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Old 04-21-2005, 02:16 PM   Topic Starter
Simplex3 Simplex3 is offline
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F**K Gas Prices. Want to know who's really screwing you?

Health Insurance. These f**king criminals are killing the economy and it's only going to get worse as the baby-boomers get old and are too scared to just go ahead and die.



So what what evidence do I present to support my case? I have my own health coverage for my company (a group plan). The first year our coverage went up the maximum allowed 9%. This year the cap is off and it's going up 13%. Now, does anyone else think that medical costs have gone up 21% in two years? Didn't think so. So, where is that money going? Extra programs for the gimme generation, bulls**t like "Silver Sneakers", where indigents and old farts can get together and work out at my expense. F**K THEM. Let them wrinkle up and die.

I want a plan that is exclusive to young, healthy people. I'm sick and f**king tired of carrying the water for other people. I just got off the phone with my broker. Typically when a new plan is introduced the costs are significantly lower to get people to sign up. If I can't find one of those I'm going catastrophic coverage only and paying out of pocket for every visit.

All you people (especially illegal immigrants) who are sucking the life out of the health care industry can suck my ass.

PS, any of you dumb f**ks out there that think getting the govt. involved is the answer can latch on afterwards.
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Old 04-21-2005, 02:18 PM   #2
jspchief jspchief is offline
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Don't suger coat it. How do you really feel?
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Old 04-21-2005, 02:21 PM   #3
Demonpenz Demonpenz is offline
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Just don't carry health insurance
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Old 04-21-2005, 02:23 PM   #4
Simplex3 Simplex3 is offline
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Quote:
Originally Posted by Demonpenz
Just don't carry health insurance
That's where I may be going. I'm also talking to my lawyer today to see if there is any way I can protect my ownership in my company from a personal bankruptcy. If I can I might not even get catastrophic insurance, I'll be meeting my insurance broker next week to talk all that out.
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Old 04-21-2005, 02:39 PM   #5
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Our small business plan has increased 40%, 25% and 28% the last three years. At the same time in an effort to reduce the impact we have increased our deductables and reduced the coverage. At the time of our initial 40% increase, the agent told us it was due to the 9/11 terrorist attacks. So what is the reason for the next two?
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Old 04-21-2005, 02:41 PM   #6
Simplex3 Simplex3 is offline
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Quote:
Originally Posted by HemiEd
At the time of our initial 40% increase, the agent told us it was due to the 9/11 terrorist attacks. So what is the reason for the next two?
They liked the extra money they got fromt he first one.
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Old 04-21-2005, 02:43 PM   #7
Demonpenz Demonpenz is offline
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Quote:
Originally Posted by HemiEd
Our small business plan has increased 40%, 25% and 28% the last three years. At the same time in an effort to reduce the impact we have increased our deductables and reduced the coverage. At the time of our initial 40% increase, the agent told us it was due to the 9/11 terrorist attacks. So what is the reason for the next two?

Thats the price you pay for the small business plan. You are always free to switch careers.
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Old 04-21-2005, 02:47 PM   #8
King_Chief_Fan King_Chief_Fan is offline
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Quote:
Originally Posted by Demonpenz
Thats the price you pay for the small business plan. You are always free to switch careers.
why not get a whole bunch of small business together and provide an opportunity to spread the risks over a larger population.
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Old 04-21-2005, 02:52 PM   #9
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Quote:
Originally Posted by Demonpenz
Thats the price you pay for the small business plan. You are always free to switch careers.

No thanks, pretty soon this Baby Boomer will be retiring, that is my next career move. The social security benifits will cover my green fees if you keep paying like you should please.
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Old 04-21-2005, 06:16 PM   #10
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Quote:
Originally Posted by Simplex3
That's where I may be going. I'm also talking to my lawyer today to see if there is any way I can protect my ownership in my company from a personal bankruptcy. If I can I might not even get catastrophic insurance, I'll be meeting my insurance broker next week to talk all that out.
You must incorporate in order to do that.
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Old 04-21-2005, 02:25 PM   #11
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Health insurance? Hell, any kind of insurance is a freaking rip off. Its not limited to health. Its just a glorified form of gambling.
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Old 04-21-2005, 02:32 PM   #12
Simplex3 Simplex3 is offline
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Quote:
Originally Posted by Saulbadguy
Health insurance? Hell, any kind of insurance is a freaking rip off. Its not limited to health. Its just a glorified form of gambling.
I can't remember the last time my auto or homeowner's insurance went up more than 2%.
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Old 04-21-2005, 02:37 PM   #13
jspchief jspchief is offline
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Quote:
Originally Posted by Simplex3
I can't remember the last time my auto or homeowner's insurance went up more than 2%.

Try roofing liability insurance. Mine has gone up nearly 300% in the last 7 years. Including a 50% jump last year. I've never made a claim either.
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Old 04-21-2005, 02:41 PM   #14
Simplex3 Simplex3 is offline
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Quote:
Originally Posted by jspchief
Try roofing liability insurance. Mine has gone up nearly 300% in the last 7 years. Including a 50% jump last year. I've never made a claim either.



Insurance Company --> <-- jspchief
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Old 04-21-2005, 02:46 PM   #15
jspchief jspchief is offline
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Quote:
Originally Posted by Simplex3



Insurance Company --> <-- jspchief
Yep. The roofing industry gets it slammed in hard and dry.Thanks to insurance companies classifying all constuction fall injuries/deaths as roofing accidents we get fucked on workman's comp as well.

Lucky for the consumer, it will all get passed on and roof prices will double in the next ten years.
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