Bankruptcy

[Demonpenz]

Alot of my friends needed money to get their gigs going to by decent guitars etc, and then the bars they were playing at wouldn't pay them shit. Well you could see that they weren't going to make their money back playing at bars. Their only choice was to start selling weed and picking up a few more gigs on the side. It was hard work, and they even had to swallow their pride and play mustang sally instead of their original songs, but it seems like they are doing better now. You just need to play more gigs.

[Mile High Mania]

Originally Posted by Demonpenz

Alot of my friends needed money to get their gigs going to by decent guitars etc, and then the bars they were playing at wouldn't pay them shit. Well you could see that they weren't going to make their money back playing at bars. Their only choice was to start selling weed and picking up a few more gigs on the side. It was hard work, and they even had to swallow their pride and play mustang sally instead of their original songs, but it seems like they are doing better now. You just need to play more gigs.

And, sometimes... when life has you by the balls (by your own doing) you have to buckle down, set your priorities correctly and focus on a more consistently paying line of work.

[Demonpenz]

Originally Posted by Mile High Mania

And, sometimes... when life has you by the balls (by your own doing) you have to buckle down, set your priorities correctly and focus on a more consistently paying line of work.

I would listen to this, we finally sucked it up and started playing cover songs at bars. It was hard work, and no one wants to play Sweet Home Alabama, but we made it through, there were times where we thought we wouldnt't make it.

[Brock]

Originally Posted by Demonpenz

I would listen to this, we finally sucked it up and started playing cover songs at bars. It was hard work, and no one wants to play Sweet Home Alabama, but we made it through, there were times where we thought we wouldnt't make it.

Good lord.

[Demonpenz]

Originally Posted by Brock

Good lord.

I know, it was hard sucking it up and realize we were going to have to stop with our own music, but sometimes it's time to face facts. Our Album Microwave waffles needed to come second, and first came getting our bills payed off.

[Scorp]

Shooting Heroin has gotten me through some rough times. Keep your chin up!

[kstater]

If you don't mind saying, how deep are you?

[mcan]

Originally Posted by kstater

If you don't mind saying, how deep are you?

About 10K in credit cards and unsecured debt.
About 70K in student loans. Most of it government loans. Some private.

[Mile High Mania]

Originally Posted by mcan

About 10K in credit cards and unsecured debt.
About 70K in student loans. Most of it government loans. Some private.

The 10k in CC really isn't much... but 70k in student loans, wow... that's a lot for a degree that you're not targeting a line of work in right now. Again, not trying to judge, but you should be able to work something out with the CC companies.

Your issue is the student loans. You mentioned that you "lived off" your student loans... you did more than just pay your tuition I suppose? I guess that's the part I don't get and that's the reason you're in a mess, other than not having a consistently good paying job.

See if there is something you can do to work out a plan with the CC company... and if all else fails, enlist.... or bust your ass to find an actual job with a paycheck every 2 weeks.

[Frazod]

Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.

[Brock]

Originally Posted by frazod

Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.

That's actually great advice.

[Scorp]

Originally Posted by frazod

Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.

Good God Man, he already stated he didn't want to die.

[Frazod]

Originally Posted by Scorp

Good God Man, he already stated he didn't want to die.

The mortality rate is slightly less than 100%.

[wild1]

Originally Posted by frazod

Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.

That is all true, plus you could acquire some skills that would be more marketable.

[joesomebody]

Originally Posted by frazod

Ever think about going in the service? Since you have a degree you might get accepted as an officer.

The good part of that is even if they garner your wages you'll still have food and a place to live. Even if they both largely suck.

While usually good advice, they won't accept him more than likely.

Credit problems (even pretty reasonable credit problems) are a major no no in the military. And since he's been ordered to court already, and is on the verge of Bankruptcy it will be dicey.

I would say zero chance a theater major is going to be commissioned with debt problems. I mean zero offense by this, but military deals with a different kind of theater anyway.

If you were a doctor, engineer, lawyer, something of high demand they might work with your debt problem.

They view debt as a liability, as you are prone to take bribes. This keeps you from getting a security clearance, which is important for enlisted folk, let alone officers.

I'm not saying don't try it, can't hurt and he is right. You'll have a house and food. O-1s make around 26k a year, plus probably 10k more in nontaxable/ungarnishable food and housing money.