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Old 09-19-2014, 12:27 PM   #11
ThaVirus ThaVirus is offline
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Join Date: Sep 2007
Casino cash: $582369
There seems to be a lot of misinformation out there about building good credit.

When I was 20 I was looking into getting a credit card and was told to keep 35-45% balance at all times.

This thread seems to imply that you should keep as little as possible on your card/pay it off in full every month.

I've also been told you don't even build any credit with a credit card.

I don't know what to believe...
Posts: 45,368
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