Home and Auto Need a new roof! - Page 2

damaticous · 05-27-2010, 07:31 PM

Well, this sucks. I need a new roof.

Granted it's not 100% crap yet, but I don't anticipate it lasting through the next winter. about 40% of my shingles have lost the asphalt and are curling.

When I bought this house I planned to live in it for 5 years and split. Circumstances have changed due to the job market and I will need to live here for at least a couple more years.

I've only lived in my house for 5 years and only have about 6K in equity.

I've added up the square footage (minus the slope) of the house at 1996. I searched the interwebs for calculators and I see that I'm going to need about 60 squares + other crap. Unless my math is wrong that's almost $4,500 just in shingles!

I've looked into teh HUD 203K, but don't think I'd qualify.

Besides a home equity loan anyone have any good ideas on financing?

BWillie · 05-27-2010, 11:35 PM

Quote:

Originally Posted by damaticous

Well, this sucks. I need a new roof.

Granted it's not 100% crap yet, but I don't anticipate it lasting through the next winter. about 40% of my shingles have lost the asphalt and are curling.

When I bought this house I planned to live in it for 5 years and split. Circumstances have changed due to the job market and I will need to live here for at least a couple more years.

I've only lived in my house for 5 years and only have about 6K in equity.

I've added up the square footage (minus the slope) of the house at 1996. I searched the interwebs for calculators and I see that I'm going to need about 60 squares + other crap. Unless my math is wrong that's almost $4,500 just in shingles!

I've looked into teh HUD 203K, but don't think I'd qualify.

Besides a home equity loan anyone have any good ideas on financing?

1. Paintball gun
2. Ice cubes the size of paint balls
3. An All Perils insurance party
4. Stand on roof.
5. Shoot at roof
6. Report hail loss

googlegoogle · 05-28-2010, 12:10 AM

Do it yourself. save lots of money.

Kerberos · 05-28-2010, 12:22 AM

Quote:

Originally Posted by googlegoogle

Do it yourself. save lots of money.

Or he could hire Phil and stiff him with a rubber check when the bill comes in the mail.

J/K

honeydanny84 · 05-28-2010, 12:24 AM

Quote:

Originally Posted by Phobia

You don't have 60 square. That's 6000 square feet of roof. If you owned that size house, you wouldn't blink at $4500.

yeah, if so 4500 bucks at least

05-28-2010, 12:28 AM

Quote:

Originally Posted by BWillie007

1. Paintball gun
2. Ice cubes the size of paint balls
3. An All Perils insurance party
4. Stand on roof.
5. Shoot at roof
6. Report hail loss

Do you think insurance companies don't check weather and other claims in the area? I'm not an insurance guy and I could tell you in about 15 minutes of research if an area of town experienced hail on the date of claim.

damaticous · 05-28-2010, 06:19 AM

Quote:

Originally Posted by Brock

Are you sure about that square footage?

Yes. Actually it's a little more since I didn't account for overhang

damaticous · 05-28-2010, 06:21 AM

Quote:

Originally Posted by Phobia

You don't have 60 square. That's 6000 square feet of roof. If you owned that size house, you wouldn't blink at $4500.

That'd be awesome if it wasn't. like I said I used an online calculator so I should have been more skeptical.

Kerberos · 05-28-2010, 06:21 AM

Quote:

Originally Posted by Phobia

You don't have 60 square. That's 6000 square feet of roof. If you owned that size house, you wouldn't blink at $4500.

He could be part of the Sub-Prime and got a 110% loan on the palace he lives in.

damaticous · 05-28-2010, 06:24 AM

Quote:

Originally Posted by Bugeater

Your math sucks. A 2,000 sq ft roof needs 20 square. You need 3 bundles of shingles per square. So that's 60 bundles X whatever a bundle costs these days, maybe $20-25? I haven't bought any since 2005 and IIRC they were around $12/bundle for standard 3 tab. My memory might be as bad as your math though.

That sounds more like it. I do suck at math, but I used an online calculator.

