My credit score

[Mosbonian]

Originally Posted by DaneMcCloud

When I was younger, I was able to get a few late payments removed simply by being polite and asking. I told them it was affecting my ability to get a loan and they removed them immediately.

I also disputed the fact that they were late (they missed by like one day). This was before online payments.

So I guess what I'm suggesting is that it doesn't hurt to ask.

You are correct...it never hurts to ask, but nothing is guaranteed.

Part of the ability to get something removed depends on the creditor and their willingness to be flexible.

mmaddog
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