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Old 05-09-2013, 08:13 AM   #1
Pasta Little Brioni Pasta Little Brioni is online now
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Cash for cars. Never buy new.

Knock out the small interest loans first. Get as much put into that car payment as you can, so you can stop burning your money away on interest.
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Old 05-09-2013, 08:50 AM   #2
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I'm 47 and will be retiring (meaning, only working on things I want to work on, when I want to work on them) in about 18 months. All I can tell you is that you can't get anywhere, financially, without a plan. Find a plan that works to achieve your life goals and stick to it. It's going to suck at times, but will seem normal at some point. My plan was a 15 year plan that I set forth at the age of 35. I'm going beat that plan by a year plus. I had lots of good luck to get there.

I wish you Good Luck and Good Fortune on your journey.
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Old 05-09-2013, 09:26 AM   #3
Mr. Flopnuts Mr. Flopnuts is offline
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Originally Posted by ChiTown View Post
I'm 47 and will be retiring (meaning, only working on things I want to work on, when I want to work on them) in about 18 months. All I can tell you is that you can't get anywhere, financially, without a plan. Find a plan that works to achieve your life goals and stick to it. It's going to suck at times, but will seem normal at some point. My plan was a 15 year plan that I set forth at the age of 35. I'm going beat that plan by a year plus. I had lots of good luck to get there.

I wish you Good Luck and Good Fortune on your journey.
People don't plan to fail, they fail to plan. Apply to your life as needed young Dante.
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Old 05-09-2013, 10:37 AM   #4
KCFaninSEA KCFaninSEA is offline
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I was given some great advice many years ago. It fits with long term financial planning not necessarily getting out of debt but I thought I would share. When I was about 20 I was asked who the most important person or company was that I owed money to. I didn't own a home at the time but had a car payment so I said the car loan was my most important debt. He looked me in the eye and said, wrong!!!! The most important person you owe money to is yourself. After I thought about it, he was right. I set up an automatic deduction from my paychech every week to go into a savings account I don't touch. It has taken some willpower to leave it alone but after some time I just don't even think about it very often. It has been over 25 years now and it will be a nice chunk of change when I start drawing my pension.
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Old 05-09-2013, 04:06 PM   #5
Hog's Gone Fishin Hog's Gone Fishin is offline
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Originally Posted by KCFaninSEA View Post
I was given some great advice many years ago. It fits with long term financial planning not necessarily getting out of debt but I thought I would share. When I was about 20 I was asked who the most important person or company was that I owed money to. I didn't own a home at the time but had a car payment so I said the car loan was my most important debt. He looked me in the eye and said, wrong!!!! The most important person you owe money to is yourself. After I thought about it, he was right. I set up an automatic deduction from my paychech every week to go into a savings account I don't touch. It has taken some willpower to leave it alone but after some time I just don't even think about it very often. It has been over 25 years now and it will be a nice chunk of change when I start drawing my pension.
Savings accounts are paying 0.5% or less . Inflation is 5% +.
You Lose.

And you misspelled paycheck !
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Old 05-09-2013, 11:30 AM   #6
Dayze Dayze is online now
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speak of the devil; my wife just called and we've paid off 2 more cards today woo hoo.
just 3 more to go; all on payment plans with 0 interest and they waived the fees.
if we pay nothing above and beyond they'll be done around Sept next year.

Hopefully we can knock them out early.

For those who like to spend and 'pay it later' etc, DON"T. Don't be tempted.
Only use a CC that you pay off each month. I was young and dumb; got a great paying job a few years back; didn't have a lot of debt (at least in my mind) compared to salary.
bam...layoff. 7 months w/out income; 50% pay reduction when I did find a job. foreclosed.

Feels GREAT getting out from all this shit. Lesson learned. Never again.
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Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.
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Old 05-09-2013, 11:40 AM   #7
Pasta Little Brioni Pasta Little Brioni is online now
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After all is said and done Dante will be morphed into Reighters Jr. after all of our sage advice.
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Old 05-09-2013, 11:50 AM   #8
Dante84 Dante84 is offline
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Wow, thanks for all the responses and advice - there's some really good stuff in here.

Very much appreciated. I plan on updating as I kick ass and take names going forward.
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Old 05-09-2013, 11:56 AM   #9
Katie Katie is offline
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Looking for a good job to do from home...there are a million out there but how do you find the ones that are legit?
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Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.Katie would the whole thing.
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Old 05-09-2013, 11:58 AM   #10
Dante84 Dante84 is offline
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Quote:
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Looking for a good job to do from home...there are a million out there but how do you find the ones that are legit?
Pics or GTFO
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Old 05-09-2013, 01:30 PM   #11
Katie Katie is offline
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Pics or GTFO
I don't mean THAT kind of job, silly.
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Old 05-09-2013, 04:01 PM   #12
Hog's Gone Fishin Hog's Gone Fishin is offline
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I don't mean THAT kind of job, silly.
Well, if that's you in your AVY I suggest you consider. You could be wealthy.
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Old 05-09-2013, 11:58 AM   #13
The Franchise The Franchise is offline
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Looking for a good job to do from home...there are a million out there but how do you find the ones that are legit?
Cam girl.
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Old 05-09-2013, 11:58 AM   #14
Dayze Dayze is online now
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Originally Posted by Katie View Post
Looking for a good job to do from home...there are a million out there but how do you find the ones that are legit?
i bet you can find a job working from home
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Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.Dayze is obviously part of the inner Circle.
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Old 05-09-2013, 06:48 PM   #15
Spott Spott is offline
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Originally Posted by Katie View Post
Looking for a good job to do from home...there are a million out there but how do you find the ones that are legit?
Almost none of them are legit, unless you are doing Ebay or something like that.

How are you one of the original members of this board and only have 400 posts?
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