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05-08-2013, 07:28 PM | #2 |
Would an idiot do that?
Join Date: Nov 2000
Location: Arizona
Casino cash: $2264931
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mint.com
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Posts: 55,839
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05-08-2013, 07:28 PM | #3 |
Cheat Death
Join Date: Nov 2007
Location: Land of Drincoln
Casino cash: $1738244
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You have a $100 minimum on a balance of $500?
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Posts: 34,244
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05-08-2013, 07:29 PM | #4 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $1170477
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OK . Take out a 0%credit card. I know you surely get offers . And pay off everything. Just honor your CC commitment and don't be late.
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Posts: 40,488
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05-08-2013, 07:30 PM | #5 |
Tossed Salad & Scrambled Eggs
Join Date: Jan 2009
Location: ATX & OPKS
Casino cash: $1241996
VARSITY
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I do have that, but the delay on those reports makes them irrelevant. I get updates with 2-week old info, and its never completely accurate.
I want to plan going forward as opposed to combing through incorrect, delayed reports.
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Posts: 19,775
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05-08-2013, 07:31 PM | #6 |
Tossed Salad & Scrambled Eggs
Join Date: Jan 2009
Location: ATX & OPKS
Casino cash: $1241996
VARSITY
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Well, thats my minimum, that I set. I'm sure its something stupid like 30 bucks, but it's my highest interest debt source.
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Posts: 19,775
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05-08-2013, 07:31 PM | #7 |
Supporter
Join Date: Aug 2000
Location: Utopia
Casino cash: $4568454
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Debt snowball.
Pay off the smallest debt. Put that payment onto the 2nd lowest debt.... Find ways to save money, find ways to make extra cash. Use that extra income for debt reduction and then eventually savings. |
Posts: 61,567
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05-08-2013, 07:33 PM | #8 |
No Keys, No Problem
Join Date: Sep 2000
Location: Denver
Casino cash: $4843136
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I recommend several things and none are easy.
One, cut up the credit card Two, eat at home and make your lunch Three, see if you can delay (defer) any student loan debt until the credit card debt is gone. Four, get a second job..something that is night work but has little time commitment Five, do things on the cheap. Got a date? Take her to the park and do a light outdoor activity. Attack your highest interest debt after you rid yourself on the small debt. Last edited by Garcia Bronco; 05-08-2013 at 07:39 PM.. |
Posts: 30,998
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05-08-2013, 07:34 PM | #9 |
"Think BOOM!"
Join Date: Nov 2003
Location: 33.675° N 106.475° W
Casino cash: $9819900
VARSITY
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Looks like about six months if you are aggressive.
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I think the young people enjoy it when I "get down," verbally, don't you? |
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05-08-2013, 07:37 PM | #10 |
You Sweetie!
Join Date: Sep 2005
Casino cash: $2021206219
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Posts: 71,691
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05-08-2013, 07:37 PM | #11 |
Tossed Salad & Scrambled Eggs
Join Date: Jan 2009
Location: ATX & OPKS
Casino cash: $1241996
VARSITY
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I like that idea, but do you suggest smallest first, or highest interest first?
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Posts: 19,775
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05-08-2013, 07:38 PM | #12 |
In Search of a Life
Join Date: Aug 2001
Location: Fayetteville, AR
Casino cash: $9560204
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Yeah. Should be easy with discipline. I'd love for my monthly expenses and payments to look like you're. Damn kids.
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In this world of sin and sorrow there is always something to be thankful for; as for me, I rejoice that I am not a Republican. - H. L. Mencken |
Posts: 21,762
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05-08-2013, 07:38 PM | #13 |
King Shit of **** Mountain
Join Date: Aug 2000
Location: Texarkana, Texas
Casino cash: $2034497
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Austin?
4 words: Bull McCabe's for Smithwick's (Ok...that did not help at all.) |
Posts: 48,811
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05-08-2013, 07:39 PM | #14 | |
Would an idiot do that?
Join Date: Nov 2000
Location: Arizona
Casino cash: $2264931
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Quote:
I'd hit the highest interest debt first, then like Iowanian said, use that payment amount to help pay off other debt. The biggest thing I do when I want to save some cash is stop eating out... when I first signed up for mint, I didn't even realize how much I was spending.... didn't have cable at the time, but more than made up for it with trips to BWW.
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Posts: 55,839
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05-08-2013, 07:39 PM | #15 |
Tossed Salad & Scrambled Eggs
Join Date: Jan 2009
Location: ATX & OPKS
Casino cash: $1241996
VARSITY
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I considered that, however, isn't there an extra charge for paying off a loan or credit debt with a credit card? If so, I don't want to incur more fees...
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