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Old 04-02-2013, 02:16 PM   #1
loochy loochy is offline
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Originally Posted by R8ers View Post
Just that one and I pay it off in full every month, Should I keep a 10 dollar balance on it or something?
No, having it is a good thing.

Try to get your limit raised. That will help. The more credit you have available = better. The less debt you have against that available credit = better.
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Old 04-02-2013, 02:17 PM   #2
R8RFAN R8RFAN is offline
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Originally Posted by loochy View Post
No, having it is a good thing.

Try to get your limit raised. That will help. The more credit you have available = better. The less debt you have against that available credit = better.
It's set at 4k limit.. is that too low?
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Old 04-02-2013, 02:19 PM   #3
loochy loochy is offline
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Quote:
Originally Posted by R8ers View Post
It's set at 4k limit.. is that too low?
Yeah, probably. Just call and ask them to raise the limit. I'm sure they will.
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loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.
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Old 04-02-2013, 02:21 PM   #4
R8RFAN R8RFAN is offline
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Yeah, probably. Just call and ask them to raise the limit. I'm sure they will.
i have had the card for like 10 years and never had a late payment of any kind on it... Weird thing is I go to creditkarma and it does not list that credit card on me and it's in my name.. are they not reporting it or is credit karma just not accurate?
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Old 04-02-2013, 02:21 PM   #5
loochy loochy is offline
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Join Date: Oct 2008
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Quote:
Originally Posted by R8ers View Post
i have had the card for like 10 years and never had a late payment of any kind on it... Weird thing is I go to creditkarma and it does not list that credit card on me and it's in my name.. are they not reporting it or is credit karma just not accurate?
That's weird. You DO use it, right? And it IS a credit card, not a debit card, right?
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loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.
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Old 04-03-2017, 06:17 PM   #6
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by loochy View Post
No, having it is a good thing.

Try to get your limit raised. That will help. The more credit you have available = better. The less debt you have against that available credit = better.
This is what worked... I have a 20k limit on 1 an 8-9 k limit on 2 and 4500 on bank of south America who refuses to raise my limit because they say I never use the card
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