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04-03-2017, 08:00 PM | #256 |
Court Jester
Join Date: Aug 2000
Location: Orlando
Casino cash: $1602400
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Haven't checked my credit score in a while, but I assume it's ok. Your advice a few years ago encouraged me to pay off my house and now I have no debt and put away over 35 grand into my savings account in the last year with no house or car payment. The Raiders still suck, but cheers for the good advice.
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Posts: 20,036
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04-03-2017, 08:15 PM | #257 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Quote:
If you have cash you never have to worry about credit, I use credit cards for everything and don't have to use much money to get stuff at amazon because of the points. I pay my credit card off every week I am happy for you, feels good not to give the bank that interest every month, when I bought my house I had like 100k or so in the bank and made half the house payment with the interest on that money (early 2ks) but after the crash and interest on my money came to near zero I decided to not pay the bank all that money and paid it off with only about 10k left, I was nervous as hell but since then I have went over 150k in cash and 300k in my 401k with everything paid off. |
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Posts: 23,166
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04-04-2017, 04:58 AM | #258 | |
Hey Loochy, I'm hooome!
Join Date: Oct 2008
Location: PooPooKaKaPeePeeShire
Casino cash: $660397
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Quote:
__________________
Hey Loochy, I'm hoooome! |
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Posts: 41,163
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04-04-2017, 05:09 AM | #259 | |
Level 40 Wizard
Join Date: Jun 2012
Location: Misery
Casino cash: $10013080
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Quote:
__________________
John Madden's three rules: 1. Be on time. 2. Pay attention. 3. Play like hell when I tell you to. |
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Posts: 1,484
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04-04-2017, 05:42 AM | #260 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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I will get a small pension from Fedex....and I have about 300k in my 401k and about to be 51
Last edited by R8RFAN; 04-04-2017 at 06:02 AM.. |
Posts: 23,166
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04-04-2017, 05:51 AM | #261 |
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Join Date: Jan 2009
Casino cash: $1005743
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Posts: 64,201
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04-04-2017, 06:19 AM | #262 | |
In BB I trust
Join Date: May 2003
Location: Boston, Mass.
Casino cash: $10029808
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Quote:
Well, "law" has nothing to do with it. It's the contract. Most consumer loans -- loans not given to businesses -- do not have prepayment penalties. Mortgages, for example, do not. Business loans, however, often do.
__________________
"I love signature blocks on the Internet. I get to put whatever the hell I want in quotes, pick a pretend author, and bang, it's like he really said it." George Washington |
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Posts: 43,125
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04-04-2017, 06:20 AM | #263 |
In BB I trust
Join Date: May 2003
Location: Boston, Mass.
Casino cash: $10029808
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Nice! And ignore my last post, responding to an ancient post.
__________________
"I love signature blocks on the Internet. I get to put whatever the hell I want in quotes, pick a pretend author, and bang, it's like he really said it." George Washington |
Posts: 43,125
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04-04-2017, 10:44 AM | #264 | |
Court Jester
Join Date: Aug 2000
Location: Orlando
Casino cash: $1602400
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Quote:
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Posts: 20,036
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04-04-2017, 11:18 AM | #265 | |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Quote:
i have a work buddy, we have been working together for 30 years between 2 jobs ... He is the kind of guy that still lives paycheck to paycheck, I have tried to help him but I think his wife thinks she is a Princess... They have lost 2 homes to foreclosure and an Expedition with an 800 dollar a month payment that I know of... He had his wages garnished because he used to claim about 5 more dependents than he had (when you could do that). Then he would cuss every year because he had to pay taxes. His mother and father in law passed in the past couple of years and left them some money, He just bought a house at 53 with a 1100 dollar a month mortgage and I think he will lose that too, I hope not but I know him. His wife is a stay home wife with no minor kids and she spends her days shopping and eating at the cheesecake factory or the likes . They got a 14k insurance settlement and spent the money on 4 wheelers that they had to sell a year later for 20% of what they paid for them because they tore them all to hell. I remember back in the 90's he would sell me one of his guns for money he needed then take the next 2 days off work. It drives me nuts but I keep my mouth shut because its none of my business. |
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Posts: 23,166
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04-04-2017, 11:50 AM | #266 | |
Court Jester
Join Date: Aug 2000
Location: Orlando
Casino cash: $1602400
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Quote:
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Posts: 20,036
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08-27-2017, 07:08 PM | #267 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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For those interested after 4 years, I have a score of 824 now only using credit cards and paying them off in full e a couple times a month.
When I started this mission I think my score was 669 |
Posts: 23,166
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08-27-2017, 07:09 PM | #268 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $250477
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Posts: 40,769
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08-27-2017, 07:11 PM | #269 |
Molôn Labé
Join Date: Sep 2001
Location: North Carolina
Casino cash: $8566872
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Posts: 23,166
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08-27-2017, 07:14 PM | #270 |
Fish are scared of me
Join Date: Nov 2001
Casino cash: $250477
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Posts: 40,769
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