally Posted by Mr. Laz

all about your personal situation

If Job A isn't "painful" to work then most people are going with that, money is just too important.

Have kids - Job A
Have a mortgage - job A
Have a wife - Job A
Plan to get any of the above soon - Job A


If you're single and just want less BS in your life - Job B

that could work both ways.. coming home every night in a bad mood.....mama is only gonna put up with that for so long.

[DaneMcCloud]

Originally Posted by ThaVirus

Yeah, I'm in Orlando. $22,000 a year isn't good money at all; I'm saying an additional $22,000 a year ON TOP OF what you already make is pretty significant.

Wouldn't you agree?

My math has been off today but isn't the difference between $38k and $60k about 36%?

[TinyEvel]

For me it would depend on what the growth opportunities are.

If 60K was a job that would stay the same for a decade, then hell no, unless I was building a side business or passion/startup outside of work and this job was a 9-to5 that I did;t think about once I left work.

at 38K if I was being groomed to be promoted or was the first job that I could use as a springboard o much more important job in the future then you bet.

I took a $8000 salary pay cut to enter advertising when I left my first corporate job to become a jr. writer. I was making more than the difference within 2 years, and sipping Cristal from a stripper's navel with Dane McCloud a few years after that.

[ThaVirus]

Originally Posted by DaneMcCloud

My math has been off today but isn't the difference between $38k and $60k about 36%?

Jumping up from 38,000 to 60,000 would be a 58% pay increase. That's pretty significant.