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[BWillie]

I don't understand what is so top secret about credit reports. I think everybody should have the right to know their credit report. Personally, I find it hilarious that people actually have bad credit. I never have bought anything I couldn't afford. I charge EVERYTHING to my credit card since I was 16 years old. My credit card bill usually racks up about 1500 a month and I've NEVER paid interest on it. Just pay it off in time, if you can't, don't buy all that shit you don't need.

I also was paying a loan off on my car under my name, but my dad just paid me for it in hs to up my credit. That was a great idea, if you buy a car for your kids in college, I suggest you do that. Now I have perfect credit but I don't think I'm the person to use it the way most people would. I'm never going to buy a car where I have to pay interest. The next car I buy, I'm going to buy it in cash, and the next one, and the next one. I'm just going to save my money up until I'm 30, and buy a house with cash. I see no point in paying interest on something you can't buy..unless it's student loans.