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Old 12-17-2009, 09:50 AM   #1
Micjones Micjones is offline
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Originally Posted by Mile High Mania View Post
A Ford what?

She should see what the KBB value is... likely extremely low, less than $5k. Go to a place like CarMax... get a quote for what they would give her. And, then try to work something out to where they pay the note, take the car and then roll what is owed into a payment towards another vehicle.
She'd be upside down in a new loan.
I doubt seriously that the car is worth a fourth of what she owes on it. She would be carrying over thousands of dollars onto the next contract and would have to put thousands of dollars down to make that work.
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Old 12-17-2009, 09:53 AM   #2
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Last night a friend mentioned to me that there might've been a 30-day guarantee written into the contract. That MIGHT free her from the contract, but they're already stringing her along... So I'm guessing they'd tie this thing up until that was null and void.
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Old 12-17-2009, 09:58 AM   #3
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Originally Posted by Micjones View Post
Last night a friend mentioned to me that there might've been a 30-day guarantee written into the contract. That MIGHT free her from the contract, but they're already stringing her along... So I'm guessing they'd tie this thing up until that was null and void.
30 day guarantee of what? I would think that would pertain to major mechanical issues?
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Old 12-17-2009, 04:08 PM   #4
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30 day guarantee of what? I would think that would pertain to major mechanical issues?
I'm fairly certain it is a major mechanical issue.
At last we spoke they said they were consulting Ford to determine the situation with her engine and that the "brains" of the car were shot to shit.
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Old 12-17-2009, 04:38 PM   #5
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Originally Posted by Micjones View Post
I'm fairly certain it is a major mechanical issue.
At last we spoke they said they were consulting Ford to determine the situation with her engine and that the "brains" of the car were shot to shit.
Well that changes everything, if she just bought the car less than 30 days ago and it already has a major mechanical issue, I would think at the very least the dealership should help get her into another car, depending on the amount of money she put down they may not have much to gain by letting her walk away from the deal. At first I thought this was just a case of buyer's remorse.
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Old 12-17-2009, 04:41 PM   #6
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Well that changes everything, if she just bought the car less than 30 days ago and it already has a major mechanical issue, I would think at the very least the dealership should help get her into another car, depending on the amount of money she put down they may not have much to gain by letting her walk away from the deal. At first I thought this was just a case of buyer's remorse.
They won't. And if they have paperwork showing the car was inspected before she bought it, she's ****ed.
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Old 12-17-2009, 04:49 PM   #7
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Originally Posted by Micjones View Post
I'm fairly certain it is a major mechanical issue.
At last we spoke they said they were consulting Ford to determine the situation with her engine and that the "brains" of the car were shot to shit.
This might have been worth mentioning in the OP.
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Old 12-17-2009, 05:35 PM   #8
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Originally Posted by kstater View Post
This might have been worth mentioning in the OP.
I'm not sure that it would've made much of a difference.
She still isn't in a position to force the dealership's hand.

Even with major mechanical failures this early on I'm not sure she has a legal leg to stand on. That contract almost certainly had an "as is" disclaimer in it.
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Old 12-17-2009, 09:59 AM   #9
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Originally Posted by Micjones View Post
Last night a friend mentioned to me that there might've been a 30-day guarantee written into the contract. That MIGHT free her from the contract, but they're already stringing her along... So I'm guessing they'd tie this thing up until that was null and void.
You said in the OP she's already made a few payments, how is that possible if she has only had the car less than 30 days? Is she making weekly payments?
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Old 12-17-2009, 04:08 PM   #10
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You said in the OP she's already made a few payments, how is that possible if she has only had the car less than 30 days? Is she making weekly payments?
It's either weekly or bi-weekly.
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Old 12-17-2009, 04:59 PM   #11
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Old 12-17-2009, 05:35 PM   #12
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Old 12-17-2009, 08:19 PM   #13
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Old 12-17-2009, 08:21 PM   #14
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Friend, I'd advise you to find smarter friends.
I don't agree that making an unwise financial decision makes you stupid.
If that's the case... Millions upon millions of American people are just as stupid.

She was desperate and moved hastily.
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Old 12-17-2009, 08:33 PM   #15
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I don't agree that making an unwise financial decision makes you stupid.
If that's the case... Millions upon millions of American people are just as stupid.

She was desperate and moved hastily.
I see.

I guess we'll just forget everything else you said after the first part of the first post, about the idea she has to get her money back on a loan she's purposefully going to default.


Since she's such a great person, maybe you could just loan her some money.....


It's ok, dumbasses need friends too and its nice of you to try to help her.
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