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Old 12-10-2010, 03:39 AM  
TimeForWasp TimeForWasp is offline
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Old 12-11-2010, 02:10 PM   #106
Saul Good Saul Good is offline
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Kansas City Credit Services.

Cost 300 $ to do it over a year, but it was well worth it. Went from 17 Neg accounts to 5.
Honest question, how do you get 17 negative accounts? I can't even fathom that.
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Old 12-11-2010, 02:16 PM   #107
Bill Lundberg Bill Lundberg is offline
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Originally Posted by Saul Good View Post
Honest question, how do you get 17 negative accounts? I can't even fathom that.
One bad medical incident without insurance will do the trick rather quickly.
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Old 12-11-2010, 02:56 PM   #108
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How do you guys feel about those payday loan sites? I did one at CashNetUSA one time...put in a discount code...and got $525 the next day and had to make 9 $70 payments over the course of 4 months or so...

I know it's like wasting $100 but I thought it was a pretty ok deal at the time when I was in the need of some cash up front.
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Old 12-11-2010, 04:34 PM   #109
DeezNutz DeezNutz is offline
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Originally Posted by The Meat Dragon View Post
How do you guys feel about those payday loan sites? I did one at CashNetUSA one time...put in a discount code...and got $525 the next day and had to make 9 $70 payments over the course of 4 months or so...

I know it's like wasting $100 but I thought it was a pretty ok deal at the time when I was in the need of some cash up front.
Extraordinarily dangerous because the interest rates are generally astronomical, and these "services" often attract customers who are not fiscally responsible in the first place.

If you're in a bind and can use it responsibly, I guess. But these places present a slippery slope for far too many.
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Old 12-11-2010, 04:52 PM   #110
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Originally Posted by The Meat Dragon View Post
How do you guys feel about those payday loan sites? I did one at CashNetUSA one time...put in a discount code...and got $525 the next day and had to make 9 $70 payments over the course of 4 months or so...

I know it's like wasting $100 but I thought it was a pretty ok deal at the time when I was in the need of some cash up front.
I think it is loan sharking and the rat bastards should be arrested for taking advantage of poor people.
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Old 12-11-2010, 04:54 PM
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Old 12-11-2010, 04:56 PM
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Old 12-11-2010, 04:59 PM   #111
R8RFAN R8RFAN is offline
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Hopefully you realize that it only takes a mere moment and all that becomes nothing more than the paper it is written on.
Not if you put your priorities first and properly insure yourself instead of spending the money on a car or house you can't afford.

You can buy alot of insurance for small amonts of money when you are young and healthy
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Old 12-11-2010, 05:00 PM
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Old 12-11-2010, 05:01 PM   #112
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Originally Posted by Dsnyfn View Post
Hopefully you realize that it only takes a mere moment and all that becomes nothing more than the paper it is written on.
Not sure what you mean...
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Old 12-11-2010, 05:01 PM   #113
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Pretty simple. Pay your bills and dont buy shit you cant afford just because you can put it on a card.
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Old 12-11-2010, 05:02 PM   #114
R8RFAN R8RFAN is offline
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I guess I will repeat the same thing to you I did to Saul....it takes but a moment for all the to mean nothing.

read previous post

Keep justifying buying shit with any excuse you want and you you be a broke ass all your life...
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Old 12-11-2010, 05:03 PM   #115
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A lot of people have given decent advice.....just some of it is a little outdated especially in light of the recent credit crunch/instability.
And some have given terrible advice. The guy I quoted suggested that this guy take out a loan that he didn't need and put the money to repay the loan into an escrow account as a way to repair credit.
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Old 12-11-2010, 05:04 PM   #116
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Originally Posted by Dsnyfn View Post
it takes but a moment for all the to mean nothing.
How long did it take you to type that post that meant nothing?
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Old 12-11-2010, 05:04 PM
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Old 12-11-2010, 05:05 PM   #117
Saul Good Saul Good is offline
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Originally Posted by The Meat Dragon View Post
How do you guys feel about those payday loan sites? I did one at CashNetUSA one time...put in a discount code...and got $525 the next day and had to make 9 $70 payments over the course of 4 months or so...

I know it's like wasting $100 but I thought it was a pretty ok deal at the time when I was in the need of some cash up front.
Those are the biggest ripoff ever. It's right there with renting furniture and playing Keno.
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Old 12-11-2010, 05:06 PM   #118
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Originally Posted by Dsnyfn View Post
I guess I will repeat the same thing to you I did to Saul....it takes but a moment for all the to mean nothing.
Is that just a dooms day statement? Do you have anything palpable to bring to the conversation?
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Old 12-11-2010, 05:07 PM
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Old 12-11-2010, 05:08 PM   #119
R8RFAN R8RFAN is offline
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And some have given terrible advice. The guy I quoted suggested that this guy take out a loan that he didn't need and put the money to repay the loan into an escrow account as a way to repair credit.
Don't worry Saul, we all know the debt fairy will sweep down, take care of all the bills he leaves for his family if he dies.
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Old 12-11-2010, 05:09 PM   #120
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Not unless you are registered to do business in the state...
I am.........
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