Lowe's has the shingles I would like at $24 a bundle.

damaticous · 05-28-2010, 06:29 AM

I bet it was 60 bundles instead of 60 Squares. I don't have a 6000 square foot home. lol

Chief Pote · 05-28-2010, 07:30 AM

Quote:

Originally Posted by damaticous

I bet it was 60 bundles instead of 60 Squares. I don't have a 6000 square foot home. lol

He said 6000 sq foot roof. You need to factor in the roof pitch...also known as the rise and run of the roof.

**alnorth** · 05-28-2010, 07:34 AM

Quote:

Originally Posted by Phobia

Do you think insurance companies don't check weather and other claims in the area? I'm not an insurance guy and I could tell you in about 15 minutes of research if an area of town experienced hail on the date of claim.

Yeah, insurance fraud to get a new roof is basically a commonly-accepted evil these days, so I'm not going to get outraged over it, but you cant be stupid.

If your house was the ONLY house that got nailed that day, the insurance company is going to put up a bit of a fight. You have to wait for a real hailstorm, and the damage has to look real. (I heard of one idiot who took a hammer and damaged his shingles in a perfect circle around where he stood. What he pounded on didn't even look like hail damage. His claim was not paid)

SLAG · 08-30-2010, 07:48 AM

I'm getting a new Roof Put on today.

Insurance is covering it - I called them because during one of the last storms a tree fell and hit my gutters..

So the adjuster took a look at the roof and said there is hail damage - he couldn't say for sure it was from the last storm but he said they would pay anyway

Getting 30 Yr Timberline installed

I'm excited

Hog's Gone Fishin · 08-30-2010, 08:09 AM

Quote:

Originally Posted by Brock

60 squares? I kind of doubt that.

Maybe he needs 60 shingles.

JohninGpt · 08-30-2010, 08:14 AM

What part of the country do you live in? I sell roofing materials in Tulsa, so if you are local I may be able to help you out.

05-27-2010, 07:31 PM
damaticous lurker Join Date: Sep 2003 Location: home Casino cash: $9959900	Need a new roof! Well, this sucks. I need a new roof. Granted it's not 100% crap yet, but I don't anticipate it lasting through the next winter. about 40% of my shingles have lost the asphalt and are curling. When I bought this house I planned to live in it for 5 years and split. Circumstances have changed due to the job market and I will need to live here for at least a couple more years. I've only lived in my house for 5 years and only have about 6K in equity. I've added up the square footage (minus the slope) of the house at 1996. I searched the interwebs for calculators and I see that I'm going to need about 60 squares + other crap. Unless my math is wrong that's almost $4,500 just in shingles! I've looked into teh HUD 203K, but don't think I'd qualify. Besides a home equity loan anyone have any good ideas on financing?
Posts: 1,358

05-28-2010, 12:10 AM	#17
googlegoogle Banned Join Date: Nov 2008 Casino cash: $10004900	Do it yourself. save lots of money.
Posts: 4,700

05-28-2010, 06:29 AM	#25
damaticous lurker Join Date: Sep 2003 Location: home Casino cash: $9959900	I bet it was 60 bundles instead of 60 Squares. I don't have a 6000 square foot home. lol
Posts: 1,358

08-30-2010, 07:48 AM	#28
SLAG Superbowl MVP Join Date: Oct 2005 Location: OOOOOOOOOOOOOLATHE Casino cash: $9910252	I'm getting a new Roof Put on today. Insurance is covering it - I called them because during one of the last storms a tree fell and hit my gutters.. So the adjuster took a look at the roof and said there is hail damage - he couldn't say for sure it was from the last storm but he said they would pay anyway Getting 30 Yr Timberline installed I'm excited __________________ Ad astra per aspera
Posts: 11,177

08-30-2010, 08:14 AM	#30
JohninGpt Dammit Join Date: Mar 2001 Location: Busted Stick, IT Casino cash: $4228304	What part of the country do you live in? I sell roofing materials in Tulsa, so if you are local I may be able to help you out.
Posts: 4,161