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Old 02-10-2015, 11:21 AM  
El Jefe El Jefe is offline
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What are you going to do with your tax return money?
Inb4 taxreturnsareforthosewhodontknowhowtoinvest.
inb4Ialwaysendupoweing
inb4youareanidiotifyougetmoneyback

Anyways, for those of us who are getting money back, what are your plans for it? I fortunately am going to be getting almost all the money I spent out of pocket finishing my BBA last year, roughly 2500. I am going to take $500 and put it into my portfolio (small, but growing), take another $500 and put into my rainy day fund. I think I will take $1000 and pay down some bills we have (couple medical bills and pay some towards my wife's school loan). I will probably use $150.00 of the leftover to take my wife to Texas De Brazil (freaking love that place), I also need to replace my windshield in my civic which got cracked this winter, I will probably buy a couple books and a couple DVD's. I also need to buy some points for my 53 Ford Jubilee, and I would like to buy a Fiskars X27 axe, because I have a 40 foot ash tree cut down and sectioned, but not split. Plenty of others things to consider as well.

What about you guys?
Last edited by El Jefe; 02-10-2015 at 11:25 AM.. Reason: I meant 2500 not 250k
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Old 02-11-2015, 06:29 AM   #106
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Old 02-11-2015, 06:36 AM   #107
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Old 02-11-2015, 08:26 AM   #108
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You're doing it wrong.

How do you know what I am doing?
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Old 02-11-2015, 08:37 AM
notorious
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Old 02-11-2015, 09:20 AM   #109
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Old 02-11-2015, 09:32 AM   #110
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Part of it for some camera gear and the other part for walking around money during a March trip to New York.
What camera gear?
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Old 02-11-2015, 09:34 AM   #111
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Old 02-11-2015, 09:38 AM   #112
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How do you know what I am doing?
I don't, but if you are having to pay in $1,800 as a single person with an average job (I'm assuming that you aren't consistently in the upper tax bracket) then there are things you could be doing to lower your tax burden and keep more of your money in your pocket.
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Old 02-11-2015, 09:45 AM   #113
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Common misconception. Only the money earned beyond the new tax bracket is taxed at the higher rate. Everything under was taxed at the prior rate. It's called a progressive tax system for this very reason. It's always better to earn more.
Explain this to me then... When I added in my wife's W2 (she earned 25% of what I earned in '14) our federal return dropped by 60%. I don't see how that could have happened unless all our taxable income was taxed in the higher bracket.
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Old 02-11-2015, 10:27 AM   #114
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Explain this to me then... When I added in my wife's W2 (she earned 25% of what I earned in '14) our federal return dropped by 60%. I don't see how that could have happened unless all our taxable income was taxed in the higher bracket.
Tell her to stay at home and make you a sandwich.
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Old 02-11-2015, 10:33 AM   #115
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Explain this to me then... When I added in my wife's W2 (she earned 25% of what I earned in '14) our federal return dropped by 60%. I don't see how that could have happened unless all our taxable income was taxed in the higher bracket.
Sounds like she's not withholding very much. If you have a lower income (which presumably she does unless you're making $1m and she's making $250,000), then the default in most payrolls is that you won't be paying much or anything in taxes. So little or nothing gets taken out.

But she's not paying low taxes because her income gets stacked on top of yours. So she's actually paying a pretty high rate, and she's paying it on all of her income since your income has already sucked up the exemptions and deductions for the most part. So the little person with the green eyeshade wants a lot of tax money from her as the day of reckoning arrives.
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Old 02-11-2015, 10:38 AM   #116
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Thinking a really high-end escort.
The kind that lets you finish in the butt? That is classy.
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Old 02-11-2015, 10:56 AM   #117
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The kind that lets you finish in the butt? That is classy.
She lets you finish and then squirts it back out into a martini glass to gargle in front of you.

Dinner and a show. Dinner for her. Show for you.
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Old 02-11-2015, 11:06 AM   #118
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Sounds like she's not withholding very much. If you have a lower income (which presumably she does unless you're making $1m and she's making $250,000), then the default in most payrolls is that you won't be paying much or anything in taxes. So little or nothing gets taken out.

But she's not paying low taxes because her income gets stacked on top of yours. So she's actually paying a pretty high rate, and she's paying it on all of her income since your income has already sucked up the exemptions and deductions for the most part. So the little person with the green eyeshade wants a lot of tax money from her as the day of reckoning arrives.
So if my income took us to the edge of a bracket, all of her taxable income would be taxed at the higher bracket. And since her income was originally taxed at a much lower rate than the higher bracket, the difference is sucked back out of of the refund. I guess that makes sense. It makes me wonder if it would have been better to file individually instead of jointly.
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Old 02-11-2015, 12:15 PM   #119
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She lets you finish and then squirts it back out into a martini glass to gargle in front of you.



Dinner and a show. Dinner for her. Show for you.

That is ****ing disgusting
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Old 02-11-2015, 12:42 PM   #120
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