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11-08-2012, 04:03 PM | #2 |
Playing for #1 Draft Pick
Join Date: Oct 2003
Location: Just West of Lambs land
Casino cash: $10004900
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find a new bank or credit union, not everybody works that way.
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Posts: 25,901
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11-08-2012, 04:06 PM | #3 |
Stuff & Things
Join Date: Jan 2006
Location: The Yukon
Casino cash: $10126924
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Or have him get with his power, phone and insurance companies to write a reference/reccomendation.
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Posts: 21,498
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11-08-2012, 04:06 PM | #4 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $2334734
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Posts: 56,771
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11-08-2012, 04:09 PM | #5 |
Supporter
Join Date: Jul 2011
Casino cash: $4141956
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This is right up my alley.
It is possible to have a credit history without a score, and that usually happens when it has been a long time since you have actually had said credit in the past. For example, you had some credit history, paid everything down and havent had credit cards, payments, etc of any kind. His best bet is to find a local bank that cares about him who will look at all bureaus and possible avenues to get him financed. Or, he can get a copy of his own credit report. Hell, if he wants to he can contact me, Ill pull it, and tell him what his score/credit looks like without bsing him becuase im working on a loan commission. If you want to go that route just pm me. If he really has a 0 score, even with history, its safe to say that he will be treated like everyone else with no score, they will tell him to get a co-signer etc. |
Posts: 10,637
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11-08-2012, 04:12 PM | #6 |
Supporter
Join Date: Jul 2011
Casino cash: $4141956
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an addendum -
Lenders could give two shits about the person in any way, they live by the score given out by the 3 credit agencys. If he is a true zero then he likely has no recourse except to get some credit even if he is just making payments on the credit with the money he borrows. |
Posts: 10,637
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11-08-2012, 04:15 PM | #7 |
Kind of a mod
Join Date: Aug 2005
Location: Donkey Land
Casino cash: $2046899
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Has he pulled a credit report just to see what it is that they're looking at? If not, that's probably worth the $10.
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Posts: 51,755
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11-08-2012, 04:16 PM | #8 |
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $2334734
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Posts: 56,771
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11-08-2012, 04:16 PM | #9 |
Supporter
Join Date: Jul 2011
Casino cash: $4141956
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Posts: 10,637
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11-08-2012, 04:17 PM | #10 | ||
Supporter
Join Date: Apr 2007
Location: Scott City KS
Casino cash: $2334734
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Quote:
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Posts: 56,771
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08-13-2021, 12:44 AM | #11 |
Rookie
Join Date: Mar 2021
Casino cash: $10000400
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The best way is to generate some credit history is to avail some loan or credit card from a bank.
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Posts: 7
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08-13-2021, 12:52 AM | #12 | |
MVP
Join Date: Oct 2010
Casino cash: $2189653
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Quote:
A 10 post thread from almost a decade ago that was finished in 12 minutes. And it's about money advice not even anything exciting. |
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Posts: 16,832
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08-13-2021, 01:10 AM | #13 |
In Search of a Life
Join Date: Mar 2006
Casino cash: $3799900
VARSITY
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08-13-2021, 01:31 AM | #14 |
MVP
Join Date: Oct 2011
Location: Michigan
Casino cash: $3257078
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We're dying to know how your employee made out with the mortgage now Buehler.
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08-13-2021, 03:20 AM | #15 | |
MVP
Join Date: Sep 2016
Location: Lawrence, KS
Casino cash: $3150400
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