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Old 12-11-2010, 05:18 PM   #1
Gadzooks Gadzooks is offline
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Originally Posted by Saul Good View Post
I guess, but you don't find yourself in one of those places unless you've made some poor decisions leading up to that point.
Very true, thankfully, I haven't, but in my younger days this service may have been helpful.
To get into a slippery slope with these guys is pretty much the lowest rung on the ladder.
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Old 12-11-2010, 05:21 PM   #2
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I guess, but you don't find yourself in one of those places unless you've made some poor decisions leading up to that point.
It's a vicious cycle. I can imagine an emergency situation, but if you're a fiscally sound person, there are probably a million different avenues you could pursue.

Predatory lending at its best.
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Old 12-11-2010, 05:13 PM   #3
R8RFAN R8RFAN is offline
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I agree with Deez Nutz. It's for people in an immediate bind.
However, I hope there is no situation in my life where I'm in a bind to the point where I have to rent furniture.

I would sell something first.......
Scumbag Parasitic Predatory Lending....

There a special place in hell for these people.
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Old 12-11-2010, 05:45 PM   #4
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Sauls the last person who should tell you about credit he doesn't even have a job.
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Old 12-11-2010, 05:50 PM   #5
Saul Good Saul Good is offline
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Sauls the last person who should tell you about credit he doesn't even have a job.
Is it hard to type while flexing your fat, stubby arms?
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Old 12-11-2010, 05:52 PM   #6
Titty Meat Titty Meat is offline
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I maybe fat but you're broke thats why you have to play Athletic Department/Politician online.
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Old 12-11-2010, 05:59 PM   #7
Saul Good Saul Good is offline
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I maybe fat but you're broke thats why you have to play Athletic Department/Politician online.
Not to spoil your party, but I've worked at the same company for almost 5 years, and my financial situation has never been better. In the 2 years since I've been debt free, my net worth has increased precipitously. Don't worry about me, hercullays. Worry about heart disease and diabetes.
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Old 12-11-2010, 06:00 PM   #8
Titty Meat Titty Meat is offline
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Not to spoil your party, but I've worked at the same company for almost 5 years, and my financial situation has never been better. In the 2 years since I've been debt free, my net worth has increased precipitously. Don't worry about me, hercullays. Worry about heart disease and diabetes.
Heh as seriously as you take this website you should worry about yours.
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Old 12-11-2010, 06:00 PM   #9
R8RFAN R8RFAN is offline
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Originally Posted by Saul Good View Post
Not to spoil your party, but I've worked at the same company for almost 5 years, and my financial situation has never been better. In the 2 years since I've been debt free, my net worth has increased precipitously. Don't worry about me, hercullays. Worry about heart disease and diabetes.
You have a troll following you too?
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Old 12-11-2010, 06:02 PM   #10
Saul Good Saul Good is offline
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You have a troll following you too?
Is yours a fat midget who posts pictures of himself in a basketball jersey flexing his pudgy little arms, too?
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Old 12-11-2010, 06:04 PM   #11
R8RFAN R8RFAN is offline
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Is yours a fat midget who posts pictures of himself in a basketball jersey flexing his pudgy little arms, too?
No , he he is gone now I think, he use to crawl under houses and install Directv and live of the X's Social Security
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Old 12-11-2010, 05:57 PM   #12
R8RFAN R8RFAN is offline
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I love this thread...

I want some of you to tell me how to justify borrowing money is better than saving up and buying with cash....

I want some more of you to tell me how that credit card you value so much is changing your life for the good.....

I don't have any debt ZERO NADA NONE everything is paid for, every last penny of my paycheck goes into the bank.

Credit is to let broke people buy shit they can't afford to impress other people...

My credit score is 0 and I can get a loan if I wanted it with a 0 credit score far easier than others can with a 700...

Why?
Debt to income ratio + Bank account
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Old 12-12-2010, 07:25 AM   #13
Rukdafaidas Rukdafaidas is offline
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I love this thread...

I want some of you to tell me how to justify borrowing money is better than saving up and buying with cash....
It depends on what you're borrowing money for. If you're using a credit card to buy everyday purchases or stuff you don't need, it's bad.

If you're borrowing money to buy a business or an asset that can be used to gain value, borrowing money can be a good thing.
Nearly every one of the richest people on earth got to where they are by borrowing money. Donald Trump has a lot more money than you or I, but I bet he has many, many loans outstanding right now.

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I want some more of you to tell me how that credit card you value so much is changing your life for the good.....
Who has said that? I don't think anyone is arguing that normal credit card debt is a good thing.

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I don't have any debt ZERO NADA NONE everything is paid for, every last penny of my paycheck goes into the bank.
Good for you. You're content where you are. You'll never be in Forbes, but that isn't your goal.

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Originally Posted by R8ers View Post
Credit is to let broke people buy shit they can't afford to impress other people...

My credit score is 0 and I can get a loan if I wanted it with a 0 credit score far easier than others can with a 700...

Why?
Debt to income ratio + Bank account
Not always.
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Old 12-12-2010, 08:20 AM   #14
Earthling Earthling is offline
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It depends on what you're borrowing money for. If you're using a credit card to buy everyday purchases or stuff you don't need, it's bad.
Not always. I use my credit card almost exclusively for everday purchases. But, I pay the entire ballance off each month. All I have these days is the utility bills.
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Old 12-12-2010, 08:22 AM   #15
Saul Good Saul Good is offline
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Originally Posted by Rukdafaidas View Post
It depends on what you're borrowing money for. If you're using a credit card to buy everyday purchases or stuff you don't need, it's bad.

If you're borrowing money to buy a business or an asset that can be used to gain value, borrowing money can be a good thing.
Nearly every one of the richest people on earth got to where they are by borrowing money. Donald Trump has a lot more money than you or I, but I bet he has many, many loans outstanding right now.



Who has said that? I don't think anyone is arguing that normal credit card debt is a good thing.



Good for you. You're content where you are. You'll never be in Forbes, but that isn't your goal.



Not always.
Warren Buffet operates his businesses with cash. I think you will agree that he has done pretty well for himself.
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