Life The official "Life's a Bitch" thread - Page 8

**luv** · 10:17 AM

Well, after dealing with getting over an ex and making sure he's paying joint bills, I decide to just focus on my job for awhile. I know it well, and I'm good at it. Should mean a little less stress while I get me and my life back into focus.

We had a meeting today, and the portion of the company that I'm a part of has been sold. Luckily, it will be in Springfield. Unluckily, there are only so many spots available at the new company. While I know that I will still have a job, I don't know what I'll be doing or if I'll have to take a subtantial paycut.

So much for less stress.

UPDATE: I just got offered a new position with the original company. I'll be able to stay where I'm at!! I'm now part of the technical support group. I'll be learning how to import and export data, etc. Kinda nervous, but so thankful for the opportunity.

little jacob · 08-13-2008, 04:07 PM

Quote:

Originally Posted by luv

Yeah, he's completely full of shit. I don't believe a word he says until he actually acts on it.

which is why you should not be doing him any favors or trusting him at all... i would talk to a lawyer about the car. if your name is on the title too you might be able to do something.

he is not trustworthy. he WILL continue to screw you as long as you let him. the mission is to get your name off everything related to him.

i 100% guarantee that you will end up with a repo and credit that is totally annihilated rather than just damaged if you keep trusting this clown

Sure-Oz · 08-13-2008, 04:10 PM

Quote:

Originally Posted by little jacob

which is why you should not be doing him any favors or trusting him at all... i would talk to a lawyer about the car. if your name is on the title too you might be able to do something.

he is not trustworthy. he WILL continue to screw you as long as you let him. the mission is to get your name off everything related to him.

i 100% guarantee that you will end up with a repo and credit that is totally annihilated rather than just damaged if you keep trusting this clown

Exactly...

Midnight_Vulture · 08-13-2008, 04:10 PM

luv, maybe you shouldnt of met some strange guy over the internet and you wouldnt of had that problem LOL.

Seriously did you actually think you could meet a trustworthy guy over the net???

little jacob · 08-13-2008, 04:13 PM

Quote:

Originally Posted by Sure-Oz

Exactly...

people like this don't just become shady suddenly. his own mother probably knows better than to leave her purse alone in a room with him.

**Rain Man** · 08-13-2008, 04:16 PM

Side story:

Back when I lived in St. Louis, a friend of mine was looking to buy a house. We were both about 25, and both single, and I like looking at houses, so I went with him to be a second set of eyes.

He had the worst Realtors on the planet, a husband and wife team that had absolutely no interest in him at all. All they wanted to do was sell him a house as fast as possible and make their money. They were horrible, and I kept telling him to fire them, but for some reason he felt like he shouldn't. So we'd go into houses, and you'd see a crack in the foundation with water pouring through it, and they'd say, "Oh, that's not a problem. It's like a fountain." And you'd go into another house and there would be poltergeists flinging axes at you and they'd say, "Once they get used to you, they'll probably stop that." These people were flat-out slimy.

At some point, my friend found a house he liked, and it was a little above his range. They were pushing pushing pushing him to buy it, and he said something like, "I don't think I can even get a loan for that amount, much less make the payments."

The sleazy wife said, "Don't worry about the loan. Just get your friend there to sign for it."

I said, "What?"

She said, "Oh, yeah. You just sign a quit-claim deed, and your friend can get the house."

I said, "I don't think you understand. I'm just tagging along to help him look."

She said, "Don't worry about it. He'll make the payments. You're just signing the loan so he can get approved."

Recall that I was only 25 and didn't know much about this stuff, but even so, that didn't seem like a good idea. I said, "If I sign the loan, I'm presumably responsible for it if he defaults."

She said, "He's your friend. He won't default."

"So I am responsible for it, then."

"Only technically."

This woman proceeded to argue with me that I should sign my friend's MORTGAGE LOAN, and the husband was backing her up. They were so pathetic and dishonest it was laughable.

