My credit score

[Mosbonian]

Originally Posted by Dunit35

Never got a letter from anybody.

I can't remember on that question. I can remember them saying they were calling because of some gym account that was overdue.

First....they are required to send you a Right to Cure letter. Most will tell you "it was mailed to your address that was listed on your credit application".
You should ask them if they sent it Certified Mail-Return Receipt Requested. If they didn't then that was their first mistake.

Second, if it is a 3rd party agency making the call to you then they are required to acknowledge that in their first contact.

mmaddog
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