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12-27-2012, 04:42 PM | Topic Starter |
Starter
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Buy Here Pay Here Dealer
My wife has a recently divorced friend who is a mess. She just had her car repo'ed today while at work.
Anyway, partly to keep my wife from becoming her taxi driver I'm putting feelers out for anyone that might know/own/work at a car place that caters to those with worse than bad credit and is less buzzardly than normal. I'm of the opinion she hasn't hit bottom yet and won't turn things around until she does but she's deep into Lindsay Mode denial. The tough thing is she has two kids and the dad is threating to take her back to court to try and take away her custoday . . . . so my wife is struggling with it. Any leads? fire/aids tree/antifreeze/piihb/gaz |
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12-27-2012, 04:44 PM | #2 |
Beloved & Awesome CP Celebrity
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pics?
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12-27-2012, 04:45 PM | #3 |
Starter
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12-27-2012, 04:48 PM | #4 |
SuperChiefs
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First of all, why would anyone want to finance a car for her when you describe her as someone who is less than responsible?
Secondly, the kids may actually be better off with the dad |
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12-27-2012, 04:49 PM | #5 |
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I don't disagree with any of this.
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12-27-2012, 06:01 PM | #6 |
Arrowhead Trail of Tears
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12-27-2012, 06:39 PM | #7 |
Quit your bullshit
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Tell her to buy a $500 car that will last her a few months. Going to a buy here pay here lot is a recipe for disaster.
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12-27-2012, 06:41 PM | #8 |
Shit
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12-27-2012, 06:42 PM | #9 | |
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Quote:
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12-27-2012, 06:44 PM | #10 |
Snacks Are Under My Apron
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This all day. Unless she is willing to work it off in trade.
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12-27-2012, 08:16 PM | #11 |
It's Five O'Clock Somewhere
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Without a doubt. If she goes to one of those hack outfits, she will end up paying 3k for a $500 car by the time the dust settles.
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12-27-2012, 06:45 PM | #12 |
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Buy here pay here is a nightmare in most cases. That being said, if she is a 590 or so a regular bank/dealership will get her bought. I have seen 470s get bought under the right circumstances. I would exhaust every avenue of traditional financing before getting interest bombed by a buy here pay here lot.
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12-27-2012, 06:50 PM | #13 |
pie is never free
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If she's that bad, she'll likely need atleast 2k down and be prepared to pay crazy (15-20%) interest.
If thats the route she goes, just make double sure that they report to the credit bureau, so she can atleast start building better credit after biting the high interest bullet... many of those places dont report. |
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12-27-2012, 06:53 PM | #14 | |
Quit your bullshit
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Quote:
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12-27-2012, 06:56 PM | #15 | |
pie is never free
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Quote:
You can get lucky and find a real gem once in a while, but in most instances they're not even worth driving, just a perpetual drag on the pocketbook. Its usually better to pony up and get something as new and nice as possible. |
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