**Rain Man** · 08-13-2008, 04:18 PM

Luv, if your name is on the title, it's not stealing if you take the car. I'm not sure if he would have to sign the sales paperwork, but you could at least take the car.

sedated · 08-13-2008, 04:19 PM

Quote:

Originally Posted by Rain Man

"So I am responsible for it, then."

"Only technically."

little jacob · 08-13-2008, 04:24 PM

Quote:

Originally Posted by Rain Man

Luv, if your name is on the title, it's not stealing if you take the car. I'm not sure if he would have to sign the sales paperwork, but you could at least take the car.

i think in some states they put "and" or "or" on the title. if it's "or" or if there's nothing then one person might be able to sell it... not sure. i dont have any titles like that.

i think if her name is on the title and the loan both, it's just as much her car as it is his

**Bearcat** · 08-13-2008, 04:35 PM

Quote:

Originally Posted by luv

I told him that, if he didn't make the payments, I'd find out what I needed to do to get the car sold. Basically, if he defaults on another payment, I'd have them repossess it or find a way to sell it even against his will. Both of our names are on the title, but mine's listed first. Don't know if that means I have any special rights, but I'll be finding out. I think it was enough to scare him. He started asking me how he was supposed to get to work. I told him he wouldn't have to worry as long as he made the payments.

Don't even let it default. Give him a date, if it's the due date or the day before it's considered late... and tell him you will get it repossessed if it's not paid each month by that date.

I know you're trying to get other money back, too, but it sounds like eventually you'll have to cut your losses.

**bogey** · 08-13-2008, 04:40 PM

You should push and push and push until he gets tired of having you around and then he'll figure out a way to get your name off the loan. I doubt he wants 5 years of a pissed off woman on his back.

**Rain Man** · 08-13-2008, 04:40 PM

By "date", Bearcat doesn't mean "date". He means "date".

**Bearcat** · 08-13-2008, 04:40 PM

Always trust expertlaw.com. It has the word 'expert' in it!

http://www.expertlaw.com/forums/showthread.php?t=4241

**ShortRoundChief** · 08-13-2008, 04:51 PM

Quote:

Originally Posted by little jacob

i think in some states they put "and" or "or" on the title. if it's "or" or if there's nothing then one person might be able to sell it... not sure. i dont have any titles like that.

i think if her name is on the title and the loan both, it's just as much her car as it is his

I ran into that once
my wifes name and mine were there so I needed both signatures to do anything

that's why you always ask for "and/or"

**Bugeater** · 08-13-2008, 06:56 PM

Luv, whatever you do don't let that car get repo'd, when that happens the bank auctions it off, and they don't give a shit what they get for it because you'll be responsible for the difference.

**Bugeater** · 08-13-2008, 07:02 PM

Quote:

Originally Posted by Rain Man

Luv, if your name is on the title, it's not stealing if you take the car. I'm not sure if he would have to sign the sales paperwork, but you could at least take the car.

That's not a bad idea, if you have a set of keys to it I'd take it and stash it somewhere. Hell even if you don't have keys you could probably get it towed somewhere. If you're going to take the financial hit from it at least don't give him the pleasure of keeping the car.

Or if nothing else, go rent a car, buy the insurance waiver and drive it into the other car. Make sure you're going really fast to ensure that you total it out. Then the insurance company will pay off the loan for you.

08-04-2008, 08:05 PM
luv You think you can get by this? Join Date: Dec 2004 Location: Springfield, MO Casino cash: $-1260000	The official "Life's a Bitch" thread Well, after dealing with getting over an ex and making sure he's paying joint bills, I decide to just focus on my job for awhile. I know it well, and I'm good at it. Should mean a little less stress while I get me and my life back into focus. We had a meeting today, and the portion of the company that I'm a part of has been sold. Luckily, it will be in Springfield. Unluckily, there are only so many spots available at the new company. While I know that I will still have a job, I don't know what I'll be doing or if I'll have to take a subtantial paycut. So much for less stress. UPDATE: I just got offered a new position with the original company. I'll be able to stay where I'm at!! I'm now part of the technical support group. I'll be learning how to import and export data, etc. Kinda nervous, but so thankful for the opportunity. Last edited by luv; 08-21-2008 at 10:17 AM..
Posts: 63,567

