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Old 12-04-2012, 10:59 PM   #1
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Originally Posted by Capt Tasty Cheeks View Post
Ok. That makes sense to me I suppose.

I was honestly just curious and trying to get an answer...I had just figured she'd be the prime beneficiary to the estate left behind, didn't realize she'd be getting payments until she was 18-23 from the NFL.

I wonder if she has any sort of financial protection from the guardian, or if the guardian can do what he/she chooses with that $9K per month?
I would assume that the guardian will have total control of the money untill she is old enough to be responsible with it or untill she turns 18. The courts would trust the guardian to do the right thing with the money in Zoey best interest & I would trust the same.
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Old 12-05-2012, 11:13 AM   #2
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It's in the CBA, so it's effectively built-in life insurance.
Yeah, its not like the NFL is doing this out of the goodness of their heart--its part of the CBA. Although most life insurance has exclusions for suicide. It could be part of a survivor benefit related to his accrued pension. Just a guess.
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Old 12-04-2012, 10:55 PM   #3
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This is nice and all, it really is...

but I guess I just don't understand it?

Why does she get 1.3M because her dad was a murderer and killed her mom? I'm glad this little girl will be financially sound and at least have a great trust fund set up for her for when she turns 18 but...I just, I guess I don't see why?

I'm not trying to be insensitive I'm just wondering why she's entitled to this money from the NFL?

Does this make sense or do I just sound like an asshole?
Is that her fault?

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Old 12-04-2012, 10:57 PM   #4
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Is that her fault?

Dont be such a Hootie & a Blowass
Never said it was her fault.

I was just curious, and I never thought of it as a 'life insurance' type of deal. So my question was answered. Carry on.
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Old 12-04-2012, 11:24 PM   #5
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Quote:
Originally Posted by Capt Tasty Cheeks View Post
This is nice and all, it really is...

but I guess I just don't understand it?

Why does she get 1.3M because her dad was a murderer and killed her mom? I'm glad this little girl will be financially sound and at least have a great trust fund set up for her for when she turns 18 but...I just, I guess I don't see why?

I'm not trying to be insensitive I'm just wondering why she's entitled to this money from the NFL?

Does this make sense or do I just sound like an asshole?
I think you've asked very important questions that will like escalate in their importance as the next CBA in 2020 approaches.
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Old 12-05-2012, 06:35 AM   #6
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Originally Posted by Capt Tasty Cheeks View Post
This is nice and all, it really is...

but I guess I just don't understand it?

Why does she get 1.3M because her dad was a murderer and killed her mom? I'm glad this little girl will be financially sound and at least have a great trust fund set up for her for when she turns 18 but...I just, I guess I don't see why?

I'm not trying to be insensitive I'm just wondering why she's entitled to this money from the NFL?

Does this make sense or do I just sound like an asshole?
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Old 12-04-2012, 10:53 PM   #7
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Old 12-04-2012, 10:53 PM   #8
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Javon made $2M this year...I assume he didn't spend it all.

I was just figuring one of the grandparents would be given custody and a trust with any remaining assets from the estate (and I assume the man wasn't broke) + whatever he had left on his contract this year would be set up for the girl for when she turned 18 to get some sort of a lump sum - yearly child support from the estate for the grandparent with custody.

Not quite sure why the NFL pays 18 years more than a lot of two family incomes bring home per year.
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Old 12-04-2012, 10:53 PM   #9
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I wonder if Belcher was smart enough to have an life insurance policy too. Eh, who am I kidding...
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Old 12-04-2012, 10:54 PM   #10
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Originally Posted by Tombstone RJ View Post
I wonder if Belcher was smart enough to have an life insurance policy too. Eh, who am I kidding...
My guess is that's why it's in there. A lot of players probably aren't savvy enough to get life insurance when they're that young.
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Old 12-04-2012, 11:25 PM   #11
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Originally Posted by Tombstone RJ View Post
I wonder if Belcher was smart enough to have an life insurance policy too. Eh, who am I kidding...
Life insurance generally doesn't provide for suicide
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Old 12-04-2012, 11:26 PM   #12
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Life insurance generally doesn't provide for suicide
I think it depends on the policy and the fine print in the policy.
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Old 12-04-2012, 11:30 PM   #13
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I think it depends on the policy and the fine print in the policy.
Are you an insurance agent, underwriter or policy holder?
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Old 12-04-2012, 11:37 PM   #14
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Are you an insurance agent, underwriter or policy holder?
nope
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Old 12-05-2012, 12:26 AM   #15
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Are you an insurance agent, underwriter or policy holder?
I've had life insurance through my employer since the early 90's here in California. As I recall the policies always stated that they wouldn't be paid off for suicide, but there is now a two year rule in effect. If you've held the policy for more than two years it pays off. Less than two years the premiums are refunded. Still no payoff on accidental death coverage.
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