Home Discord Chat
Go Back   ChiefsPlanet > Nzoner's Game Room
Reload this Page Money What do you do with you paycheck
Register FAQDonate Members List Calendar Mark Forums Read

Reply
Page 2 of 5 1 2 345
 
Thread Tools Display Modes
Old 08-16-2016, 06:38 AM  
El Jefe El Jefe is offline
Don't tread on me.
 
El Jefe's Avatar
 
Join Date: Nov 2006
Location: Where the peaches grow
Casino cash: $9030572
What do you do with you paycheck
As the title says, what do you do with your paycheck/income. Essentially how do you allocate it? I have got serious about saving for retirement this year, and I have been upping my contributions here recently to about 20% of my paycheck. I don't know how long I will be able to do 20% because it is difficult to do that with a 9month old, because every other day we need something for her lol.

I give 10% of my income (my wife's and my combined income) to charity, really been trying to focus on Cancer research/St. Judes, a girl who works with my wife has a 1year old with horrific cancer, she has done 46 weeks straight of Chemo, they have been trying to raise 15k dollars, so we are donating to that again. I have spent a few of our monthly donations helping people fix their cars at our shop, and that eats that budget up quickly.

I save about 10% of our money each month. The rest is paid on bills; mortgage, utilities, 1 car payment, car insurance, etc.
Posts: 8,540
El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.El Jefe Forgot to Remove His Claytex and Got Toxic Shock Syndrome.
     Reply With Quote
Old 08-16-2016, 08:41 AM   #16
Prison Bitch Prison Bitch is offline
Rabbi Goldmann
 

Join Date: Nov 2012
Casino cash: $5450159
Quote:
Originally Posted by Fire Me Boy! View Post
She was miserable. As in calling me multiple days in a row in tears (and she's not a big crier). There comes a point where we decided it was better for her to not have a job than continue to put herself under the daily bullshit she was exposed to. Bad enough we've considered talking to employment attorneys and nearly filed an EEOC complaint.
Sounds like an employee I'd like to hire
Posts: 87,025
Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.Prison Bitch is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 08:43 AM   #17
Dave Lane Dave Lane is offline
Space Cadet and Aczabel
 
Dave Lane's Avatar
 

Join Date: Aug 2000
Location: Kanab, UT, USA
Casino cash: $9333275
VARSITY
Anyone that uses budgets is a nitwit. Simply eliminate all expenses possible. Be a compete cheap ass whenever and where ever you can. Don't blow money on anything that normally depreciates.
__________________
Thanks, Trump for the civics lesson. We are learning so much about RICO, espionage, sedition, impeachment, the 25th Amendment, order of succession, nepotism, separation of powers, 1st Amendment, obstruction of justice, the emoluments clause, conflicts of interest, collusion, sanctions, oligarchs, money laundering and so much more.
Posts: 40,584
Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.Dave Lane is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 08:45 AM   #18
Canofbier Canofbier is offline
¡RIOS MIO!
 
Canofbier's Avatar
 

Join Date: Dec 2011
Location: Minneapolis
Casino cash: $3806981
Quote:
Originally Posted by Fire Me Boy! View Post
Hopefully. She's currently in "anything is better than nothing" mode, so she's applying everywhere. I'm actually kind of encouraging her to shift gears and try for something she'd enjoy. She's been in retail her whole life, and she's a very talented cake decorator, so I'm trying to get her to focus mainly on that. Bakeries, cupcake places, caterers, etc.
Her work really is lovely! I hope you're successful in convincing her to give it a shot.
Posts: 4,323
Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.Canofbier has parlayed a career as a truck driver into debt free trailer and jon boat ownership.
     Reply With Quote
Old 08-16-2016, 08:48 AM   #19
loochy loochy is offline
Hey Loochy, I'm hooome!
 
loochy's Avatar
 

Join Date: Oct 2008
Location: PooPooKaKaPeePeeShire
Casino cash: $-1709603
Contributions for IRA that I never even see or think about anymore.
Health/dental/vision/life insurance that I never even see or think about anymore.
Taxes that I never even see or think about anymore.

Those 3 things take up about 42% of my income.

My actual take home pay gets split in half - half goes to our joint savings account and half goes to my personal savings account. Mortgage, electric, internet gets paid out of joint. Only things that we agree upon get paid for out of joint. Our personal accounts are free for whatever we want to do, no questions asked. I save most of mine, and my wife saves most of hers too.
__________________
Hey Loochy, I'm hoooome!
Posts: 42,152
loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.loochy is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 08:48 AM   #20
KC_Lee KC_Lee is online now
You're CARICATURES, ALL of you
 
KC_Lee's Avatar
 

Join Date: Sep 2006
Location: Kansas City, MO
Casino cash: $-1869040
I have a monthly budget template that I use for every pay period of every month. Set amounts get pulled via ATM for individual envelopes and monthly savings into EFT account of about 10% per month.

Other than that I know how much I am going to spend and where before the pay period starts. Works out well for me and my family.
__________________
“There is no absolute knowledge. And those who claim it, whether they are scientists or dogmatists, open the door to tragedy.” - Jacob Bronowski, The Ascent of Man
Posts: 12,175
KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.KC_Lee is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 08:49 AM   #21
Fire Me Boy! Fire Me Boy! is offline
Cast Iron Jedi
 
Fire Me Boy!'s Avatar
 

Join Date: Nov 2004
Casino cash: $9999900
VARSITY
Quote:
Originally Posted by Prison Bitch View Post
Sounds like an employee I'd like to hire
She was in a really bad position. Thankfully, we're in a financial position that meant I didn't have to tell her to suck it up longer than she already has. We didn't end up going to the attorney, and the EEOC issue is kind of a moot point now that she's leaving anyway.
Posts: 35,253
Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 08:53 AM   #22
ChiTown ChiTown is offline
Stroking to the SB Champs!
 
