Buying a house ****ing sucks.

[George Liquor]

My wife and I are trying to buy a house. We've looked at several. Seven so far to be exact. We have put in offers on five. The last one we offered 5,000 dollars over their asking price. We still don't have a house.

What. The. ****?

This is truly an awful experience. Has anyone else ever had to deal with this kind of nightmare?

[cooper barrett]

Originally Posted by Bugeater

Actually the buying process went exponentially better for us than the selling process did. 007 and I are hanging out in the awesome sun room on the deck of our new place as i type this.

Lots of space. 2000sf + sf/$ works!!! About $80sf? Is sunroom in 2000sf?

Fugly street view. Does everything look like that? The one across the street looks like my starter, (what others were calling a dump last week.) Anderson real wood windows? Nice. I upgraded the glass packages on the side that the sun bore down on. Great windows!

Kitchen only a mother could love. Big yes! Island? Formica? T+G doors?

Is that a school next door? Me like. Sitting room off Master. Please tell me that's NOT where the kids hang.. You're ****ed. Mine was a floor down and the other side of the house. Where you're fireplace is.

I like it for less than/= $200K even if it's Omaha. Lived there in late 70's college... Lot's of room, Kitchen redo cheap (Doors) with island?? Island w/plumbing/ electricity???? Countertops are easy. I like high $$$ Formica vs granite or quartz but that's me. Formica shows sings of wear/ I'm ready for new ones
If SO's a baker an island with stone is a plus, refrigd stone = bonus

Explain the bottom of the door? Is that a step down from the entry into a family room?

[Bugeater]

Yes, the peak on the front of the house is weird but it was built in the 60s. Kitchen is already under renovation, it was not the selling point of the house by any means. We're empty nesters, no kids here. Step down into family room is from the first step of the stairs.

[Fat Elvis]

Its a sellers market, at least here in my area (Topeka). Going through a divorce so we've been selling some properties; had a rental posted for 10 minutes before the first showing. Had a contract within two hours. Actually had to counter lower than the offer as there was zero chance that the house would appraise for offer, otherwise, really, really solid offer. Realtor said it was the first time that she's ever seen a counter that was lower than the offer. (House was built in the 80s; final sales price rivals a new build on a price/sq ft basis.)

Neighbor listed yesterday; I noticed that her house is under contract today.

[suzzer99]

Damn KS sounds like CA. Crazy.

I get letters every month or so from a prospective buyer (pretty sure it's just the agent) spamming everyone in our complex - 380 units.

[Valiant]

Originally Posted by Third Eye

If you don’t mind me asking, where are you located? We moved to KC last year with the intent of renting for two years before buying so we could research school districts and such. I had heard the market had cooled and there was actually surplus locally.

Depends on area. Coworker was 0 for 8 on their house offers, then gave 5k over on one Friday that went on the market that day. Had 3 offers, one unseen.

I also think it depends on price point.

[BryanBusby]

Here in the south of KC area, it's not too terrible to buy a house but you need to be pretty flexible on your wishlist and location.

Especially if you're trying to stay under 200k like the OP.

[iSavedLatin]

We sold our Brookside home a few years ago with multiple offers coming in. We accepted an offer lower than the highest bidder. We were good friends with our neighbors and felt that one of the buyers would be a really good fit for the neighborhood, so that's the offer we accepted.

We moved back to the west coast and into one of the hottest housing markets in the country in Seattle. We offered on several homes with escalator clauses up to $70k over ask and kept losing out on houses. We eventually found our current home and got a screaming deal on it because the seller and agent were complete idiots. The point being, you will get your brains beat in finding a house, but you will eventually find a place that is home to you. Take your lumps, but know it'll pay off when you find YOUR home. It'll happen for you. Best of luck.

[cooper barrett]

English,


i have set the standards for comps in many neighborhoods. Told you will never get financed.... You had to counter lower within hours WTF??? I say BS

New house per SF is a house without garage door openers, poor landscaping if any, sometimes no grass, and in many cases >50 a sf carpet....

I am saying something stinks here

Originally Posted by Fat Elvis

Its a sellers market, at least here in my area (Topeka). Going through a divorce so we've been selling some properties; had a rental posted for 10 minutes before the first showing. Had a contract within two hours. Actually had to counter lower than the offer as there was zero chance that the house would appraise for offer, otherwise, really, really solid offer. Realtor said it was the first time that she's ever seen a counter that was lower than the offer. (House was built in the 80s; final sales price rivals a new build on a price/sq ft basis.)

Neighbor listed yesterday; I noticed that her house is under contract today.

[cooper barrett]

Originally Posted by Valiant

Depends on area. Coworker was 0 for 8 on their house offers, then gave 5k over on one Friday that went on the market that day. Had 3 offers, one unseen. WTF is an "unseen" offer? a Nonoffer?

I also think it depends on price point.

Remember that after underwriting, contracts change, Realtors are whores who don't do anything that's not in their interest.

One of my buyers had 3 days to come up w/ $8K or their deposit, the carpet was lost.. They closed.

Deposits/earnest payments with Realtors are returned.....In my contracts, they choose the carpet and paint, they own it even if they fail to close.

[cooper barrett]

Originally Posted by iSavedLatin

We sold our Brookside home a few years ago with multiple offers coming in. We accepted an offer lower than the highest bidder. We were good friends with our neighbors and felt that one of the buyers would be a really good fit for the neighborhood, so that's the offer we accepted. Really what was the difference, really?