08-13-2008, 04:10 PM	#108
Midnight_Vulture Starter Join Date: Jun 2008 Casino cash: $10004900	luv, maybe you shouldnt of met some strange guy over the internet and you wouldnt of had that problem LOL. Seriously did you actually think you could meet a trustworthy guy over the net???
Posts: 622

08-13-2008, 04:16 PM	#110
Rain Man Seize life. Be an ermine. Join Date: Jul 2001 Location: My house Casino cash: $-732449 VARSITY	Side story: Back when I lived in St. Louis, a friend of mine was looking to buy a house. We were both about 25, and both single, and I like looking at houses, so I went with him to be a second set of eyes. He had the worst Realtors on the planet, a husband and wife team that had absolutely no interest in him at all. All they wanted to do was sell him a house as fast as possible and make their money. They were horrible, and I kept telling him to fire them, but for some reason he felt like he shouldn't. So we'd go into houses, and you'd see a crack in the foundation with water pouring through it, and they'd say, "Oh, that's not a problem. It's like a fountain." And you'd go into another house and there would be poltergeists flinging axes at you and they'd say, "Once they get used to you, they'll probably stop that." These people were flat-out slimy. At some point, my friend found a house he liked, and it was a little above his range. They were pushing pushing pushing him to buy it, and he said something like, "I don't think I can even get a loan for that amount, much less make the payments." The sleazy wife said, "Don't worry about the loan. Just get your friend there to sign for it." I said, "What?" She said, "Oh, yeah. You just sign a quit-claim deed, and your friend can get the house." I said, "I don't think you understand. I'm just tagging along to help him look." She said, "Don't worry about it. He'll make the payments. You're just signing the loan so he can get approved." Recall that I was only 25 and didn't know much about this stuff, but even so, that didn't seem like a good idea. I said, "If I sign the loan, I'm presumably responsible for it if he defaults." She said, "He's your friend. He won't default." "So I am responsible for it, then." "Only technically." This woman proceeded to argue with me that I should sign my friend's MORTGAGE LOAN, and the husband was backing her up. They were so pathetic and dishonest it was laughable. __________________ Active fan of the greatest team in NFL history.
Posts: 145,562

08-13-2008, 04:18 PM	#111
Rain Man Seize life. Be an ermine. Join Date: Jul 2001 Location: My house Casino cash: $-732449 VARSITY	Luv, if your name is on the title, it's not stealing if you take the car. I'm not sure if he would have to sign the sales paperwork, but you could at least take the car. __________________ Active fan of the greatest team in NFL history.
Posts: 145,562

08-13-2008, 04:40 PM	#115
bogey Supporter Join Date: Oct 2007 Location: California Casino cash: $10005290	You should push and push and push until he gets tired of having you around and then he'll figure out a way to get your name off the loan. I doubt he wants 5 years of a pissed off woman on his back.
Posts: 2,264

08-13-2008, 04:40 PM	#116
Rain Man Seize life. Be an ermine. Join Date: Jul 2001 Location: My house Casino cash: $-732449 VARSITY	By "date", Bearcat doesn't mean "date". He means "date". __________________ Active fan of the greatest team in NFL history.
Posts: 145,562

08-13-2008, 04:40 PM	#117
Bearcat Would an idiot do that? Join Date: Nov 2000 Location: Arizona Casino cash: $-1125069	Always trust expertlaw.com. It has the word 'expert' in it! http://www.expertlaw.com/forums/showthread.php?t=4241
Posts: 59,641

08-13-2008, 06:56 PM	#119
Bugeater The Maintenance Guy Join Date: Sep 2005 Location: Renovated Bugeater Estate Casino cash: $3992680	Luv, whatever you do don't let that car get repo'd, when that happens the bank auctions it off, and they don't give a shit what they get for it because you'll be responsible for the difference.
Posts: 70,546

Thread Tools
Show Printable Version Email this Page
Display Modes
Linear Mode Switch to Hybrid Mode Switch to Threaded Mode