I think I may have learned a money lesson - Page 3

Jenson71 · 05-07-2007, 11:02 AM

I had $290 in my checking account. Then there's a monthly fee ($8.56). So I'm down to 281. I pay a university bill off that was $278. And then I don't put any money in. But another month comes and now I'm negative (because of the monthly fee)! I'm $5 in the hole, so as soon as I saw this, I transferred some money over to my checking account.

The next thing I see is I have a $305 overdraft fee charged to my credit card bill! Does this sound right?

That's quite an expensive (and stupid) mistake.

05-08-2007, 06:16 PM

Quote:

Originally Posted by stlchiefs

Commerce is regional. They are down in Wichita and here in St. Louis as well. They work well for me.

Yeah, I knew they were in the vicinity of KC - did not know they were in St. Louis though.

**Skip Towne** · 05-08-2007, 06:42 PM

Quote:

Originally Posted by Phobia

Yeah, I knew they were in the vicinity of KC - did not know they were in St. Louis though.

Ever hear of Arvest Bank? I really like them. They are only in Ks, Ok., Ar. and Mo. so far but that will change. The banks are owned by those great folks who brought you Wal-Mart. They do a bang up job as you might expect.

Sure-Oz · 05-08-2007, 06:48 PM

Checking fee's wtf?

Switch banks anyway....

CoMoChief · 05-08-2007, 06:55 PM

Quote:

Originally Posted by |Zach|

Commerce used to take sooo loooong to get my deposits in for some reason back in the day when I used them in KC and even when I used them in Springfield my freshman year. I have been very happy with Great Southern but since I am going back to KC I will need to plant my massive wealth with another institution.

Thats weird. If deposit anything before 1pm I can use that money right away.

Delano · 05-08-2007, 06:57 PM

Quote:

Originally Posted by pestilenceaf23

Wells Fargo....no freakin wonder.

If you get student loans through Wells Fargo and pay on-time with a Wells Fargo checking account, you can get a break on interest rates.

It's a pretty good deal for college students like Jensen and myself.

Sure-Oz · 05-08-2007, 06:57 PM

I like my credit union, they have it deposited right away etc...but only downfall is they are not nationwide and only a few locations, but it does the job since i live around the locations.

05-07-2007, 11:02 AM
Jenson71 fides quaerens intellectum Join Date: Oct 2003 Location: United States Casino cash: $8330900	I think I may have learned a money lesson I had $290 in my checking account. Then there's a monthly fee ($8.56). So I'm down to 281. I pay a university bill off that was $278. And then I don't put any money in. But another month comes and now I'm negative (because of the monthly fee)! I'm $5 in the hole, so as soon as I saw this, I transferred some money over to my checking account. The next thing I see is I have a $305 overdraft fee charged to my credit card bill! Does this sound right? That's quite an expensive (and stupid) mistake.
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