We moved back to the west coast and into one of the hottest housing markets in the country in Seattle. We offered on several homes with escalator clauses up to $70k over ask and kept losing out on houses. We eventually found our current home and got a screaming deal on it because the seller and agent were complete idiots. The point being, you will get your brains beat in finding a house, but you will eventually find a place that is home to you. Take your lumps, but know it'll pay off when you find YOUR home. It'll happen for you. Best of luck.

There's the key to success in buying real estate. look for stupid sellers and stupid agents... Or tell yourself they were...

[arrowheadnation]

I got shit on by the county appraiser after I bought my house. I bought my house two years ago in June as a 3 bedroom home with a finished basement. Got the payment to a level I wanted. All was right with the world. A year later, I get my assessment from the county appriaser. My property value was going up by $42,000. I'm immediately like WTF?!?!? Turns out my home was appraised in January of the year I bought it as a 2 bedroom home with an unfinished basement. Between that time and the time I purchased it, the seller finished the basement. This was not divulged to me at the time of purchase. Being a first time home owner, I didn't understand what this meant. Then a couple months later, boy did I ever find out. Pennymac basically let me know that my mortgage was going up like $250/month. I was allowed to pay some up front to lower the payment throughout the year, but with a single income, things were pretty tight this year. I contacted my loan lady to plead my case and she basically said, "yeah, that happens." So **** her, she's never getting my business again. I've been trying to look into ways to get it lowered back to where it was, but I'm not having any luck. Mainly because I don't know where to begin. If anybody has any tips or pointers, I'd be very appreciative. (I contacted the appraiser and they told me that my value was raised to match others in the area with finished basements)

[Third Eye]

Originally Posted by BryanBusby

Here in the south of KC area, it's not too terrible to buy a house but you need to be pretty flexible on your wishlist and location.

Especially if you're trying to stay under 200k like the OP.

Yeah, we’ve been tracking Zillow pretty regularly just to keep an eye on the market. We’ve already given up on our preferred location, which was up by Fairway. Unfortunately, it looks we’d need $600+ minimum to get what we want/need. I mean, we don’t need a big house, but with 2 kids I need more than 1900 sq ft at that price.

Based on our wants/needs/budget, we’ll probably be looking at southern Prairie Village/northern Leawood. I’d prefer to be on the MO side, but **** the KCMO school district and **** the price of private school.

[cooper barrett]

Where are you? Was there a permit pulled? read it

And who did your home inspection? read it again

Pull the disclosure statement and read the **** out of it.

Originally Posted by arrowheadnation

I got shit on by the county appraiser after I bought my house. I bought my house two years ago in June as a 3 bedroom home with a finished basement. Got the payment to a level I wanted. All was right with the world. A year later, I get my assessment from the county appriaser. My property value was going up by $42,000. I'm immediately like WTF?!?!? Turns out my home was appraised in January of the year I bought it as a 2 bedroom home with an unfinished basement. Between that time and the time I purchased it, the seller finished the basement. This was not divulged to me at the time of purchase. Being a first time home owner, I didn't understand what this meant. Then a couple months later, boy did I ever find out. Pennymac basically let me know that my mortgage was going up like $250/month. I was allowed to pay some up front to lower the payment throughout the year, but with a single income, things were pretty tight this year. I contacted my loan lady to plead my case and she basically said, "yeah, that happens." So **** her, she's never getting my business again. I've been trying to look into ways to get it lowered back to where it was, but I'm not having any luck. Mainly because I don't know where to begin. If anybody has any tips or pointers, I'd be very appreciative. (I contacted the appraiser and they told me that my value was raised to match others in the area with finished basements)

[cooper barrett]

Originally Posted by Third Eye

Yeah, we’ve been tracking Zillow pretty regularly just to keep an eye on the market. We’ve already given up on our preferred location, which was up by Fairway. Unfortunately, it looks we’d need $600+ minimum to get what we want/need. I mean, we don’t need a big house, but with 2 kids I need more than 1900 sq ft at that price.

Based on our wants/needs/budget, we’ll probably be looking at southern Prairie Village/northern Leawood. I’d prefer to be on the MO side, but **** the KCMO school district and **** the price of private school.

I am guessing you are looking at Reinhardt Estates, Bryantwood, in Fairway Northern PV is nice too sat 65th and Mission to Roe the edge of mission hills to the south has a few outstanding homes but the 79 th south to 87th area between in PV is all good same on the other side of Nall in OP.)

Corinth, Calvin Crest, West Riding and Somerset are nice areas but in the $$$ areas. (my neighbors house was well over $1M a few blocks off Nall) but hidden treasures are to be found in the area just south of Mission Hills near State Line.

87th-95 and Lowell and 87th-95 and Lamar are great areas of OP but 91st- 95 and Roe is nicer for some.

[lawrenceRaider]

Originally Posted by cooper barrett

There's the key to success in buying real estate. look for stupid sellers and stupid agents... Or tell yourself they were...

We got our house in Wichita at a great deal on a short sale. We were moving back up from Texas, and the Market here was stupid hot at the time and nearly every house we liked was gone before I could even look at it.

I didn't even want to look at our house because the pictures were terrible online. Wife insisted based on the pictures of the great room, which they had basically used book shelves to break up into a few different spaces, office area, TV area, etc.

Went in the house and once I looked past their clutter, it had a nearly perfect layout for us. Because we had flexibility in when we moved in, we got it. An older couple were living there and he had lost his job. They couldn't really keep up with the house, and it needed a couple small things that I did myself once we moved in.