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Old 03-26-2020, 09:25 AM  
Trivers Trivers is online now
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Hey Small Business Owners...What are you doing to ride the storm out?
How are you handling HR issues?

Are you applying for SBA loans?
There are several types of loans. And new info is appearing daily.

Capital up to $10MM.
Up to 30 years to repay. Some actually are forgivable.
3.75 to 4%

https://disasterloan.sba.gov/ela/

https://www.inc.com/kevin-j-ryan/sma...incthismorning



My world: Everyone at the software companies are working remotely. The chocolate factory shut down yesterday due to not be considered an essential business. The chocolate elve had already left due to health concerns. I handle all the commercial rentals myself so no impact:

I don't intend to lay-off anybody...if this stretches into June or July...then we may look at cutting salaries by 25 to 50%. With the $1,200 everyone is getting already from the gov, and the 4 month unemployment (+$600/week additional), if we have to do layoffs, then the Team will not be totally without funds.

What are you doing to ride the storm out?
Last edited by Trivers; 04-02-2020 at 06:02 AM..
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Old 04-14-2020, 12:24 PM   #481
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Old 04-14-2020, 12:51 PM   #482
Mr. Plow Mr. Plow is offline
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Somewhat related in the bad news department - just got word that a local sandwich shop that's been in the same spot for 23 years in my city has decided to close up permanently. Really great people and good food. Hate to see small businesses closing.
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Old 04-14-2020, 05:17 PM   #483
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Somewhat related in the bad news department - just got word that a local sandwich shop that's been in the same spot for 23 years in my city has decided to close up permanently. Really great people and good food. Hate to see small businesses closing.
unfortunately, probably going to be a lot of this.....especially mom and pops that have been around for a long time....
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Old 04-14-2020, 05:54 PM   #484
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Originally Posted by Mr. Plow View Post
Somewhat related in the bad news department - just got word that a local sandwich shop that's been in the same spot for 23 years in my city has decided to close up permanently. Really great people and good food. Hate to see small businesses closing.
There’s a deli in Springfield that I love that I’m worried about

Been eating there as much as I can
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Old 04-14-2020, 06:49 PM   #485
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Originally Posted by Mr. Plow View Post
Somewhat related in the bad news department - just got word that a local sandwich shop that's been in the same spot for 23 years in my city has decided to close up permanently. Really great people and good food. Hate to see small businesses closing.
Yeah I was doing call in orders to the local outfits I liked but most of them closed. I hate to see their financials.
Last edited by Buehler445; 04-14-2020 at 06:49 PM.. Reason: Never mind. Sent a text to my guy
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Old 04-15-2020, 09:31 AM   #486
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not near enough classic rock fans in this thread. when riding the storm out you watch the full moon crossing the range.
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Old 04-15-2020, 06:34 PM   #487
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Just got an email from my banker. Sent me a document to sign and send back over. He said it's approved and once he has that signed paper, the money will be funded to my account. Glad I finally heard back.
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Old 04-15-2020, 07:12 PM   #488
Trivers Trivers is online now
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Just got an email from my banker. Sent me a document to sign and send back over. He said it's approved and once he has that signed paper, the money will be funded to my account. Glad I finally heard back.
excellent!
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Old 04-15-2020, 08:35 PM   #489
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Got funded today, paid the staff today. We had to work a couple days to get some emergency patients in so I went ahead and paid the girls hazard pay out of my own pocket.

I am so thankful for my staff. They’re awesome and have made this stressful time somewhat easier. I’m very lucky
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Old 04-15-2020, 08:37 PM   #490
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Old 04-15-2020, 08:56 PM   #491
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Got funded today, paid the staff today. We had to work a couple days to get some emergency patients in so I went ahead and paid the girls hazard pay out of my own pocket.

I am so thankful for my staff. They’re awesome and have made this stressful time somewhat easier. I’m very lucky
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Old 04-16-2020, 08:46 AM   #492
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Just got an email from my banker. Sent me a document to sign and send back over. He said it's approved and once he has that signed paper, the money will be funded to my account. Glad I finally heard back.
Congratulations Buddy!

Still havent heard anything from Chase Bank. Hearing the PPP money is gone makes me very nervous!

WTF Chase?
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Old 04-16-2020, 09:00 AM   #493
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Congratulations Buddy!

Still havent heard anything from Chase Bank. Hearing the PPP money is gone makes me very nervous!

WTF Chase?

Hope you hear something soon. We had enough to get through a couple months and I had some alternate ways to make things work if needed what we had wasn't going to make it, but it is a relief to hear that the money should be there today.


Also - just want to say thanks to DJ. I had not thought about putting this into a new, separate account until you mentioned it. Thanks for the great idea man! Should make tracking so much more easy when we need to account for everything.
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Old 04-16-2020, 09:06 AM   #494
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Got funded today, paid the staff today. We had to work a couple days to get some emergency patients in so I went ahead and paid the girls hazard pay out of my own pocket.

I am so thankful for my staff. They’re awesome and have made this stressful time somewhat easier. I’m very lucky
Yeah, there's 'my staff' and then there's 'my staff'...

I've been picking up meals for my finance department peeps a couple times/wk just to thank them for keeping things running. There are 9 people in the dept but most are working from home. 3 of them are coming in and physically writing/posting checks, directing work and cracking whips when needed on the folks back home.

They've been invaluable. More amazingly, one of them put in notice 8 weeks ago (she's moving to Texas) so she knows she's gone around May 1 but even still says she'll probably stick around for awhile to keep helping out. How incredible is that? She's keeping here eye on our long-term prospects knowing full well that she's just not gonna be here for it.

The people you'd go to war with show themselves so damn fast when stuff like this pops up.
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Old 04-16-2020, 10:29 AM   #495
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Don't know how accurate this is.
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