How does one get credit?

[cosmo20002]

Originally Posted by KCGal

I would argue credit is a tool in the same way liposuction is a tool. If you've been making good choices more often than not, eating healthy and exercising, you don't need it. But if that's not the case there's always liposuction.

Some people just may not have a few hundred thousand in cash to pay for a home. Credit can come in handy.

[KCGal]

Originally Posted by cosmo20002

Some people just may not have a few hundred thousand in cash to pay for a home. Credit can come in handy.

I was referring to credit cards not mortgages.

So sorry I caused offense. Just sharing a change in my thinking that led to a simpler less stressful life which doesn't include worrying about my FICO score.

[Ming the Merciless]

Originally Posted by KCGal

I was referring to credit cards not mortgages.

So sorry I caused offense. Just sharing a change in my thinking that led to a simpler less stressful life which doesn't include worrying about my FICO score.

this is a bullshit answer.and the opposite of your 1st statement..just like your 1st example...it would be the equivalent of not worrying about your health or watching what you eat or worrying about exercise.....etc

the bottom line is you can take simple preventative steps to ensure you maintain good health AND credit health which will be much more stress free in the long run than 'not worrying about it'

perhaps you should get out of the advice business