Quote:
Originally Posted by mmaddog
You are correct...it never hurts to ask, but nothing is guaranteed.
Part of the ability to get something removed depends on the creditor and their willingness to be flexible.
mmaddog
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Right.
But a lot of times, the agencies will remove something if it's been a reasonable amount of time after it's been paid.
I seriously doubt that if they were to refuse his request, it would stay on his record for 3 years. One year, maybe. Which is why I suggested that he check it often.
Once it's been paid, it's out of the creditor's hands and up to the credit rating agencies.