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12-04-2012, 11:25 PM | #1 |
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12-04-2012, 11:26 PM | #2 |
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I think it depends on the policy and the fine print in the policy.
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12-04-2012, 11:30 PM | #3 |
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12-04-2012, 11:37 PM | #4 |
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nope
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12-05-2012, 12:26 AM | #5 |
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I've had life insurance through my employer since the early 90's here in California. As I recall the policies always stated that they wouldn't be paid off for suicide, but there is now a two year rule in effect. If you've held the policy for more than two years it pays off. Less than two years the premiums are refunded. Still no payoff on accidental death coverage.
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12-04-2012, 11:32 PM | #6 |
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12-04-2012, 11:36 PM | #7 |
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12-05-2012, 12:12 AM | #8 | |
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Quote:
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12-05-2012, 09:21 AM | #9 |
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All states have suicide clauses in their life insurance policies. Most state that the policy has to be in-force for two years before it would pay, but some allow only one year.
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12-05-2012, 07:26 AM | #10 |
Quit your bullshit
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That isn't accurate. All life insurance (or close enough as to render the exception negligible) covers suicide. Some plans have blackout periods that must be satisfied before suicide benefits may be paid. Generally speaking, these restrictions are on plans paid for by the individual. If they were paid for under an employer paid group plan, there would almost certainly be no such restriction.
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