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04-04-2017, 05:51 AM | #1 |
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Join Date: Jan 2009
Casino cash: $2355743
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Posts: 63,903
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04-04-2017, 06:20 AM | #2 |
In BB I trust
Join Date: May 2003
Location: Boston, Mass.
Casino cash: $10029808
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Nice! And ignore my last post, responding to an ancient post.
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"I love signature blocks on the Internet. I get to put whatever the hell I want in quotes, pick a pretend author, and bang, it's like he really said it." George Washington |
Posts: 43,125
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08-27-2017, 07:08 PM | #3 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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For those interested after 4 years, I have a score of 824 now only using credit cards and paying them off in full e a couple times a month.
When I started this mission I think my score was 669 |
Posts: 23,164
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08-27-2017, 07:09 PM | #4 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $1570477
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Posts: 40,370
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08-27-2017, 07:11 PM | #5 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,164
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08-27-2017, 07:14 PM | #6 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $1570477
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Posts: 40,370
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08-27-2017, 07:16 PM | #7 |
Constable of Untruths
Join Date: Oct 2010
Location: Wichita
Casino cash: $1601084
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If you don't ever plan to buy anything using credit, why do you give a shit what your credit score is. Do you just like to come to CP and brag to a bunch of people who couldn't give less of a shit what your credit score is?
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Posts: 15,015
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08-28-2017, 03:36 AM | #8 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,164
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08-27-2017, 10:44 PM | #9 |
FINALLY! The wait is over.
Join Date: Mar 2005
Location: The Future Is Now!!!
Casino cash: $19947565
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Elite credit. You've gotten there! Now what? It DOES serve a purpose. Do you know what that is, or is this just where they told you that you needed to get too? People use their credit to amass wealth. Do you know how? Find out, or, umm, congrats on the nifty credit score and all! It'll get you GREAT interest rates that you'll never use!
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Posts: 56,649
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08-28-2017, 12:45 AM | #10 |
In my youth i pray to keep
Join Date: Nov 2013
Location: Clown World
Casino cash: $2669850
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Posts: 15,738
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08-28-2017, 12:53 AM | #11 |
MVP
Join Date: Aug 2017
Casino cash: $10000400
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I buy a $5K or larger CD and then borrow against it. I then take the funds from that and put it in my account and set up automatic payments for the term of the loan (1Year). You can do this multiple times as I did starting out.
HAVING A BANK LOAN (or 3-4) HELPS A LOT BUT HAVING A BANK LOAN THAT WAS FULFILLED EVERY YEAR DOES WONDERS!!!! |
Posts: 13,669
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08-28-2017, 04:48 AM | #12 |
Can these boys not play?
Join Date: Apr 2001
Location: Northcentral Florida
Casino cash: $7662956
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That is interesting.. I would have thought paying them off in full each month would have hurt your credit score.
Did you cards raise your limits, by the way?
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- Mark |
Posts: 4,597
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08-28-2017, 07:29 AM | #13 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,164
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08-28-2017, 11:23 AM | #14 | ||
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $2641110
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Quote:
Quote:
I HOPE THAT YOUR CREDIT CARDS HAVE AIRLINE MILEAGE AND HOTEL REWARDS ATTACHED TO THEM AS OPPOSED TO SIMPLE CARDS. IF NOT YOU SHOULD LOOK INTO A SWAP FOR AT LEAST ONE. There may be a point in your life where you want to open a business before or after retirement, may decide to buy a second home, or want an extravagant purchase that your great credit will come in handy. You should have a great financial planner who has estate knowledge as well.
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"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~ "The men who drafted Patrick Mahomes" |
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08-28-2017, 11:25 AM | #15 | |
Politically Incorrect
Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $2641110
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Quote:
What hurts a credit score is utilizing more than 70-80% of your available credit each month. People think charging to the limit and paying off is best and it is NOT. Charge about 60% on various cards and pay off each month and your credit score will skyrocket. Maxing out your credit limit on cards or home equity is NOT good.
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"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~ "The men who drafted Patrick Mahomes" |
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