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Old 12-10-2010, 03:39 AM  
TimeForWasp TimeForWasp is offline
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Last edited by TimeForWasp; 08-30-2011 at 09:54 AM.. Reason: .
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Old 12-10-2010, 01:47 PM   #76
Saulbadguy Saulbadguy is offline
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Originally Posted by R8ers View Post
dude you are paying 20% on a credit card, you ain't getting shit free, are you that stupid?

Are you gonna pay that card off in full when the bill comes in?
No shit, sherlock. Pay off the bill every month, no 20%+ interest charges.
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Old 12-10-2010, 01:48 PM   #77
R8RFAN R8RFAN is offline
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Originally Posted by Saulbadguy View Post
No shit, sherlock. Pay off the bill every month, no 20%+ interest charges.
You DumbFK how many times have I said in these threads that if you carry 0 balance it's ok?

You are not even borrowing you dumbass... are you that stupid man?
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Old 12-10-2010, 01:49 PM   #78
R8RFAN R8RFAN is offline
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IF YOU BORROW FOR A LIFESTYLE YOU WILL NEVER HAVE SHIT
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Old 12-10-2010, 01:50 PM   #79
Saulbadguy Saulbadguy is offline
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Originally Posted by Saul Good View Post
If you want to hunt for lost pennies, there is nothing wrong with that, but I've seen a lot more people bankrupted by credit card debt than people that got rich off the deals.
I wouldn't call several thousand dollars worth of free perks per year "lost pennies", but whatever. If you aren't a dumbass, credit cards can be a valuable tool.
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Old 12-10-2010, 01:51 PM   #80
R8RFAN R8RFAN is offline
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Old 12-10-2010, 01:52 PM   #81
R8RFAN R8RFAN is offline
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Old 12-10-2010, 01:53 PM   #82
Saulbadguy Saulbadguy is offline
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Originally Posted by R8ers View Post
You DumbFK how many times have I said in these threads that if you carry 0 balance it's ok?

You are not even borrowing you dumbass... are you that stupid man?
You say carrying a 0 balance is ok, but then say that credit cards are the "enemy".
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Old 12-10-2010, 01:54 PM   #83
Saulbadguy Saulbadguy is offline
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If you are a Raiders fan, you will most likely be incarcerated. And broke.
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Old 12-10-2010, 01:58 PM   #84
R8RFAN R8RFAN is offline
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Quote:
Originally Posted by Saulbadguy View Post
You say carrying a 0 balance is ok, but then say that credit cards are the "enemy".
They are the enemy and scum of the earth to 90% of the population, you are not their target, they hate you, they hate people who pay it all off and get the perks , but for every one of people like you there are 10k who carry a balance and thats where they pay for all those perks

Credit cards are not designed for the rich, they are targeted to the poor, just like the lottery, just like check cashing places, or rental centers that rent poor people furniture and stuff, they are parasite predators that ruin families
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Old 12-10-2010, 01:59 PM   #85
R8RFAN R8RFAN is offline
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Originally Posted by Saulbadguy View Post
If you are a Raiders fan, you will most likely be incarcerated. And broke.
Yea and you are probably a meth head and your sister sells her ass for it....


How are those sterotypes working out for ya anyway?
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Old 12-10-2010, 02:00 PM   #86
ReynardMuldrake ReynardMuldrake is offline
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Originally Posted by R8ers View Post
They are the enemy and scum of the earth to 90% of the population, you are not their target, they hate you, they hate people who pay it all off and get the perks , but for every one of people like you there are 10k who carry a balance and thats where they pay for all those perks

Credit cards are not designed for the rich, they are targeted to the poor, just like the lottery, just like check cashing places, or rental centers that rent poor people furniture and stuff, they are parasite predators that ruin families
I don't understand the mentality of spending on credit. I hate owing people money. If not for owning a house [and a car] I personally would have zero debt.
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Old 12-10-2010, 02:03 PM   #87
R8RFAN R8RFAN is offline
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Originally Posted by warispeace View Post
I don't understand the mentality of spending on credit. I hate owing people money. If not for owning a house [and a car] I personally would have zero debt.
And if you keep it that way you will live a very comfortable life.....

I don't even buy new cars, I find good deals on cars a few years old with low miles and buy them cash...

Piss on car payments.. but... if you are rich and have the money to buy a new car cash, go for it, you earned it
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Old 12-10-2010, 02:06 PM   #88
ChiTown ChiTown is offline
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Originally Posted by ChiefsNow View Post
I would like to repair my credit , but don't want to get scammed . Any clues?
Lower your lifestyle, pay off all your bills, only buy shit you absolutely need. Then, establish credit again, only charge what you can pay off every month, and don't use your credit like Antoine Walker in a Vegas Casino
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Old 12-10-2010, 02:14 PM   #89
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Never seen it, but I don't think we have comcast here.
Not going to post my credit report here, but they have an inquiry on there coinciding with the date my service began. I have no other inquiries in >2 years
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Old 12-10-2010, 02:17 PM   #90
TimeForWasp TimeForWasp is offline
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Pay your bills on time would be a good place to start
Thanks, I would have never guessed that one.
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