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Old 07-05-2005, 12:03 PM   #1
Clint in Wichita Clint in Wichita is offline
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Quote:
Originally Posted by jspchief
Just because the job doesn't involve operating heavy machinery, that doesn't mean that I don't want to know whether my employees (or prospective employees) are druggies. IMO, it says something about the type of person. It tells me that this person is willing to break laws/rules in the name of having fun.

It's no different than the latest method companies are using to screen employees...credit checks. It gives you insight into what type of person you're dealing with.

From an employers viewpoint, I want the best of the best working for my company. If you have bad credit, or are a drug user, you aren't in that group IMO.
I can understand not wanting drug users on your payroll, but people with bad credit?! I don't have the numbers in front of me, but I think a VERY large percent of Americans have less-than-desirable credit, thanks in large part to credit card companies, and SHITTY, LOW-PAYING EMPLOYERS.

A credit score is an awful way to screen out potential employees.

A much more effective way to weed out the scum would be a grammar test. If the sumbitch cain't pass no grammar test, he ain't got no place in no perfeshnal environment...good credit score or not.
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Old 07-05-2005, 12:10 PM   #2
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Quote:
Originally Posted by Clint in Wichita
I can understand not wanting drug users on your payroll, but people with bad credit?! I don't have the numbers in front of me, but I think a VERY large percent of Americans have less-than-desirable credit, thanks in large part to credit card companies, and SHITTY, LOW-PAYING EMPLOYERS.

A credit score is an awful way to screen out potential employees.

A much more effective way to weed out the scum would be a grammar test. If the sumbitch cain't pass no grammar test, he ain't got no place in no perfeshnal environment...good credit score or not.
I don't think companies will be able to be too stringent in regards to the credit thing. Like you said, too many people have bad credit. I just know that it's the latest part of the screening process.

And your notion that people have bad credit due to low paying employers is so fucking ridiculous it doesn't deserve a response.
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Old 07-05-2005, 12:11 PM   #3
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Quote:
Originally Posted by jspchief
I don't think companies will be able to be too stringent in regards to the credit thing. Like you said, too many people have bad credit. I just know that it's the latest part of the screening process.

And your notion that people have bad credit due to low paying employers is so fucking ridiculous it doesn't deserve a response.
What kind of work are you talking about?
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Old 07-05-2005, 12:14 PM   #4
Clint in Wichita Clint in Wichita is offline
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Quote:
Originally Posted by jspchief
I don't think companies will be able to be too stringent in regards to the credit thing. Like you said, too many people have bad credit. I just know that it's the latest part of the screening process.

And your notion that people have bad credit due to low paying employers is so fucking ridiculous it doesn't deserve a response.
In other words, you have no response?

Ultimately, people are responsible for their own credit, but for example, if the shit hits the fan and you are laid off from a longtime job, what are you going to do if you earn half as much as you used to? Give head?

No. Some bills will be late or unpaid entirely. It doesn't take much of that to ruin your credit, either.
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Old 07-05-2005, 12:20 PM   #5
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Quote:
Originally Posted by Clint in Wichita
In other words, you have no response?

Ultimately, people are responsible for their own credit, but for example, if the shit hits the fan and you are laid off from a longtime job, what are you going to do if you earn half as much as you used to? Give head?

No. Some bills will be late or unpaid entirely. It doesn't take much of that to ruin your credit, either.
Ok, here's your response, since you seem to think it's someone else's fault when you get in over your head in debt:

Employers don't force you to take out lines of credit. If you get laid off, you should have savings to cover your ass. If you've taken out more credit than you can survive in the event of an emergency, then you've taken out too much credit. It's not low paying employers that are responsible for bad credit, it's people that use credit to live beyond their means.
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Old 07-05-2005, 12:25 PM   #6
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Quote:
Originally Posted by jspchief
Ok, here's your response, since you seem to think it's someone else's fault when you get in over your head in debt:

Employers don't force you to take out lines of credit. If you get laid off, you should have savings to cover your ass. If you've taken out more credit than you can survive in the event of an emergency, then you've taken out too much credit. It's not low paying employers that are responsible for bad credit, it's people that use credit to live beyond their means.
Sometimes all it takes is a divorce to eff your credit completely. But maybe divorce is another of those warning signs.
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Old 07-05-2005, 03:35 PM   #7
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Quote:
Originally Posted by Clint in Wichita
In other words, you have no response?

Ultimately, people are responsible for their own credit, but for example, if the shit hits the fan and you are laid off from a longtime job, what are you going to do if you earn half as much as you used to? Give head?

No. Some bills will be late or unpaid entirely. It doesn't take much of that to ruin your credit, either.
THen why was a particular person living at the edge of their budget, if they had one, when the times were good?

Oh yeah, I forgot, this is a drug thread, the cost of weed went up right?
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Old 07-05-2005, 04:02 PM   #8
Clint in Wichita Clint in Wichita is offline
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Originally Posted by bunnytrdr
THen why was a particular person living at the edge of their budget, if they had one, when the times were good?

Oh yeah, I forgot, this is a drug thread, the cost of weed went up right?
Please. I realize that nearly every member of this BB is a raging financial success (ha ha) aside from being intelligent and handsome (ha ha), but are you telling me that you could take a 50% cut in pay and be fine?

Let me guess...you've allowed for such a scenario, right?

I've been through it, and it is a fuggin mess.
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Old 07-05-2005, 04:40 PM   #9
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Originally Posted by Clint in Wichita
Please. I realize that nearly every member of this BB is a raging financial success (ha ha) aside from being intelligent and handsome (ha ha), but are you telling me that you could take a 50% cut in pay and be fine?

Let me guess...you've allowed for such a scenario, right?

I've been through it, and it is a fuggin mess.
Not fine, but I could probably squeek by. In fact I have to plan for that since my income is never for certain.

P.S. you forgot the part about how everyone on this BB is hung like a horse (ha ha).

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Old 07-05-2005, 03:33 PM   #10
Calcountry Calcountry is offline
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Originally Posted by Clint in Wichita
I can understand not wanting drug users on your payroll, but people with bad credit?! I don't have the numbers in front of me, but I think a VERY large percent of Americans have less-than-desirable credit, thanks in large part to credit card companies, and SHITTY, LOW-PAYING EMPLOYERS.

A credit score is an awful way to screen out potential employees.

A much more effective way to weed out the scum would be a grammar test. If the sumbitch cain't pass no grammar test, he ain't got no place in no perfeshnal environment...good credit score or not.
Go offs, will always be go offs, whether you pay them 10 bucks an hour or 30 per hour. Money burns wholes in their pockets.

Its what you DO with the money that makes "one" a shit credit risk.
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Old 07-05-2005, 03:44 PM   #11
Skip Towne Skip Towne is offline
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Quote:
Originally Posted by bunnytrdr
Go offs, will always be go offs, whether you pay them 10 bucks an hour or 30 per hour. Money burns wholes in their pockets.

Its what you DO with the money that makes "one" a shit credit risk.
"Wholes"?
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Old 07-05-2005, 04:27 PM   #12
Calcountry Calcountry is offline
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Originally Posted by Skip Towne
"Wholes"?
You got me.

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