Short term medical insurance? - Page 2

**Saulbadguy** · 10-19-2006, 01:41 PM

Howdy.

I got a new job, my last week of my current job is next week. My new jobs insurance won't kick until 1/1/07, so I have to find something to cover me until then (for my wife and I).

Any recommendations? I see alot of websites offering short term temporary insurance, but alot of them look kind of seedy. Has anyone here actually had experience in dealing with any of these companies? I'm looking for a castrophe-only plan...I don't want to be un-insured if I develop appendicitis.

dtebbe · 10-19-2006, 05:26 PM

I think you will find that Fortis aka Assurant Health will have the best deal. State Farm agents sell it. We have our health insurance with them and they are fine. They actually have a policy just for your situation too.

I agree that $350 for cobra is a deal. When I left Turner I was paying that much JUST to cover my wife under COBRA while she went thru some additional underwriting.

My family policy (self insured) runs me about $350/month and we have a $3500 family deductable. After that everything is covered 100%

DT

**Saulbadguy** · 10-19-2006, 07:10 PM

Quote:

Originally Posted by ChiefsfaninPA

This is not expensive at all. Compared to your current policy, maybe. But by no means is this expensive, especially if it offers the same coverage.

Yeah, but will I need the coverage? Doubtful.

Uncle_Ted · 10-19-2006, 08:25 PM

IMO $350/month for comprehensive coverage isn't a bad deal, and it's a great deal if you currently have or have ever had any major health problems.

10-19-2006, 01:41 PM
Saulbadguy When a nightmare becomes real Join Date: Nov 2003 Casino cash: $736966	Short term medical insurance? Howdy. I got a new job, my last week of my current job is next week. My new jobs insurance won't kick until 1/1/07, so I have to find something to cover me until then (for my wife and I). Any recommendations? I see alot of websites offering short term temporary insurance, but alot of them look kind of seedy. Has anyone here actually had experience in dealing with any of these companies? I'm looking for a castrophe-only plan...I don't want to be un-insured if I develop appendicitis.
Posts: 47,020

10-19-2006, 05:26 PM	#16
dtebbe 3M TA3 Join Date: Jul 2001 Location: SoFlo Casino cash: $9993039	I think you will find that Fortis aka Assurant Health will have the best deal. State Farm agents sell it. We have our health insurance with them and they are fine. They actually have a policy just for your situation too. I agree that $350 for cobra is a deal. When I left Turner I was paying that much JUST to cover my wife under COBRA while she went thru some additional underwriting. My family policy (self insured) runs me about $350/month and we have a $3500 family deductable. After that everything is covered 100% DT
Posts: 4,305

10-19-2006, 08:25 PM	#18
Uncle_Ted We're the band! Join Date: Jun 2001 Location: Chicago Casino cash: $10008915	IMO $350/month for comprehensive coverage isn't a bad deal, and it's a great deal if you currently have or have ever had any major health problems.
Posts: 855