ChiTown's Avatar
 

Join Date: Aug 2000
Location: Flatlands of Kansas
Casino cash: $-491038
I have never operated on a real budget. We have always lived within our means, so we never saw the need to have a budget. It's worked pretty well thus far in our 23-year Marriage.

As to how I allocate - I don't. I don't have any car payments, I pay off credit cards monthly, we have very manageable mortgage's (two homes), and we don't have expensive habits. I don't save and put away money monthly. I'm self employed, so I max out my SEP IRA once a year, and invest a couple times per year. The rest goes back into my businesses (which has been my best investment).
__________________
Posts: 40,920
ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.ChiTown is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 08:56 AM   #23
Pasta Little Brioni Pasta Little Brioni is offline
Consuming CP souls
 

Join Date: Oct 2005
Location: U.S.A.
Casino cash: $208880
Was she salaried FMB? I could see where that would be rough working retail.
__________________
****Official TFWdemB Trivia Commisioner****
Posts: 72,996
Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:10 AM   #24
Fire Me Boy! Fire Me Boy! is offline
Cast Iron Jedi
 
Fire Me Boy!'s Avatar
 

Join Date: Nov 2004
Casino cash: $9999900
VARSITY
Quote:
Originally Posted by Pasta Giant Meatball View Post
Was she salaried FMB? I could see where that would be rough working retail.
No, hourly.

It really wasn't the retail aspect. She had a direct coworker physically threaten her and management tell her she needed to get along. In another instance, her HR person told her it didn't matter what someone else said to her, it only mattered what she said to him. Her most recent department manager continually dresses her down to the point of demeaning her, once led her (by the ****ing hand) to show her something he didn't like.

And let me be clear before someone suggests she's a bad employee: She's never had anything below a 4 (out of 5) on her performance reviews.
Posts: 35,253
Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.Fire Me Boy! is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:12 AM   #25
scho63 scho63 is online now
Politically Incorrect
 
scho63's Avatar
 

Join Date: Feb 2009
Location: Scottsdale, AZ
Casino cash: $-900000
I thought we just had this discussion?

http://www.chiefsplanet.com/BB/showthread.php?t=300589
__________________
"The only difference between sex for free and sex for money is that sex for free costs you a WHOLE LOT more!" ~Redd Foxx~


2018 2019 2020 20212022 2023 2024 Adopt a Chief - Clark Hunt and Brett Veach
"The men who drafted Patrick Mahomes"

Posts: 55,081
scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.scho63 is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:13 AM   #26
Pasta Little Brioni Pasta Little Brioni is offline
Consuming CP souls
 

Join Date: Oct 2005
Location: U.S.A.
Casino cash: $208880
Yeah tough situation to be in when HR blows it off.
__________________
****Official TFWdemB Trivia Commisioner****
Posts: 72,996
Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.Pasta Little Brioni is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:17 AM   #27
BigBeauford BigBeauford is offline
MVP
 
BigBeauford's Avatar
 

Join Date: Oct 2012
Location: Lenexa, KS
Casino cash: $1486717
Besides savings and bill paying,I set aside physical money every week I don't eat from our company kitchen cafeteria. It's fun to see it grow, and it's something that society has been trending away from.
Posts: 14,411
BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.BigBeauford is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:18 AM   #28
KCUnited KCUnited is online now
Cheat Death
 
KCUnited's Avatar
 

Join Date: Nov 2007
Location: Land of Drincoln
Casino cash: $-1581756
It gets deposited into my individual checking account after 401k, insurance, and taxes withheld. Same with my wife. We keep a joint savings account at roughly 6 months of monthly expenditures and we split the mortgage each month. After that, I definitely lean spend it within your means on life experiences while you still can. Whatever I have left after hobbies and entertainment, I throw extra at the mortgage and/or home upgrades.
Posts: 36,983
KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.KCUnited is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:20 AM   #29
Jewish Rabbi Jewish Rabbi is offline
What's up braj?
 
Jewish Rabbi's Avatar
 

Join Date: Jun 2008
Location: Placencia, Belize
Casino cash: $-1756750
Quote:
Originally Posted by scho63 View Post
I thought we just had this discussion?

http://www.chiefsplanet.com/BB/showthread.php?t=300589
Jefe can't resist starting a few humble-brag threads every couple of months and then disappearing.
Posts: 16,947
Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.Jewish Rabbi is obviously part of the inner Circle.
     Reply With Quote
Old 08-16-2016, 09:26 AM   #30
BWillie BWillie is offline
Are you ready to Rumble?
 
BWillie's Avatar
 

Join Date: Apr 2006
Casino cash: $-1428759
I never know how much money I will have each month, but I find myself saving about 20% of it. 30% leisure. The rest I throw 150% extra to my latest house payment. I despise paying interest. I'm sure there are better ways to invest, but paying houses off early has saved me hundreds of thousands.
Posts: 52,805
BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.BWillie is obviously part of the inner Circle.
     Reply With Quote
Reply
Page 2 of 5 1 2 345

« Previous Thread | > Nzoner's Game Room < | Next Thread »
Thread Tools
Display Modes
Linear Mode Linear Mode

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is On
Forum Jump




All times are GMT -6. The time now is 03:08 PM.

Contact Us - ChiefsPlanet - Archive - Top

This is a test for a client's site.
Fort Worth Texas Process Servers
Covering Arlington, Fort Worth, Grand Prairie and surrounding communities.
Tarrant County, Texas and Johnson County, Texas.
Advertise with us!
Powered by vBulletin® Version 3.8.8
Copyright ©2000 - 2025, vBulletin Solutions, Inc.